Banks County Public Records 07-15-09

Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment of the indebtedness secured by a Security Deed executed by HELEN SULLIVAN to WASHINGTON MUTUAL BANK dated July 11, 2007, in the amount of $97,602.00, and recorded in Deed Book 310, Page 796, Banks County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association by assignment, the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2009 , during the legal hours of sale, at the Courthouse door in Banks County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
The land referred to in this policy is situated in the State of GA, County of BANKS, City of COMMERCE and described as follows:
All that tract or parcel of land lying and being in GMD 1206, Banks County, Georgia, being shown and delineated as 2.15 acres, more or less, on plat of survey for James T. Seagraves and Denise N. Seagraves by Max Lewellen dated December 21, 1999 and being recorded in Plat Book 17, Page 150, Banks County, Georgia Records, said plat being incorporated herein and made reference hereto.
which has the property address of 2167 Westbrook Rd., Commerce, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Helen Sullivan and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
JPMorgan Chase Bank, National Association Attorney in Fact for Helen Sullivan
Anthony DeMarlo, Attorney/kcarr
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-04644 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT.
(JU8,15,22,29B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JOHN B. MCCALL to MORTGAGE ELECTORNIC REGISTRATION SYSTEMS, INC. dated March 26, 2007, in the amount of $89,900.00, and recorded in Deed Book 302, Page 723, Banks County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2009, during the legal hours of sale, at the Courthouse door in Banks County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that lot, tractor parcel of land, together with improvements thereon, lying and being in the 465 G.M.D., Banks County, Georgia, and being Lots 12 and 13 as shown on the Plat of Survey by James M. Paul, Surveyor, dated 04/27/78 and recorded in Plat Book 7, at Page 71, of the Bank County, Georgia Plat Records, and which Plat is hereby incorporated by reference for a more complete description of said property. Said property is conveyed subject to the restrictions contained in the Warranty Deed recorded in Deed Book 43, at Page 227 of the Banks County, Georgia Deed Records.
2000 Hort 27X27 Manufactured Home VIN# H1792977GLR
which has the property address of 199 Jake Shubert Drive, Maysville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of John B. McCall and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for John B. McCall
Anthony DeMarlo, Attorney/ajackson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-13721 /VA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU8,15,22,29B/1325-50)

Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment of the indebtedness secured by a Security Deed executed by SARITA K. DAVIDSON f/k/a SARITA G. KING to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated April 16, 2003, in the amount of $0.00, and recorded in Deed Book 212, Page 736, Banks County, Georgia Records, as last transferred to Guaranty Bank by assignment, the undersigned, Guaranty Bank pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2009, during the legal hours of sale, at the Courthouse door in Banks County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in Land Lot 185 of the 10th Land District of Banks County, Georgia, containing .60 Acres, more or less, and being more fully shown on a Plat of Survey for Sarita G. King made by Holcomb Surveying, Inc., R.L.S., dated October 29, 1998, and being of record in the office of the Superior Court of Banks County Records in Plat Book 23, Page 127, said plat and being incorporated herein by reference for a more full and complete description.
which has the property address of 930 Park Ave, Baldwin, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Sarita K. Davidson f/k/a Sarita G. King and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Guaranty Bank Attorney in Fact for Sarita K. Davidson f/k/a Sarita G. King
Anthony DeMarlo, Attorney/smitchell
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-15369 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU8,15,22,29B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by ABEL HERNANDEZ, SR. to __, dated November 15, 2006, recorded in Deed Book 294, Page 485, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED SEVENTEEN THOUSAND AND 0/100 DOLLARS ($417,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 475 Crosspoint Parkway, Getzville, NY 14068, 800-285-6000. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Abel Hernandez, Sr. or a tenant or tenants and said property is more commonly known as 179 Hammer’s Glen Drive, Homer, Georgia 30547.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
__ as Attorney in Fact for Abel Hernandez, Sr.
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ps1 8/4/09
Our file no. 51751109-FT7
EXHIBIT A
All that tract or parcel of land lying and being in 1210 GMD, Banks County, Georgia and being Lot 1, Block A, Unit One, Phase One, Hammer’s Glen Reserve as shown on the plat of survey recorded in Plat Book E, Page 112 of the Banks County, Georgia Plat Records. Reference to said plat and the record hereof is hereby made for a more complete description of said property.
(JU8,15,22,29B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Because of a default in the payment of the indebtedness secured by a Security Deed executed by HOYT TERRY TANNER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS dated June 20, 2006, and recorded in Deed Book 284, Page 349, Banks County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association, as Trustee for Structured Asset Securities Corporation, Series 2004-GEL1, by Assignment securing a Note in the original principal amount of $270,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 4, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being all of Lot 13, Block 1, Unit 1, Proverbs Subdivision located in Poplar Springs, G.M.D. Banks County, GA as more fully shown on survey for Wendell L. Pepper and Sarah L. Pepper dated December 2, 1986, prepared by B. Keith Rochester and Associates, Reg. Sur. and being recorded in the Clerk’s Office of the Superior Court of Banks County, GA in Plat Book 12, page 70, Said plat and the record thereof are herein incorporated for a full and complete legal description.
Together with a non-exclusive easement for purposes of vehicular and pedestrian ingress and egress from Garrison Shoal County Road to subject property along right of way show on the above referenced plat. Provided however that part of Lot No. 13 which is located in the right of way of Ashley Brook Drive (60’ right of way) is excluded from this conveyance. The subdivision survey is recorded in Plat Book 7, Page 229, Banks County Records and also incorporated herein by reference.
Said property is known as 312 Ashley Brooke Dr., Lula, GA 30554, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Hoyt Terry Tanner, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Hoyt Terry Tanner, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
US Bank National Association, as Trustee for Structured Asset Securities Corporation, Series 2004-GEL1 as Attorney-in-Fact for Hoyt Terry Tanner
File no. 09-013708
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770)220-2535/CP
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(JU8,15,22,29B/1323-70T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated January 16, 2007, executed by LAWRENCE J. HOFF to MORTGAGE ELECTRONIC SYSTEMS, INC. recorded in Deed Book 298, Page 73, Banks County, Georgia Deed Records, and securing a Note in the original principal amount of $66,300.00, Mortgage Electronic Registration Systems, Inc. the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in August, 2009, to-wit: August 4, 2009, during the legal hours of sale, before the Banks County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property:
All that tract or parcel of land lying and being in the 284th District, G.M., Banks County, Georgia, and being that 3.28 acres, more or less, as more particularly shown on a plat of survey prepared for Ronald R. Silva by Bartlett & Cash Land Surveyors, Inc., Registered Surveyor, dated December 29, 1998, recorded in Plat Book 23, Page 179, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
The aforedescribed real property is also known as 212 Daily Road, Homer, Georgia, according to the present system of numbering houses in Banks County, Georgia.
This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale.
Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
Upon information and belief, said real property is presently in the possession or control of Lawrence J. Hoff and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law.
MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Attorney-in-Fact for LAWRENCE J. HOFF
David W. Adams, Esquire
Ellis, Painter, Ratterree & Adams LLP
2 East Bryan Street, Suite 1001
Savannah, Georgia 31401
(912) 233-9700
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFERENCED LENDER AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE.
(JU8,15,22,29B/1328-60T4P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment of the indebtedness secured by a Security Deed executed by ANGELA GARRETT to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for HOMESTAR FINANCIAL CORPORATION dated May 11, 2007, in the amount of $141,676.00, and recorded in Deed Book 305, Page 818, Banks County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2009, during the legal hours of sale, at the Courthouse door in Banks County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the city of Maysville, GMD 465 of Banks County, Georgia, being designated as Lot 3, Block A of Ridgeland Subdivision, according to that Final Plat for Ridgeland prepared by W.T. Dunahoo and Associates, certified by W.T. Dunahoo, GA RLS 1577, dated October 12, 2005 and recorded in Plat Book F, Page 104, Banks County, Georgia Records, which plat is incorporated herein and made a part hereof by reference thereto for a more complete description of the property conveyed herein.
which has the property address of 127 Ridgeland Drive, Maysville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Angela Garrett and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp. Attorney in Fact for Angela Garrett
Anthony DeMarlo, Attorney/kjenrette
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-00633 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU8,15,22,29B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
By virtue of Power of Sale contained in Security Deed from STEPHEN L. BRIDGEFORD and CHAD E. EDGE to COMMUNITY BANK & TRUST, dated June 7, 2006, which Deed is recorded among Banks County, Georgia Records in Deed Book 282, Page 821, said Security Deed being given to secure a Note dated February 4, 2008 in the original principal amount of THREE HUNDRED SIXTY TWO THOUSAND FOUR HUNDRED SIXTY TWO AND 00/100 ($362,462.00) DOLLARS, with interest thereon as set forth therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse Door at Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2009, (August 4, 2009) the following described property, to wit:
All that tract or parcel of land lying and being in the 1210th District, G.M., Banks County, Georgia, being known as Lot 24, containing 1.00 acre, more or less, of Block A, Unit 1, Phase 1, of Hammer’s Glen “The Reserve”, as shown on a Plat of Survey entitled “Survey for Hammer’s Glen “The Reserve”, prepared by Lovell, Duvall, Miller & Associates, Inc., R.L.S., certified by Kenyon L. Miller, Georgia Registered Surveyor, No. 2595, dated December 1, 2003, recorded in Plat Book E, Page 12, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Said property is known as 202 Hansen Ridge, Homer, Georgia, 30547, together with all fixtures and personal property attached to and constituting a part of said property if any.
Whereas, the Note secured by said Security Deed has become in default as to payment of the principal and interest, and COMMUNITY BANK & TRUST has given notice of its intention to foreclose said Security Deed and claim attorney’s fees as provided in said Note and Security Deed.
The debt secured by said Security Deed and evidenced by said Note has been and is hereby declared due because of the non-payment of the current indebtedness secured by said Security Deed. The debt remaining in default, this sale will be made for the purpose of paying said indebtedness, including all accrued and unpaid interest thereon, and attorney’s fees and all expenses of said sale.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U. S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
The property will be sold as the property of STEPHEN L. BRIDGEFORD and CHAD E. EDGE, who, to the best of the undersigned’s knowledge and belief, is the party in possession of said property.
COMMUNITY BANK & TRUST, as Attorney-in-Fact for STEPHEN L. BRIDGEFORD and CHAD E. EDGE
M. KEITH YORK,
KIMZEY, KIMZEY & YORK
1070 South Main Street
P. O. Box 38
Cornelia, Georgia 30531
(706) 778-6823
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU8,15,22,29B/1326-60P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
By virtue of Power of Sale contained in Security Deed from MITCHELL MADDOX to COMMUNITY BANK & TRUST, dated November 28, 2005, which Deed is recorded among Banks County, Georgia Records in Deed Book 271, Page 735, said Security Deed being given to secure a Note dated April 24, 2008 in the original principal amount of SEVENTY THREE THOUSAND FOUR HUNDRED SEVENTY ONE AND 66/100 ($73,471.66) DOLLARS, with interest thereon as set forth therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse Door at Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2009, (August 4, 2009) the following described property, to wit:
All that tract or parcel of land lying and being in GMD 207, Banks County, Georgia, being 5.19 acres identified as Tract 3, Glenfield Farms, as shown on survey recorded in Plat Book 14, Page 131, Banks County, Georgia Records, more complete description of said property.
Also conveyed herewith is a 1994 Clayton Mobile Home, Mfg. ID #WHC003330GAAB.
Said property is known as 228 Borders Road, Commerce, Georgia, 30530, together with all fixtures and personal property attached to and constituting a part of said property if any.
Whereas, the Note secured by said Security Deed has become in default as to payment of the principal and interest, and COMMUNITY BANK & TRUST has given notice of its intention to foreclose said Security Deed and claim attorney’s fees as provided in said Note and Security Deed.
The debt secured by said Security Deed and evidenced by said Note has been and is hereby declared due because of the non-payment of the current indebtedness secured by said Security Deed. The debt remaining in default, this sale will be made for the purpose of paying said indebtedness, including all accrued and unpaid interest thereon, and attorney’s fees and all expenses of said sale.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U. S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
The property will be sold as the property of MITCHELL MADDOX, who, to the best of the undersigned’s knowledge and belief, is the party in possession of said property.
COMMUNITY BANK & TRUST,, as Attorney-in-Fact for MITCHELL MADDOX
M. KEITH YORK,
KIMZEY, KIMZEY & YORK
1070 South Main Street
P. O. Box 38
Cornelia, Georgia 30531
(706) 778-6823
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU8,15,22,29B/1326-60P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
By virtue of Power of Sale contained in Security Deed from EZRA MITCHELL MADDOX to COMMUNITY BANK & TRUST, dated July 21, 2005, which Deed is recorded among Banks County, Georgia Records in Deed Book 262, Page 828, said Security Deed being given to secure a Note dated April 18, 2009 in the original principal amount of ONE HUNDRED ELEVEN THOUSAND NINETY SIX AND 66/100 ($111,096.66) DOLLARS, with interest thereon as set forth therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse Door at Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2009, (August 4, 2009) the following described property, to wit:
All that tract or parcel of land lying and being in the 207th G.M.D. of Banks County, Georgia, containing approximately 5.0 (five) acres, more or less, all as shown on a plat of survey for Barbara Mitchell, dated August 5th, 1993, prepared and certified by Max Jackson Lewallen, GRSL #2067, and as recorded in Plat Book 27, page 105, Banks County, Georgia records; being property commonly known as 728 Sims Bridge Road, Commerce, Georgia.
Said property is known as 728 Sims Bridge Road, Commerce, Georgia, 30530, together with all fixtures and personal property attached to and constituting a part of said property if any.
Whereas, the Note secured by said Security Deed has become in default as to payment of the principal and interest, and COMMUNITY BANK & TRUST has given notice of its intention to foreclose said Security Deed and claim attorney’s fees as provided in said Note and Security Deed.
The debt secured by said Security Deed and evidenced by said Note has been and is hereby declared due because of the non-payment of the current indebtedness secured by said Security Deed. The debt remaining in default, this sale will be made for the purpose of paying said indebtedness, including all accrued and unpaid interest thereon, and attorney’s fees and all expenses of said sale.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U. S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
The property will be sold as the property of EZRA MITCHELL MADDOX, who, to the best of the undersigned’s knowledge and belief, is the party in possession of said property.
COMMUNITY BANK & TRUST, as Attorney-in-Fact for EZRA MITCHELL MADDOX
M. KEITH YORK,
KIMZEY, KIMZEY & YORK
1070 South Main Street
P. O. Box 38
Cornelia, Georgia 30531
(706) 778-6823
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU8,15,22,29B/1326-60P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
By virtue of Power of Sale contained in Security Deed from GREASY CREEK DEVELOPMENT, LLC to COMMUNITY BANK & TRUST, dated April 6, 2007, which Deed is recorded among Banks County, Georgia Records in Deed Book 303, Page 238, said Security Deed being given to secure a Note dated August 25, 2008 in the original principal amount of FOUR HUNDRED FORTY ONE THOUSAND EIGHT HUNDRED NINETY FOUR AND 19/100 ($441,894.19) DOLLARS, with interest thereon as set forth therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse Door at Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2009, (August 4, 2009) the following described property, to wit:
All that tract or parcel of land lying and being in the 265th District, G.M., Banks County, Georgia, and being that 35.165 acres, more or less, as shown on a plat of survey for Kevin Cape, prepared by Ingram, Lord & Associates, Registered Surveyor, dated February 26, 2007, recorded in Plat Book F, Page 158, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Said property is known as Yonah Homer Road, Homer, Georgia, 30547, together with all fixtures and personal property attached to and constituting a part of said property if any.
Whereas, the Note secured by said Security Deed has become in default as to payment of the principal and interest, and COMMUNITY BANK & TRUST has given notice of its intention to foreclose said Security Deed and claim attorney’s fees as provided in said Note and Security Deed.
The debt secured by said Security Deed and evidenced by said Note has been and is hereby declared due because of the non-payment of the current indebtedness secured by said Security Deed. The debt remaining in default, this sale will be made for the purpose of paying said indebtedness, including all accrued and unpaid interest thereon, and attorney’s fees and all expenses of said sale.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U. S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
The property will be sold as the property of GREASY CREEK DEVELOPMENT, LLC, who, to the best of the undersigned’s knowledge and belief, is the party in possession of said property.
COMMUNITY BANK & TRUST, as Attorney-in-Fact for GREASY CREEK DEVELOPMENT, LLC
M. KEITH YORK,
KIMZEY, KIMZEY & YORK
1070 South Main Street
P. O. Box 38
Cornelia, Georgia 30531
(706) 778-6823
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU8,15,22,29B/1326-60P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
By virtue of Power of Sale contained in Security Deed from GREASY CREEK DEVELOPMENT, LLC to COMMUNITY BANK & TRUST, dated July 31, 2007, which Deed is recorded among Banks County, Georgia Records in Deed Book 310, Page 245, said Security Deed being given to secure a Note dated August 25, 2008 in the original principal amount of FOUR HUNDRED FORTY ONE THOUSAND EIGHT HUNDRED NINETY FOUR and 19/100 ($441,894.19) DOLLARS, with interest thereon as set forth therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse Door at Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2009, (August 4, 2009) the following described property, to wit:
All that tract or parcel of land lying and being in the City of Homer, 265th District, G.M., Banks County, Georgia, and being that 17.30 acres, more or less, as designated as Tract 2 on a plat of survey prepared for Charles L. Sullivan Construction Co., Inc. by Max Lewallen, Registered Surveyor, dated April 18, 2002, recorded in Plat Book 26, Page 182, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Said property is known as Yonah Homer Road, Homer, Georgia, 30547, together with all fixtures and personal property attached to and constituting a part of said property if any.
Whereas, the Note secured by said Security Deed has become in default as to payment of the principal and interest, and COMMUNITY BANK & TRUST has given notice of its intention to foreclose said Security Deed and claim attorney’s fees as provided in said Note and Security Deed.
The debt secured by said Security Deed and evidenced by said Note has been and is hereby declared due because of the non-payment of the current indebtedness secured by said Security Deed. The debt remaining in default, this sale will be made for the purpose of paying said indebtedness, including all accrued and unpaid interest thereon, and attorney’s fees and all expenses of said sale.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U. S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
The property will be sold as the property of GREASY CREEK DEVELOPMENT, LLC, who, to the best of the undersigned’s knowledge and belief, is the party in possession of said property.
COMMUNITY BANK & TRUST, as Attorney-in-Fact for GREASY CREEK DEVELOPMENT, LLC
M. KEITH YORK,
KIMZEY, KIMZEY & YORK
1070 South Main Street
P. O. Box 38
Cornelia, Georgia 30531
(706) 778-6823
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU8,15,22,29B/1326-60P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by VALERIE LORD and LOWELL LORD aka JAMES LORD to H & R BLOCK MORTGAGE CORPORATION, dated June 15, 2005, recorded in Deed Book 276, Page 447, Banks County, Georgia Records, as last transferred to Wells Fargo Bank, National Association as Trustee for Securitized Asset Backed Receivables LLC 2006-OP1 Mortgage Pass-Through Certificates, Series 2006-OP1 by assignment to be recorded in the Office of the Clerk of Superior Court of Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-NINE THOUSAND THREE HUNDRED AND 0/100 DOLLARS ($79,300.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: American Home Mortgage Servicing Inc., 6501 Irvine Center Drive, Irvine, CA 92618, 877-304-3100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Valerie Lord and Lowell Lord or a tenant or tenants and said property is more commonly known as 261 McEver Rd., Commerce, Georgia 30530.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, National Association as Trustee for Securitized Asset Backed Receivables LLC 2006-OP1 Mortgage Pass-Through Certificates, Series 2006-OP1 as Attorney in Fact for Valerie Lord and Lowell Lord aka James Lord
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/cg1 8/4/09
Our file no. 52362108-FT1
EXHIBIT A
All that certain property situated in city of commerce in the County of Banks, and state of GA and being described in a deed dated 01/25/1996 and recorded 01/31/1996 in Book 103, Page 231 among the land records of the county and state set forth above, and referenced as follows:
All that tract or parcel of land lying and being in Banks County, Georgia, G.M.D 207, being designated as tract 1, containing 0.69 acres, more or less, and tract 2, containing 0.38 acres, more or less, and being 1.07 acres in the aggregate according to a survey for Jimmie Ray Jacobs, Jr. and Lisa L. Jacobs, prepared by Venable and Associates, Registered Land Surveyor, said plat is recorded in Plat Book 14, Page 188, Banks County Records and is incorporated herein by reference for a more complete description, this conveyance is subject to all easement and rights of way for road and utilities now in use along with all easements and restrictions of record.
Less and except: property referenced in Book 156; Pages 86-88
All that tract or parcel of land lying and being in Banks County, Georgia, G.M.D. 207, being designated as tract two, containing 0.38 acres according to a survey for Jimmie Ray Jacobs, Jr. and Lisa L. Jacobs. Prepared by venable and associates, G.R.L.S. said plat is recorded in Plat Book 14, Page 188, Banks County Records and is incorporated herein by reference for a more complete description. This conveyance is subject to all easements and rights of way for roads and utilities now in use along with all easements and restrictions of record. Less and except that .38 acres tract conveyed to Phillup Beard and Kevin Pugh by Lowell Lord, as per that limited warranty deed dated 04/22/2000 and recorded 04/24/2000 in Book 156 and Page 86.
Parcel No. B82009
(JU8,15,22,29B/12062-90T1P)