Banks County Public Records 08-11-10 pt 1

Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS IS AN ATTEMPT TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Tony Smallwood and Donna Smallwood to Mortgage Electronic Registration Systems, Inc., as nominee for Taylor, Bean & Whitaker Mortgage Corp., dated April 17, 2008, recorded in Deed Book 324, Page 703, Banks County, Georgia Records, as last transferred to OCWEN LOAN SERVICING, LLC by assignment to be recorded ___, Banks County, Georgia records conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED THIRTY TWO THOUSAND AND NO/100 DOLLARS ($332,000.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in September 2010 the following described property:
All that tract or parcel of land lying and being in the 1210th District, G.M., Banks County, Georgia, and being that 2.500 acres, more or less, designated as Tract 2, on a final plat of survey prepared by Ingram, Lord & Associates, Registered Surveyor, dated July 26, 2006, recorded in Plat Book F, Page 114, in the Office of the Clerk of the Superior Court of Banks County, Georgia, and incorporated herein and made a part hereof by reference for a more detailed description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.  The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, Attention Home Retention Department, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409, 877-596-8580.  Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Tony Smallwood and Donna Smallwood or a tenant or tenants and said property is more commonly known as 1114 Scales Creek Rd., Homer, GA 30547.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
OCWEN LOAN SERVICING, LLC as Attorney in Fact for Tony Smallwood and Donna Smallwood
Weissman, Nowack, Curry & Wilco, PC
Attn: Ocwen Team
One Alliance Center
3500 Lenox Road
Atlanta, GA 30326
/KM 03/07/2010
Our File# 015151-003051
(AU11,18,25,SE1P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
By virtue of the power of sale contained in that certain Deed to Secure Debt/Security Deed executed by LEQUITA JUANISHA STOCKTON and ROYCE CHADWICK STOCKTON to NEW CENTURY MORTGAGE CORPORATION, dated June 8, 2006, and recorded in Book 283, Page 278, and further assigned to Wells Fargo Bank N.A., Banks County, Georgia Records, said Deed to Secure Debt/Security Deed having been given to secure a Note dated June 8, 2006, in the original principal sum of ONE HUNDRED TWENTY-FIVE THOUSAND NINE HUNDRED TEN AND NO/100 ($125,910.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Banks County, Georgia, within the legal hours of sale on the first Tuesday in September, 2010, the property described as:
All that tract or parcel of land lying and being in the 465th G.M.D. of Banks County, Georgia, and being more particularly described as Lot #9, containing 0.770 acres, as shown on a plat of survey of Oak Grove Estates prepared by Timberland Management Services, Inc., W.W. Lester, RLS #2128, dated 03/25/1987, recorded in Plat book A, Page 32, Banks County Records. The description of said property as contained on said plat is hereby incorporated herein and by reference made a part hereof.
This is a portion of the same property conveyed to Lassiter Properties, Inc. by Warranty Deed dated 6/29/83, recorded in Deed Book 29, pages 30-31, Banks County records.
This conveyance is made subject to the Restrictive Covenants filed for Oak Grove Estates dated, November 23, 1992, recorded in Deed Book 75, Page 703, Banks County Records, and the Restrictive Covenants filed for Red Oak Farms dated 11/23/1992, recorded in Book 75, page 700 Banks County Records.
Parcel No.: B32-064A
which has the property address of 106 Grove Drive, Maysville, GA 30558, together with all fixtures and other personal property conveyed by said deed.
The debt secured by said Deed to Secure Debt/Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold as the property of Lequita Juanisha Stockton and Royce Chadwick Stockton, subject to the outstanding ad valorem taxes and/or assessments, if any, and all rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record having priority over this Deed to Secure Debt/Security Deed.
Said property will be sold as the property of Lequita Juanisha Stockton and Royce Chadwick Stockton and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Deed to Secure Debt/Security Deed.
Wells Fargo Bank N.A. as attorney-in-fact for Lequita Juanisha Stockton and Royce Chadwick Stockton
Wells Fargo Bank N.A.
Attn: Loss Mitigation
1610 E. St. Andrew Place
Suite B150
Santa Ana, CA 92705
949-517-7000
By: Trustee Management Company
10975 El Monte, Suite 225
Overland Park, KS 66211
1-800-478-2580
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU11,18,25,SE1P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MATTHEW W. SIBCY and TARESA L. SIBCY to CHASE MANHATTAN MORTGAGE CORPORATION, dated October 20, 2003, recorded in Deed Book 224, Page 837, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-THREE THOUSAND AND 0/100 DOLLARS ($133,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia within the legal hours of sale on the first Tuesday in September, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Matthew W. Sibcy and Taresa L. Sibcy or a tenant or tenants and said property is more commonly known as 225 Scales Creek Road, Homer, Georgia 30547. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC sbm Chase Manhattan Mortgage Corporation as Attorney in Fact for Matthew W. Sibcy and Taresa L. Sibcy
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jwy 9/7/10
Our file no. 52073810-FT18
EXHIBIT “A”
All that tract or parcel of land lying and being in the City of Homer, 1210th District, G.M., Banks County, Georgia, and being that 1.00 acres, more or less. Designated as Lot No. 7 of Hill & Hill Development, as more particularly shown on a plat of survey prepared for Judith L. Hill & Mary Hill Towns by G. Brian Slate, Registered Surveyor, dated April 24, 2001, revised May 4, 2001, further revised April 22, 2003, and recorded at Plat Book 27, Page 135, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description. MR/jwy 9/7/10 Our file no. 52073810 - FT18
(AU11,18,25,SE1B/19698-60T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt (“Security Deed”) executed by VINCE F. REED in favor of COMMUNITY BANK & TRUST dated August 13, 2007, and recorded at Deed Book 311, Pages 60-64 of the Banks County, Georgia Deed Records, the undersigned will sell at public outcry to the highest bidder for cash before the door of the Courthouse of Banks County, Georgia, during the legal hours of sale, on the first Tuesday in September, that being September 7, 2010, the following described property:
All that tract or parcel of land lying and being in the 1580 GMD, Banks County, Georgia, being Lot 8, Hickory Knoll Subdivision, as per plat recorded in Plat Book B, Page 13, of the Banks County Deed records, which plat is incorporated herein by reference for a more complete description of said property.
This conveyance is made subject to all zoning ordinances, easements, and restrictions of record affecting said bargained premises.
Said property is located at: 146 Timber Ridge Lane, Alto, GA 30510
The debt secured by said Security Deed is evidenced by a Commercial Promissory Note (the “Note”), dated August 1, 2008 in the original principal amount of $136,310.00, payable, principal and interest from the date thereof shown on said Note on the unpaid balance until paid.
Default has occurred in the payment of the debt evidenced by the Note and secured by the Security Deed as a result of the nonpayment of installments owed thereunder. The total balance of said debt has, therefore, been declared due and the Security Deed foreclosable according to its terms.
The debt remaining in default, the property will be sold to the highest bidder for cash as the property of Vince F. Reed, the proceeds to be applied to the payment of said indebtedness, attorneys’ fees (notice of intention to collect attorneys’ fees having been given), and the lawful expenses of said sale, all as provided in the Note and the Security Deed, said sale to be subject to any and all unpaid taxes and assessments, and restrictions, easements and liens of record with priority over the Security Deed referenced above.
To the best of the undersigned’s knowledge and belief, the property is in the possession of Vince F. Reed and will be sold as the property of Vince F. Reed.
The undersigned will execute a deed to the purchaser as authorized in the aforementioned Security Deed.
Vince F. Reed
By: SCBT, NA, as successor in interest to Community Bank & Trust, as Attorney-in-Fact
Hulsey, Oliver & Mahar, LLP
P. O. Box 1457
Gainesville, GA 30503
(770) 532-6312
(AU11,18,25,SE1B/417-50T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by LYNN SHIRLEY a/k/a LYNN R. SHIRLEY and PAUL SHIRLEY a/k/a PAUL R. SHIRLEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated October 31, 2005, recorded in Deed Book 270, Page 176, Banks County, Georgia Records, as last transferred to BAC Home Loans Servicing, L.P. fka Countrywide Home Loans Servicing, L.P. by assignment to be recorded in the Office of the Clerk of Superior Court of Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FORTY THOUSAND AND 0/100 DOLLARS ($240,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia within the legal hours of sale on the first Tuesday in September, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Lynn Shirley a/k/a Lynn R. Shirley and Paul Shirley a/k/a Paul R. Shirley or a tenant or tenants and said property is more commonly known as 189 Crooked Pine Trail, Baldwin, Georgia 30511. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, L.P. fka Countrywide Home Loans Servicing, L.P. as Attorney in Fact for Lynn Shirley a/k/a Lynn R. Shirley and Paul Shirley a/k/a Paul R. Shirley
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tlj 9/7/10
Our file no. 5564410-FT14
EXHIBIT “A”
All that tract or parcel of land lying and being in Land Lot 205 of the 10th Land District in Banks County Georgia and being designated as Lot 18 of Smoke Rise Subdivision consisting of 2.998 acres, more or less, and being more fully shown by plat of survey dated May 29 2002 prepared for Covenant Love Family Church by Samuel L Duvall Registered Land Surveyor No 2295 said plat being recorded in Plat Book 26 Page 194 in the Office of the Clerk of the Superior Court of Banks County, Georgia and being incorporated herein for a full and complete legal description. MR/tlj 9/7/10 Our file no. 5564410 - FT14
(AU11,18,25,SE1B/19698-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
By virtue of the power of sale contained in the Security Deed by and between MAYSVILLE HISTORIC PROPERTIES, LLC, (“Borrower”) and FIRST GEORGIA BANKING COMPANY (“Lender”) dated September 9, 2005, and recorded in Deed Book 270, Page 746, Banks County Records conveying the realty described on Exhibit “A” attached hereto as collateral for the debt in the principal amount of $199,800.00 together with all late fees and interest from dates of execution at the rates provided therein on the unpaid balance; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Banks County Georgia, within the legal hours of sale on the first Tuesday of July, 2010, the realty in the 465th District, Banks County, Georgia, being more completely described as follows:
EXHIBIT A
All that tract or parcel of land lying and being in G.M.D. 465, Banks and Jackson Counties, Georgia, City of Maysville, containing 0.072 acres, according to a plat of survey dated May 6, 2001, for Scott Holcomb by Slate & Associates, Inc., Georgia Professional Land Surveyor No. RLS2629, and being more particularly described as follows:
To find the point of beginning, begin at an iron pin located at the southeasterly side of a sidewalk adjoining Homer Street, said iron pin being located South 37 degrees 49’51” East 42.5 feet from the intersection of the northwestern side of Homer Street with the centerline of Oak Alley; thence South 52 degrees 15’52” West 18.98 feet to the point of beginning; running thence along the centerline of a Wall, South 38 degrees 41’02” East 48.61 feet to a point common with the property n/f H. Wilson; running thence South 50 degrees 46’14” West 66.01 feet to an iron pin found; running thence North 32 degrees 24’20” West 50.23 feet to a point on the southeasterly right of way of Homer Street (said boundary line partly dividing a common hall and stairway); (said point being located North 64 degrees 09’16” E 43.56 feet from a USGS Marker N. 86 1930): running thence North 51 degrees 58’18” East 60.52 feet to the point of beginning.
The debt secured by said Security Deed has been and is hereby declared due and payable because, among other possible events of default, of the Borrower’s failure to pay the interest and principal when due. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), and any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of Grantee, the party in possession of the property is Borrower and/or a tenant or tenants.
First Georgia Banking Company As Attorney In Fact For Maysville Historic Properties, LLC
/s/ Dylan E. Wilbanks
Dylan E. Wilbanks
Wilbanks Law Firm, P.C.
1237 S. Elm Street,
Suite B
Commerce, GA 30529
PHONE: 706-335-2355
FAX: 706-243-6464
(AU11,18,25,SE1B/19584-60T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated April 15, 2002, executed by LARRY E. WEHUNT to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. recorded in Deed Book 190, Page 974, Banks County, Georgia Deed Records, and securing a Note in the original principal amount of $100,000.00, said Security Deed and Note last having been assigned to OCWEN LOAN SERVICING, LLC,  the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will,  on the first Tuesday in September, 2010, to-wit: September 7, 2010, during the legal hours of sale, before the Banks County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property:
All that tract or parcel of land lying and being in the 912th District, G.M., Banks County, Georgia, and being that 2.43 acres, more or less, designated as Tract 1 on a plat of survey prepared for Mark Gravitt and David Collins by Chris M. Patton, Registered Surveyor, dated August 6, 2001, recorded at Plat Book C, Page 161, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
ALSO:  2000 Dynasty 27’ x 72’ Mobile Home; Serial Number H814386GL&R
The aforedescribed real property, together with the 2000 Dynasty 27’ x 72’ Mobile Home; Serial Number H814386GL&R, is also known as 815 Garrison Road, Lula, Georgia 30554 according to the present system of numbering houses in Banks County, Georgia.
This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale.
Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
Upon information and belief, said real property is presently in the possession or control of Larry E. Wehunt and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law.
OCWEN LOAN SERVICING, LLC as Attorney-in-Fact for LARRY E. WEHUNT
David W. Adams, Esquire
Ellis, Painter, Ratterree & Adams LLP
2 East Bryan Street,
Suite 1001
Savannah, Georgia 31401
(912) 233-9700
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFERENCED LENDER AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE.
(AU11,18,25,SE1B/1328-60)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Because of a default in the payment of the indebtedness secured by a Security Deed executed by MELINDA L. MATTHEWS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated March 9, 2007, and recorded in Deed Book 303, Page 86, Banks County Records, said Security Deed having been last sold, assigned, transferred and ?conveyed to JPMorgan Chase Bank, National Association, by Assignment, securing a Note in the original principal amount of $131,850.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 7, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the 265th District, G.M., of Banks County, Georgia and being Lot 3, as more particularly shown on a plat of survey entitled “Danny Vaughn” prepared by Ingram, Lord and Associates, Inc., certified by Barry D. Lord, G.R.L.S. No. 2845, and recorded in Plat Book F Page 157, records of Banks County, Georgia, which plat is incorporated herein by reference and made a part of this description.
Said property is known as 231 Athens Street, Homer, GA 30547, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Melinda L. Matthews, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Melinda L. Matthews, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
JPMorgan Chase Bank, National Association as Attorney-in-Fact for Melinda L. Matthews
File no. 10-004171
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100?Atlanta, GA 30341-3941
(770)220-2535/CW
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(AU11,18,25,SE1B/1323-60T1P)

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Notice of Sale
Notice of Sale Under Power
Banks County
Pursuant to the Power of Sale contained in a Security Deed given by KENNETH D. TEETS to WELLS FARGO BANK, NA dated 1/4/2006 and recorded in Deed Book 274, Page 181, Banks County, Georgia Records; as last transferred to Wells Fargo Bank, NA by Assignment filed for record in Banks County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $68,820.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in September, 2010 (September 7, 2010), the following described property:
All that tract or parcel of land lying and being in the 465th District, G.M., Banks County, Georgia, and being that 1.03 acres, more or less, designated as Lot 8, Unit One, River Run Estates Subdivision, as more particularly shown on a plat of survey prepared for H.G. Harris by Russell Bartlett, Registered Surveyor, dated November 9, 1987, recorded at Plat Book 13, page 99, in the office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Together with an improvements and immovable fixture permanently attached thereto, a 1997 Cavalier Mobile Home, Vin 25327AB.
Said property is commonly known as 284 Water Plant Road, Commerce, Georgia 30529, together with all fixtures and personal property attached to and constituting a part of said property, if any.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Kenneth D. Teets and Kelly S. Cronic or tenant or tenants.
Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.
Wells Fargo Bank, NA as agent and Attorney in Fact for Kenneth D. Teets
Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.
THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU11,19,25,SE1P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment of the indebtedness secured by a Security Deed executed by LEE REICHERT to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated July 15, 2003, in the amount of $94,572.00, and recorded in Deed Book 219, Pages 712-8103, Banks County, Georgia Records, as last transferred to CitiMortgage, Inc. by assignment, the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2010, during the legal hours of sale, at the Courthouse door in Banks County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
Land referred to in this commitment is described as all that certain property situated in the County of Banks and State of Georgia and being described in a deed dated January 29, 2002, and recorded February 7, 2002 among the land records of the County and State Set Forth above and reference as follows: Book 186 and Page 776.
All that tract or parcel of land lying and being in 465th District, G.M. Banks County, Georgia, being Lot 21, River Run Estates Subdivision, Unit One, as per plat recorded in Plat Book 13, Page 99, in the Office of the Clerk of the Superior Court of Banks, County, Georgia, which recorded plat is incorporated herein by reference and made a part of this description.
which has the property address of 188 Loggins Lane, Commerce, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. 
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Lee Reichert  and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
CitiMortgage, Inc. Attorney in Fact for Lee Reichert
Anthony DeMarlo, Attorney/thayle
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-13115 /VA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU11,18,25,SE1B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by George O’kelley Sr. and Hilda S. O’kelley to Countrywide Bank, FSB, dated October 26, 2007, recorded in Deed Book 315, Page 735, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-SIX THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($166,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia within the legal hours of sale on the first Tuesday in September, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is George O’kelley Sr. and Hilda S. O’kelley or a tenant or tenants and said property is more commonly known as 24 Homer St, Maysville, Georgia 30558. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP as Attorney in Fact for George O’kelley Sr. and Hilda S. O’kelley
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ste 9/7/10
Our file no. 51972910-FT10
EXHIBIT “A”
Tract one: All that tract or parcel of land lying and being in Banks County, Georgia, 465th District, G.M. containing Two (2) acres, more or less, and being in the incorporate limits of the town of Maysville, GA. and on Homer Street and formerly known as the Yeargean Property, and described in plat of the Town of Maysville, Georgia by B. Wilson Surveyor, February 5, 1904; and bounded now or formerly as follows: Homer Street, Jackson Street, Merachel Harrison, King and being same lot of land conveyed to Mrs. O.M. Ariail and other to R.M. pounds by deed dated August 7, 1957, and recorded in Clerk’s Office, Banks County, Georgia in Deed Book HH, Page 512. This lot of land having been set aside to the said Mrs. O.M. Ariail and minor children as years support, less a certain part of said above described lot of land conveyed by R.M. Pounds to Gerrell Bishop by deed dated December 17, 1960, and same recorded in Clerk’s Office Banks County, Georgia, and being one third of an acre, more or less. This tract of land is sold by the lot and not by the acre. Tract Two: A certain tract or parcel of land lying and being in Banks County, Georgia, Anderson (465) District, G.M., and being within the incorporate limits of the Town of Maysville, GA., and being located on the east side of the street leading out of Maysville, Georgia to Homer, Georgia. Bounded now or formerly by Mrs. M.L. Cox and M.L. Payne and others and known as the Old Methodist Parsonage. This being the same property conveyed by deed dated January 26, 1943, by Mrs. Ross Henderson and Thomas Francis Henderson to A.D. O’Kelley, said deed being of record among the records of the Clerk’s Office of the Superior Court of Banks County, Georgia and being recorded in Deed Book “AA” at Page “593”. Tract Three: All that tract or parcel of land lying and being in Banks County, Georgia, Anderson District, G.M. No. (465), and being within the incorporated limits of the Town of Maysville, Georgia and containing one-half (1/2) acre, more or less, and being more formerly known as a part of the Mrs. Ella Cor Property and being the same property conveyed by Charles Harold Harper to Mrs. Manolia Veal by deed dated April 6, 1964, and recorded in Clerk’s Office of the Superior Court of Banks County, Georgia in Deed Book MM, at Page 516, and is described as follows: Beginning at a point on Homer Street and with corner with A.D. O’Kelley; thence along Homer Street 90 feet to a point on Comer Street; thence along Comer Street 208 feet to a point on other land of Tommy Sims, formerly known as the land of Bill Smith, Thence along his line 90 feet to a point on line of A.D. O’Kelley, formerly known as Parsonage Lot, thence along line of A.D. O’Kelley 208 feet to the point of beginning. By fee simple deed from Cindy M. Pardue as set forth in Deed Book 59, Page 305 and recorded on 5/22/1990, Banks County Records. By fee simple deed from James R. Wills as set forth in Deed Book 21, Page 121 and recorded on 5/21/1980, Banks County Records. By fee simple deed from A.D. O’Kelley as set forth in Deed Book 10, Page 610 and recorded on 4/30/1976, Banks County Records. MR/ste 9/7/10 Our file no. 51972910 - FT10
(AU11,18,25,SE1B/19698-110)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by DOLLIE L. LOGGINS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated August 24, 2007, recorded in Deed Book 311, Page 583, Banks County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-ONE THOUSAND AND 0/100 DOLLARS ($181,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia within the legal hours of sale on the first Tuesday in September, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Dollie L. Loggins or a tenant or tenants and said property is more commonly known as 227 Rocks Springs Rd., Lula, Georgia 30554. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC as Attorney in Fact for Dollie L. Loggins
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/hq1 9/7/10
Our file no. 51968710-FT3
EXHIBIT “A”
All that tract or parcel of land lying and being in the 912th G.M.D. of Banks County, Georgia, containing 3.01781 acres, more or less and bounded now or formerly as follows: North by Lands of Robert Howard Jordan; East by J.L. and Cynthia Stargel. Said tract of land being more particularly described according to plat of survey prepared by Jimmy D. Bullock, Surveyor, dated May 30, 2001 for Jeremy and Alex Browning which plat is recorded in Plat Book C, Page 150 of the Banks County Georgia plat records. Said plat is incorporated herein by reference for a more complete and accurate description of the subject property. The improvements thereon being commonly known as 227 Rocks Springs Road, Lula, Georgia 30554. Being the same lot or parcel of ground which by deed dated October 13, 2004, and recorded among the land records of Banks County in Book 246, Page 404 was granted and conveyed by Cynthia J. Stargel unto Charles Richard Armstrong. Property address is 227 Rock Springs Road, Lula, Georgia 30554 MR/hq1 9/7/10 Our file no. 51968710 - FT3
(AU11M17M25MSE1B/19698-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment of the indebtedness secured by a Security Deed executed by GARY BOLTON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated June 9, 2003, in the amount of $81,000.00, and recorded in Deed Book 216, Page 434, Banks County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment, the undersigned, BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2010, during the legal hours of sale, at the Courthouse door in Banks County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 284th G.M.D., Banks County, Georgia, containing 3.55 acres, more or less, as more fully shown on plat of survey entitled Surveyor for Gary Bolton, prepared by Max Lewallen, Registered Land Surveyor, dated May 23, 2003, said plat being recorded in Plat Book 27, Page 150, Banks County, Georgia Deed Records. Said plat being incorporated herein by reference for a more complete description.
which has the property address of 124 Hill Drive, Baldwin, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Gary Bolton and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Attorney in Fact for Gary Bolton
Anthony DeMarlo, Attorney/kgrant
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-13629 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU11,19,25,SE1B/1325-50)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MARK C. BAKER and JENNIFER A. BAKER to WELLS FARGO HOME MORTGAGE, INC., dated April 23, 2003, recorded in Deed Book 214, Page 785, Banks County, Georgia Records, as last transferred to Wells Fargo Banks, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-THREE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($153,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia within the legal hours of sale on the first Tuesday in September, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Mark C. Baker and Jennifer A. Baker or a tenant or tenants and said property is more commonly known as Lot 3 Chambers Rd., Commerce, Georgia 30529. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Banks, NA sbm Wells Fargo Home Mortgage, INC. as Attorney in Fact for Mark C. Baker and Jennifer A. Baker
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sc1 9/7/10
Our file no. 51949010-FT7
EXHIBIT “A”
All that tract or parcel of land lying and being in the 207th G.M. District, Banks County, Georgia, and being known and designated as Lot 3, Chambers Estates, as per that plat of survey for Ruth Chambers by Woods & Chastain Surveyors, Inc., G.R.L.S. Number 2771, dated November 9, 2000, recorded in Plat Book D, Page 42. Said plat and the recording thereof are incorporated herein by reference and made a part hereof for a more particular description. There shall be no mobile modular homes placed on the above property. MR/sc1 9/7/10 Our file no. 51949010 - FT7
(AU11,18,25,SE1B/19698-70T1P)