Banks County Public Notices 07-30-2008

Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment of the indebtedness secured by a Security Deed executed by PEGGY A. DACUS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated December 18, 2006, in the amount of $188,800.00, and recorded in Deed Book 296, Page 72, Banks County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2008, during the legal hours of sale, at the Courthouse door in Banks County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 207th District, G.M., Banks County, Georgia, and being that 1.731 acres, more or less, designated as Lot 15, on a final Plat of Survey for Morgan Manor prepared by Landmark Engineering Corporation, Registered Surveyor, dated August 7, 2004, recorded in Plat Book E, Page 82, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Also: 60 foot ingress-egress along the Right of Way of Manor Drive and Manor Place as more particularly shown on Plat of Survey referenced herein above.
Subject to Protective Covenants for Morgan Manor Subdivision recorded in Deed Book 260, Page 108, Banks County, Georgia Records.
which has the property address of 150 Manor Place, Commerce, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Kenneth D. Dacus and Peggy A. Dacus and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc.
Attorney-in-Fact for Peggy A. Dacus
Anthony DeMarlo, Attorney/ajackson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-13802 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/1325-50)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment of the indebtedness secured by a Security Deed executed by AMANDA CRAIG and BRIAN W. CRAIG to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated September 14, 2005, in the amount of $351,000.00, and recorded in Deed Book 266, Page 465, Banks County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2008, during the legal hours of sale, at the Courthouse door in Banks County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 265 GMD of Banks County Georgia, being 1.55 acres more or less as evidenced by plat of survey by Max Lewallen, licensed engineer and surveyor, Georgia Registered Land Surveyor #2067, recorded in Plat Book 26, Page 25 of the Banks County, Georgia Deed Records, said plat being incorporated herein by reference.
which has the property address of 1887 Yonah Homer Road, Lula, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Amanda Craig and Brian W. Craig and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc.
Attorney-in-Fact for Amanda Craig and Brian W. Craig
Anthony DeMarlo, Attorney/llawson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-00914 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/1325-50)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by BOBBY LEE COLLEY, JR. and DINA ANN COLLEY to UNION PLANTERS BANK, NA dba REGIONS MORTGAGE, dated April 15, 2005, recorded in Deed Book 257, Page 270, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETEEN THOUSAND AND 0/100 DOLLARS ($119,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Bobby Lee Colley, Jr. and Dina Ann Colley or a tenant or tenants and said property is more commonly known as 260 Wooded Lake Dr., Homer, Georgia 30547.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Regions Bank dba Regions Mortgage sbm Union Planters Bank NA as Attorney-in-Fact for Bobby Lee Colley, Jr. and Dina Ann Colley
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/as5 8/5/08
Our file no. 51316206-FT8
EXHIBIT A
All that tract or parcel of land, with all improvements located thereon, in the 1206th (Wilmont) District, G.M., Banks County, Georgia, containing 2.00 acres, more or less, as shown on a plat of survey entitled “Survey for James Brazil & Stephanie Brazil”, prepared by Max Lewallen, Georgia Registered Surveyor No 2067, dated February 18, 2002, and being of record in the Office of the Clerk of the Superior Court of Banks County, Georgia in Plat Book 26, Page 138, which plat and the recording thereof are by reference incorporated herein for a more complete and detailed description.
Also conveyed is a 20’ ingress-egress easement along an existing gravel drive as shown on the above referenced plat of survey.
(JU9,16,23,30B/12062-60T1P)
Notice of Sale
Notice of Sale Under Power in Deed to Secure Debt
State of Georgia
County of Banks
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from MELISSA ROPER to CITIFINANCIAL SERVICES, INC. in the original principal amount of $26,805.70, dated 06/17/2003, and recorded in Deed Book 216, Page 669, Banks County Records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of August, 2008 by CitiFinancial Services, Inc., as Attorney-in-Fact for Melissa Roper the following described property:
ALL THAT TRACT or parcel of land, containing 6.64 acres, more or less, and being in the 120th GMD of Banks County, Georgia, and being bounded now or formerly as follows: North by lands of Patricia Yarber, Kenneth Yarber, and lands of Story; East by lands of Story and lands of English; South by lands of English and lands of Brock; and west by lands of Brock, lands of Patricia Yarber and lands of Kenneth Yarber.
Said tract of land being more particularly described according to a plat of survey prepared by Max Lewallen, RS, under date of February 4, 1993, a copy of said plat being of record in the public records of Banks County, Georgia, in Plat Book 17, Page 205, to which said plat and record thereof, reference is hereby made for a more complete description.
Grantee and her heirs and assigns shall have a right to use the well on the boundary line and shall share expenses with adjoining owners for upkeep and operation costs.
Property known as: 436 Old English Road, Homer, GA 30547
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
Citifinancial Services, Inc.
605 Munn Road
Fort Mill, SC 29715
PHONE: 877-675-3656
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Melissa Roper.
CitiFinancial Services, Inc., as Attorney-in-fact for Melissa Roper.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
770-392-0303
(JU9,16,23,30B/224-60)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JARRED OWENBY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated February 17, 2004, in the amount of $160,000.00, and recorded in Deed Book 231, Page 724, Banks County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2008, during the legal hours of sale, at the Courthouse door in Banks County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 465th GMD, Banks County, Georgia, being designated as Lot No. 25, and being more particularly described on a plat of survey prepared for Brian E. Brewton, dated March 1, 1996, revised December 11, 1997 by Slate & Associates, Inc., and recorded in Plat Book B, Page 101, Banks County, Georgia Records, which recorded plat is hereby incorporated by reference as a part of this deed.
This conveyance is made subject to all zoning ordinances, easements and restrictions of record affecting said bargained premises.
which has the property address of 130 Ridgeway Court, Maysville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jarred Owenby and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc.
Attorney-in-Fact for Jarred Owenby
Anthony DeMarlo, Attorney/jnesbitt
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-14098 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/1325-50)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
By virtue of the power of sale contained in a Security Deed from STEVEN EVANS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for AMERICAN MORTGAGE NETWORK, INC. dated January 10, 2007, recorded in Deed Book 298, Page 648, Banks County Records, and last assigned to Chase Home Finance LLC, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-EIGHT THOUSAND AND 00/100 ($128,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Banks County, Georgia, during the legal hours of sale on the first Tuesday, August 5, 2008 the following described property, to wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 207th G.M.D., Banks County, Georgia, designated as Tract No. 2, containing 1.142 acres, more or less, as shown by plat and survey for Bobby Caudell, prepared by Ingram, Lard & Associates, certified by Barry D. Lord, GRLS, dated January 8, 1999, as recorded in Plat Book C, Page 2, Banks County, Georgia records, which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given.
Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property Steven Evans or, a tenant or tenants, and said property was or is commonly known as 517 Mount Bethel Road, Commerce, GA 30530.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC
As Attorney-in-Fact for Steven Evans
Martin & Brunavs
2800 North Druid Hills Rd.
Building B, Suite 100
Atlanta, GA 30329
(404) 982-0088
M&B File No.: 08-7029
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/1327-50)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
By virtue of the power of sale contained in a Security Deed from MATTHEW E. CASALINI to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for AMERICAN MORTGAGE NETWORK, INC. dated July 21, 2005, recorded in Deed Book 263, Page 512, Banks County Records, and last assigned to Chase Home Finance LLC, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-EIGHT THOUSAND AND 00/100 ($88,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Banks County, Georgia, during the legal hours of sale on the first Tuesday, August 5, 2008, the following described property, to wit:
All that tract or parcel of land lying and being in the 207th District, G.M.D., Banks County, Georgia, and being that 1.80 acres, more or less, as more particularly shown on a plat of survey prepared for PCC Charitable Foundation by G. Brian Slate, Registered Surveyor, dated December 8, 2000, recorded in Plat Book 25, Page 147, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given.
Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property Matthew E. Casalini or, a tenant or tenants, and said property was or is commonly known as 298 Rylee Road, Commerce, GA 30530.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC As Attorney-in-Fact for Matthew E. Casalini
Martin & Brunavs
2800 North Druid Hills Rd.
Building B, Suite 100
Atlanta, GA 30329
(404) 982-0088
M&B File No.: 08-7030
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/1327-50)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Under and by virtue of the Power of Sale contained in a Security Deed from JOANN G. FLANIGAN and RUFUS RAY FLANIGAN to CONSECO FINANCE SERVICING CORP. N/K/A GREEN TREE SERVICING LLC, dated JUNE 27, 2001, and recorded on JUNE 29, 2001, in DEED BOOK 174, PAGE 498, of the BANKS County, Georgia Records; conveying the after-described property to secure a Note in the original principal amount of SIXTY-FIVE THOUSAND ONE HUNDRED EIGHTY-THREE Dollars and 79/100 ($65,183.79) with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of BANKS County, Georgia, within the legal hours of sale on the first TUESDAY in AUGUST, 2008, the following described property:
That tract or parcel of land lying and being in the 371st GMD of Banks County, Georgia, containing 2.00 acres, more or less, as shown on a plat of survey for Stacy W. Jordan and Dorothy M. Jordan, dated April 24, 2001, and recorded in Plat Book 26, Page 2, Banks County Records; said Plat being incorporated herein by reference for a more complete description of the property.
This being a portion of the property conveyed by Deed from Mrs. Lucille M. Flanigan to Rufus Ray Flanigan, dated September 13, 1974, and recorded in Deed Book 6, Page 125, Banks County Records.
Also conveyed herewith is a 2000 Clayton 28 x 60 Manufactured Home, Serial Number WHC010823GAAB, which is permanently attached to and made a part of the real property.
The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, non-payment of the monthly installments as required by said Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given) and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
To the best of the undersigned’s knowledge and belief, said property is also known as 2.00 Acres, Damascus Road, Baldwin, Georgia 30511, and the party in possession of the property is Joann G. Flanigan, Estate of Rufus Ray Flanigan or a tenant or tenants of said property.
CONSECO FINANCE SERVICING CORP.
N/K/A GREEN TREE SERVICING LLC As Attorney-in-Fact for JOANN G. FLANIGAN and RUFUS RAY FLANIGAN
Kenney, Solomon & Medina, P.C.
3675 Crestwood Parkway, Suite 300
Duluth, Georgia 30096
(770) 564-1600
THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30P4)
Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Under and by virtue of the power of sale contained in a Security Deed from CORNELL C. SMITH to UNITED COMMUNITY BANK, dated March 8, 2006, recorded March 15, 2006, in Deed Book 277, Page 615, Banks County, Georgia Records, said Security Deed being given to secure a Note from CORNELL C. SMITH of even date in the original principal amount of THIRTY FOUR THOUSAND TWO HUNDRED AND 00/100 ($34,200.00) DOLLARS, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2008, the following described property:
All that tract or parcel of land lying and being in the 448th & 1580th General Militia District, Banks County, City of Baldwin, Georgia, being shown and designated as Lot 27, Phase 4 of the Apple Pie Ridge Subdivision, containing 1.393 acres, more or less on a plat of survey prepared by Edwin G. Davidson, R.L.S., under date of June 10, 2004, recorded in the Office of the Clerk of Superior Court Banks County, Georgia, in Plat Book E, Pages 62-64, to which said plat and the record thereof, reference is hereby made for a more complete description.
Together with a permanent non-exclusive easement for ingress and egress to and from the above described property via the course of the existing subdivision roads, as shown on the plat of survey referred to above.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is CORNELL C. SMITH or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney-in-Fact for CORNELL C. SMITH
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-00498
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/16022-50T1P)
Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Under and by virtue of the power of sale contained in a Security Deed from ALETHEA R. COLE-SMITH to UNITED COMMUNITY BANK, dated March 8, 2006, recorded March 15, 2006, in Deed Book 277, Page 626, Banks County, Georgia Records, said Security Deed being given to secure a Note from ALETHE R. COLE-SMITH of even date in the original principal amount of Thirty Four Thousand Two Hundred and 00/100 ($34,200.00) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2008, the following described property:
All that tract or parcel of land lying and being in the 448th & 1580th General Militia District, Banks County, City of Baldwin, Georgia, being shown and designated as Lot 29, Phase 4 of the Apple Pie Ridge Subdivision, containing 1.609 acres, more or less on a plat of survey prepared by Edwin G. Davidson, R.L.S., under date of June 10, 2004, recorded in the Office of the Clerk of Superior Court Banks County, Georgia, in Plat Book E, Pages 62-64, to which said plat and the record thereof, reference is hereby made for a more complete description.
Together with a permanent non-exclusive easement for ingress and egress to and from the above described property via the course of the existing subdivision roads, as shown on the plat of survey referred to above.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is ALETHEA R. COLE-SMITH or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney-in-Fact for ALETHEA R. COLE-SMITH
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-00499
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/16022-50T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JAMES LETSON A/K/A JAMES M. LETSON to REGIONS MORTGAGE, INC., dated October 22, 1999, recorded in Deed Book 150, Page 1, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIFTY-SIX THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($56,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Regions Mortgage, 1900 Charles Bryan Road AX2, Cordova, TN 38018, 800-986-2462. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is James Letson A/K/A James M. Letson or a tenant or tenants and said property is more commonly known as 210 West Coker Road, Alto, Georgia 30510.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Regions Bank sbm Regions Mortgage, Inc as Attorney-in-Fact for James Letson A/K/A James M. Letson
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/as5 8/5/08
Our file no. 51538008-FT8
EXHIBIT A
All that tract or parcel of land lying and being in G.M.D. 448 (Golden Hill) of Banks County, Georgia, containing 3.557 acres, more or less, as shown on plat of survey prepared by Roy A. Terrell, R.L.S., dated July 24, 1973 and recorded among Banks County, Georgia records in Plat Book 5, Page 17, said plat being incorporated herein by reference for a more full and complete description.
Also conveyed are perpetual rights of ingress and egress as conveyed via by easement go grantors by Charles Campbell, Fannie Arrowood, Arthur Arrowood, Wayne Arrowood, Alfred Arrowood, and Linda Arrowood Fairclough, which easements are recorded among Banks County, Georgia Records.
(JU9,16,23,30B/12062-60T1P)
Notice
to the Public
The public is hereby notified that the Board of Commissioners of Banks County, Georgia, at its regular meeting on August 12, 2008, at 6:30 p.m. and on August 26, 2008, at 3:30 p.m. will consider the following:
A resolution by the Board of Commissioners of Banks County, Georgia, under the Home Rule Provisions for Counties as set forth in Article IX, Section II, Paragraph I of the Constitution of the State of Georgia of 1983 to amend an act of the General Assembly of Georgia entitled “Banks Board of Commissioners Created” GA. Laws 1916, P. 349; as amended 1962, P. 2242; so as to further amend said act to designate the structure at 150 Hudson Ridge, Homer, Georgia 30547 a Courthouse Annex; to provide for meetings of the commissioners at the Courthouse and at the Courthouse Annex; to repeal conflicting ordinances; to provide for an effective date and for other purposes.
The meeting on August 12, 2008, will take place at the Banks County Courthouse in the courtroom located at 144 Yonah-Homer Road, Homer, Georgia 30547, and the meeting on August 26, 2008, will take place at the Banks County Courthouse Annex in the board room located at 150 Hudson Ridge, Homer, Georgia 30547.
The public is hereby further notified that in order to carry out the provisions of said Resolution, it is necessary for the Board of Commissioners of Banks County, Georgia to adopt a resolution at two consecutive meetings held not less than seven (7) nor more than sixty (60) days apart, which resolution specifically states the changes to be made in the original act, the authority to amend the original act having been granted pursuant to the Home Rule Provisions for Counties of the Constitution of the State of Georgia of 1983, Article IX, Section II, Paragraph I.
The public is further notified that a copy of said proposed resolution has been filed with the Clerk of the Superior Court of Banks County, Georgia, Banks County Courthouse, Homer, Georgia, for examination and inspection by the public, and the Clerk of the Superior Court will furnish anyone, upon written request, a copy therof.
This 24th day of July, 2008.
Banks County Board of Commissioners
(JY30,AU6,13B/69-401P)
Divorce Notice
In the Superior Court
of Banks County
State of Georgia
Civil Action No. 08CV377B
Ronnie Gene Pressley, Plaintiff
Robin Louise Pressley, Defendant
TO: Robin Louise Pressley
Notice of Publication
By Order for service by publication dated the 18th day of July, 2008, you are hereby notified that on the 11th day of July, 2008, Ronnie Gene Pressley filed suit against you for Divorce.
You are required to file with the Clerk of the Superior Court and to serve upon plaintiff’s attorney, Ronnie Gene Pressley an Answer in writing within sixty (60) days of the date of the order for publication.
WITNESS, the Honorable Robert W. Adamson, Judge of this Superior Court.
This the 18th day of July, 2008.
Elizabeth M. Gardiner
Deputy Clerk, Superior Court
(JY30,AU6,13,20P4)
Notice
of Public Hearing
Please take notice that the following application has been received by the Banks County Commissioners office:
V-08-02 – Bob Blackwell – Application for a variance to change property lines between two lots on Stirling Drive in the Windy Knoll Subdivision. This property is zoned ARR, Agricultural, Rural Residential.
The above application is on file in the Banks County Commissioners office and available for public review.
The Banks County Commissioners will hold a public hearing on the matter on Wednesday, August 26, 2008 at 3:30 p.m. in the board room of the Banks County Courthouse Annex at 150 Hudson Ridge in Homer, Georgia.
Interested persons are invited to appear and comment.
(JY30,AU6B/69-20)
Lewis Estate
Notice to Debtors
and Creditors
All creditors of the Estate of MARTHA B. LEWIS, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 11 day of July, 2008.
Jerry L. Lewis
Executor/Administrator
77 Ridge Creek Dr.
Nicholson, GA 30565
(JU23,30,AU6,13P4)
Saylors Estate
Notice to Debtors
and Creditors
All creditors of the Estate of MARY ELLEN SAYLORS, late of Banks County, Georgia, deceased, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment.
This 16th day of July, 2008.
Dana Lynn Herrin,
Executor of the Estate of Marry Ellen Saylors
224 Sol Drive
Commerce, Ga. 30529
(JU23,30,AU6,13P4)
(JU16,23P2)
Barnes Estate
Notice to Debtors
and Creditors
All creditors of the Estate of MARY ANNE EMMETTE BARNES, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 7th day of July, 2008.
Elaine C. Smith
Leesa B. Shropshire
Executors/Administrators
465 Devils Pond Rd.
Crawford, GA 30630
(JU16,23,30AU6P4)
Wilbanks Estate
Notice to Debtors
and Creditors
All creditors of the Estate of ELIZABETH S. WILBANKS, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 7th day of July, 2008.
Paula W. Hudgins
Executor/Administrator
4020 Ashford Way
G’ville, GA 30507
Ronald T. Wilbanks
Executor/Administrator
202 Harborgate Ct.
Cornelius, NC 28031
(JU16,23,30AU6P4)