Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by CLIFF SIKES to FIRST FRANKLIN A DIVISION OF NAT. CITY BANK OF IN, dated August 12, 2005, recorded in Deed Book 264, Page 94, Banks County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2005-FFH4, Asset-Backed Certificates, Series 2005-FFH4 by assignment to be recorded in the Office of the Clerk of Superior Court of Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FOUR THOUSAND AND 0/100 DOLLARS ($104,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: National City Home Loan Services, Inc., 150 Allegheny Center-ICD 23-521, Pittsburgh, PA 15212, (412) 442-3894. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Cliff Sikes or a tenant or tenants and said property is more commonly known as 4945 Yonah Homer Rd., Alto, Georgia 30510.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2005-FFH4, Asset-Backed Certificates, Series 2005-FFH4 as Attorney-in-Fact for Cliff Sikes
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/lo1 9/2/08
Our file no. 51646308-FT1
EXHIBIT A
All that tract or parcel of land lying and being in the 912th District, G.M., Banks County, Georgia, and being that 0.76 acres, more or less, as more particularly shown on a plat of survey prepared for Carol Allen by Jimmy B. Bullock, registered surveyor, dated September 4, 2000, recorded in Plat Book C, Page 102, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
(AU6,13,20,27B/12062-60T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MICHAEL H. IVEY to WELLS FARGO HOME MORTGAGE, INC., dated April 19, 2004, recorded in Deed Book 235, Page 305, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-FOUR THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($84,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Michael H. Ivey or a tenant or tenants and said property is more commonly known as 160 Kay Drive, Carnesville, Georgia 30521.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc. as Attorney in Fact for Michael H. Ivey
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/tmw 9/2/08
Our file no. 5393108-FT7
EXHIBIT A
That tract or parcel of Land lying and being in the 1206th GMD of Banks County, Georgia, being described as Lot 2, containing 2.00 acres, more or less, as shown on a plat of survey for Fred Kay & Jean P. Kay and Dwayne Ivey & Diana K. Ivey dated July 16, 1980, revised July 28, 1980, divided November 26, 2003, and recorded in Plat Book 28, Page 93, Banks County Records; said plat being incorporated herein by reference for a more complete description of the property. This being a portion of the property conveyed by Warranty Deed from Alfred H. Poole and Mrs. Cleo E. Poole to Fred Kay, Jean P. Kay, Dwayne Ivey and Diane K. Ivey dated August 7, 1980 and recorded in Deed Book 21, Page 537, Banks County Records. Together with is a 20’ easement for ingress, egress and utilities, a complete description of which is shown on the above-referenced plat of survey. Together with an improvement and immovable fixture permanently attached thereto, a 2004 Fleetwood Entertainer, Serial Number GAFL434AB76898-CY12.
(AU6,13,20,27B/12062-70T1P)
Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Because of a default in the payment of the indebtedness secured by a Security Deed executed by CYNTHIA ELAINE ROBERTS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated October 28, 2004, and recorded in Deed Book 247, Page 255, Banks County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Deutsche Bank National Trust Company , as trustee of the Morgan Stanley Mortgage Loan Trust 2005-2AR, by Assignment securing a Note in the original principal amount of $175,500.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 2, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the City of Maysville, 465th District, G.M., Banks County, Georgia, and being that 1.300 acres, more or less, of the Oak Ridge Subdivision, as more particularly shown on a plat of survey prepared for Barbara R. Holcomb by Barry D. Lord, Registered Surveyor, dated November 7, 2000, recorded in Plat Book 25, Page 113, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Said property is known as 466 Oak Ridge Drive, Maysville, GA 30558, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Cynthia Elaine Roberts, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Cynthia Elaine Roberts, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Deutsche Bank National Trust Company, as trustee of the Morgan Stanley Mortgage Loan Trust 2005-2AR as Attorney-in-Fact for Cynthia Elaine Roberts
File no. 08-004454
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/HP
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
Heather Pelszynski
Foreclosure Paralegal
Shapiro & Swertfeger, LLP
hpelszynski@logs.com
2872 Woodcock Blvd., Suite 100, Atlanta, GA 30341
(770) 220-2921 Fax Direct Line (678) 547-2719 or (770) 220-2535 Ext. 2719
(AU6,13,20,28B/1323-60T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by BASCOM MARTIN JR. aka BASCOM JUNIOR MARTIN to FIRST NATIONAL BANK OF JACKSON COUNTY, dated August 24, 1992, recorded in Deed Book 74, Page 380, Banks County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 210, Page 450, Banks County, Georgia Records, as last transferred to Regions Bank by assignment to be recorded in the Office of the Clerk of Superior Court of Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWENTY THOUSAND AND 0/100 DOLLARS ($20,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Regions Financial Corporation, Attn Debbie Renfroe, 106 St. Francis St., Mobile, AL 36622, 1-800-290-5358. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Bascom Martin Jr. aka Bascom Junior Martin or a tenant or tenants and said property is more commonly known as 131 Wilson St., Maysville, Georgia 30558.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Regions Bank as Attorney in Fact for Bascom Martin Jr. aka Bascom Junior Martin
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/as5 9/2/08
Our file no. 51301008-FT8
EXHIBIT A
All that tract or parcel of land lying and being in the 465th (Anderson District), G.M., Banks County, State of Georgia, and lying within the corporate limits of the town of Maysville, Georgia and being 0.405 acre, more or less, as shown by a plat of survey for William J. Aikens and Jr. Martin prepared by Cornerstone Land Surveying, Georgia Registered Land Surveyor number 2407, and dated 3-4-89, said plat of survey being specifically incorporated herein by reference, and more particularly described as follows:
Beginning at a point on the northwest right of way of Wilson Street seventeen feet from the center line of said Wilson Street as a corner common to lands of Bascom Martin, Jr. also known as Bascom Junior Martin and now or formerly Rodney and Tammy McFadden, thence North 64 degrees 03’ 39” West 174.75 feet to an iron pipe; thence North 25 degrees 16’ 41” East 96.54 feet to an axle set on the East edge of a fence; thence South 65 degrees 05’ 51” East 185.22 feet to a point; thence South 31 degrees 16’ 33” West 100.32 feet to the Point of Beginning.
Reference is made to said plat of survey, a copy of which is recorded at Plat Book 14, page 128, Banks County, Georgia records.
(AU6,13,20,27B/12062-80T1P)
Sprayberry Estate
Georgia, Banks County
Probate Court
Notice
The petition of BETTY J. SPRAYBERRY, aka Elizabeth Chambers Sprayberry, for a year’s support from the estate of JAMES ALEX SPRAYBERRY, deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before Tuesday, September 2, 2008, 10:00 AM, why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Betty Thomas
Probate Judge
By: Kathy Hill
Probate Clerk/Deputy Clerk
Banks County Probate Court
144 Yonah Homer Rd., Suite 7
Homer, GA 30547
706-677-6250
(AU6,13,20,27P4)
Carlan Estate
Georgia, Banks County
Probate Court
Notice
The petition of PHYLLIS JUNE RAY CARLAN, for a year’s support from the estate of JERRY CARLAN, deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before Tuesday, September 2, 2008, 10:00 AM, why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Betty Thomas
Probate Judge
By: Kathy Hill
Probate Clerk/Deputy Clerk
Banks County Probate Court
144 Yonah Homer Rd., Suite 7
Homer, GA 30547
706-776-2196
(AU6,13,20,27P4)
Lewis Estate
Notice to Debtors
and Creditors
All creditors of the Estate of MARTHA B. LEWIS, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 11 day of July, 2008.
Jerry L. Lewis
Executor/Administrator
77 Ridge Creek Dr.
Nicholson, GA 30565
(JU23,30,AU6,13P4)
Bowden Estate
Georgia, Banks County
Probate Court
Notice
The petition of MARY RUTH BOWDEN, for a year’s support from the estate of LEE ROY BOWDEN, deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before Tuesday, September 2, 2008, 10:00 AM, why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Betty Thomas
Probate Judge
By: Kathy Hill
Probate Clerk/Deputy Clerk
Banks County Probate Court
144 Yonah Homer Rd., Suite 7
Homer, GA 30547
706-677-6250
(AU6,13,20,27P4)
Name Change
Notice of Name Change
In the Superior Court
of Banks County
State of Georgia
Civil Action File No. 08-CV-405B
Ricky Anthony Miller, Petitioner
In re: Anthony Lane Ferguson, (A minor child)
PLEASE TAKE NOTICE that on the 24th day of July, 2008, RICKY ANTHONY MILLER filed a Petition in the Superior Court of Banks County, Georgia, seeking a name change for his minor child from ANTHONY LANE FERGUSON to ANTHONY LANE MILLER. Any interested or affected party has the right to appear and file objections. At the expiration of thirty (30) days from the filing of the Petition, upon proof of publication, and if no objection is filed, the Court shall proceed to hear and determine all matters raised by said Petitioner.
By: Ricky Anthony Miller, Petitioner
By: Brian C. Ranch
Georgia Bar No. 593714
Attorney for Petitioner
Sanders, Smith & Ranck, P.C.
P.O. Box 1005
Toccoa, Georgia
706-886-7533
(AU6,13,20,27P4)
Notice
to the Public
The public is hereby notified that the Board of Commissioners of Banks County, Georgia, at its regular meeting on August 12, 2008, at 6:30 p.m. and on August 26, 2008, at 3:30 p.m. will consider the following:
A resolution by the Board of Commissioners of Banks County, Georgia, under the Home Rule Provisions for Counties as set forth in Article IX, Section II, Paragraph I of the Constitution of the State of Georgia of 1983 to amend an act of the General Assembly of Georgia entitled “Banks Board of Commissioners Created” GA. Laws 1916, P. 349; as amended 1962, P. 2242; so as to further amend said act to designate the structure at 150 Hudson Ridge, Homer, Georgia 30547 a Courthouse Annex; to provide for meetings of the commissioners at the Courthouse and at the Courthouse Annex; to repeal conflicting ordinances; to provide for an effective date and for other purposes.
The meeting on August 12, 2008, will take place at the Banks County Courthouse in the courtroom located at 144 Yonah-Homer Road, Homer, Georgia 30547, and the meeting on August 26, 2008, will take place at the Banks County Courthouse Annex in the board room located at 150 Hudson Ridge, Homer, Georgia 30547.
The public is hereby further notified that in order to carry out the provisions of said Resolution, it is necessary for the Board of Commissioners of Banks County, Georgia to adopt a resolution at two consecutive meetings held not less than seven (7) nor more than sixty (60) days apart, which resolution specifically states the changes to be made in the original act, the authority to amend the original act having been granted pursuant to the Home Rule Provisions for Counties of the Constitution of the State of Georgia of 1983, Article IX, Section II, Paragraph I.
The public is further notified that a copy of said proposed resolution has been filed with the Clerk of the Superior Court of Banks County, Georgia, Banks County Courthouse, Homer, Georgia, for examination and inspection by the public, and the Clerk of the Superior Court will furnish anyone, upon written request, a copy therof.
This 24th day of July, 2008.
Banks County Board of Commissioners
(JY30,AU6,13B/69-401P)
Divorce Notice
In the Superior Court
of Banks County
State of Georgia
Civil Action No. 08CV377B
Ronnie Gene Pressley, Plaintiff
Robin Louise Pressley, Defendant
TO: Robin Louise Pressley
Notice of Publication
By Order for service by publication dated the 18th day of July, 2008, you are hereby notified that on the 11th day of July, 2008, Ronnie Gene Pressley filed suit against you for Divorce.
You are required to file with the Clerk of the Superior Court and to serve upon plaintiff’s attorney, Ronnie Gene Pressley an Answer in writing within sixty (60) days of the date of the order for publication.
WITNESS, the Honorable Robert W. Adamson, Judge of this Superior Court.
This the 18th day of July, 2008.
Elizabeth M. Gardiner
Deputy Clerk, Superior Court
(JY30,AU6,13,20P4)
Notice
of Public Hearing
Please take notice that the following application has been received by the Banks County Commissioners office:
V-08-02 – Bob Blackwell – Application for a variance to change property lines between two lots on Stirling Drive in the Windy Knoll Subdivision. This property is zoned ARR, Agricultural, Rural Residential.
The above application is on file in the Banks County Commissioners office and available for public review.
The Banks County Commissioners will hold a public hearing on the matter on Wednesday, August 26, 2008 at 3:30 p.m. in the board room of the Banks County Courthouse Annex at 150 Hudson Ridge in Homer, Georgia.
Interested persons are invited to appear and comment.
(JY30,AU6B/69-20)
Saylors Estate
Notice to Debtors
and Creditors
All creditors of the Estate of MARY ELLEN SAYLORS, late of Banks County, Georgia, deceased, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment.
This 16th day of July, 2008.
Dana Lynn Herrin,
Executor of the Estate of Marry Ellen Saylors
224 Sol Drive
Commerce, Ga. 30529
(JU23,30,AU6,13P4)
Wilbanks Estate
Notice to Debtors
and Creditors
All creditors of the Estate of ELIZABETH S. WILBANKS, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 7th day of July, 2008.
Paula W. Hudgins
Executor/Administrator
4020 Ashford Way
G’ville, GA 30507
Ronald T. Wilbanks
Executor/Administrator
202 Harborgate Ct.
Cornelius, NC 28031
(JU16,23,30AU6P4)
Barnes Estate
Notice to Debtors
and Creditors
All creditors of the Estate of MARY ANNE EMMETTE BARNES, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 7th day of July, 2008.
Elaine C. Smith
Leesa B. Shropshire
Executors/Administrators
465 Devils Pond Rd.
Crawford, GA 30630
(JU16,23,30AU6P4)
Entries by Betty Small
Banks County Public Records 08-14-2008
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by CLIFF SIKES to FIRST FRANKLIN A DIVISION OF NAT. CITY BANK OF IN, dated August 12, 2005, recorded in Deed Book 264, Page 94, Banks County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2005-FFH4, Asset-Backed Certificates, Series 2005-FFH4 by assignment to be recorded in the Office of the Clerk of Superior Court of Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FOUR THOUSAND AND 0/100 DOLLARS ($104,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: National City Home Loan Services, Inc., 150 Allegheny Center-ICD 23-521, Pittsburgh, PA 15212, (412) 442-3894. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Cliff Sikes or a tenant or tenants and said property is more commonly known as 4945 Yonah Homer Rd., Alto, Georgia 30510.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2005-FFH4, Asset-Backed Certificates, Series 2005-FFH4 as Attorney-in-Fact for Cliff Sikes
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/lo1 9/2/08
Our file no. 51646308-FT1
EXHIBIT A
All that tract or parcel of land lying and being in the 912th District, G.M., Banks County, Georgia, and being that 0.76 acres, more or less, as more particularly shown on a plat of survey prepared for Carol Allen by Jimmy B. Bullock, registered surveyor, dated September 4, 2000, recorded in Plat Book C, Page 102, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
(AU6,13,20,27B/12062-60T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MICHAEL H. IVEY to WELLS FARGO HOME MORTGAGE, INC., dated April 19, 2004, recorded in Deed Book 235, Page 305, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-FOUR THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($84,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Michael H. Ivey or a tenant or tenants and said property is more commonly known as 160 Kay Drive, Carnesville, Georgia 30521.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc. as Attorney in Fact for Michael H. Ivey
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/tmw 9/2/08
Our file no. 5393108-FT7
EXHIBIT A
That tract or parcel of Land lying and being in the 1206th GMD of Banks County, Georgia, being described as Lot 2, containing 2.00 acres, more or less, as shown on a plat of survey for Fred Kay & Jean P. Kay and Dwayne Ivey & Diana K. Ivey dated July 16, 1980, revised July 28, 1980, divided November 26, 2003, and recorded in Plat Book 28, Page 93, Banks County Records; said plat being incorporated herein by reference for a more complete description of the property. This being a portion of the property conveyed by Warranty Deed from Alfred H. Poole and Mrs. Cleo E. Poole to Fred Kay, Jean P. Kay, Dwayne Ivey and Diane K. Ivey dated August 7, 1980 and recorded in Deed Book 21, Page 537, Banks County Records. Together with is a 20’ easement for ingress, egress and utilities, a complete description of which is shown on the above-referenced plat of survey. Together with an improvement and immovable fixture permanently attached thereto, a 2004 Fleetwood Entertainer, Serial Number GAFL434AB76898-CY12.
(AU6,13,20,27B/12062-70T1P)
Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Because of a default in the payment of the indebtedness secured by a Security Deed executed by CYNTHIA ELAINE ROBERTS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated October 28, 2004, and recorded in Deed Book 247, Page 255, Banks County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Deutsche Bank National Trust Company , as trustee of the Morgan Stanley Mortgage Loan Trust 2005-2AR, by Assignment securing a Note in the original principal amount of $175,500.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 2, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the City of Maysville, 465th District, G.M., Banks County, Georgia, and being that 1.300 acres, more or less, of the Oak Ridge Subdivision, as more particularly shown on a plat of survey prepared for Barbara R. Holcomb by Barry D. Lord, Registered Surveyor, dated November 7, 2000, recorded in Plat Book 25, Page 113, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Said property is known as 466 Oak Ridge Drive, Maysville, GA 30558, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Cynthia Elaine Roberts, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Cynthia Elaine Roberts, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Deutsche Bank National Trust Company, as trustee of the Morgan Stanley Mortgage Loan Trust 2005-2AR as Attorney-in-Fact for Cynthia Elaine Roberts
File no. 08-004454
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/HP
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
Heather Pelszynski
Foreclosure Paralegal
Shapiro & Swertfeger, LLP
hpelszynski@logs.com
2872 Woodcock Blvd., Suite 100, Atlanta, GA 30341
(770) 220-2921 Fax Direct Line (678) 547-2719 or (770) 220-2535 Ext. 2719
(AU6,13,20,28B/1323-60T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by BASCOM MARTIN JR. aka BASCOM JUNIOR MARTIN to FIRST NATIONAL BANK OF JACKSON COUNTY, dated August 24, 1992, recorded in Deed Book 74, Page 380, Banks County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 210, Page 450, Banks County, Georgia Records, as last transferred to Regions Bank by assignment to be recorded in the Office of the Clerk of Superior Court of Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWENTY THOUSAND AND 0/100 DOLLARS ($20,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Regions Financial Corporation, Attn Debbie Renfroe, 106 St. Francis St., Mobile, AL 36622, 1-800-290-5358. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Bascom Martin Jr. aka Bascom Junior Martin or a tenant or tenants and said property is more commonly known as 131 Wilson St., Maysville, Georgia 30558.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Regions Bank as Attorney in Fact for Bascom Martin Jr. aka Bascom Junior Martin
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/as5 9/2/08
Our file no. 51301008-FT8
EXHIBIT A
All that tract or parcel of land lying and being in the 465th (Anderson District), G.M., Banks County, State of Georgia, and lying within the corporate limits of the town of Maysville, Georgia and being 0.405 acre, more or less, as shown by a plat of survey for William J. Aikens and Jr. Martin prepared by Cornerstone Land Surveying, Georgia Registered Land Surveyor number 2407, and dated 3-4-89, said plat of survey being specifically incorporated herein by reference, and more particularly described as follows:
Beginning at a point on the northwest right of way of Wilson Street seventeen feet from the center line of said Wilson Street as a corner common to lands of Bascom Martin, Jr. also known as Bascom Junior Martin and now or formerly Rodney and Tammy McFadden, thence North 64 degrees 03’ 39” West 174.75 feet to an iron pipe; thence North 25 degrees 16’ 41” East 96.54 feet to an axle set on the East edge of a fence; thence South 65 degrees 05’ 51” East 185.22 feet to a point; thence South 31 degrees 16’ 33” West 100.32 feet to the Point of Beginning.
Reference is made to said plat of survey, a copy of which is recorded at Plat Book 14, page 128, Banks County, Georgia records.
(AU6,13,20,27B/12062-80T1P)
Notice of
Public Hearing
Please take notice that the following application has been received by the Banks County Planning Office:
V-08-03 - Premier Hotel Group, Inc. - Application for a variance for an advertising sign to exceed 40 feet in height at 30484 Hwy. 441, South. This property is zoned C-2, General Commercial.
The above item is on file in the office of the Banks County Planning Commission and available for public review.
The Banks County Planning Commission will hold a public hearing on the matter on Tuesday, September 2, 2008, at 7 p.m., in the board room at 150 Hudson Ridge. The Banks County Commissioners will hold a public hearing on the matter on Tuesday, September 9, 2008, at 6:30 p.m., in the board room at 150 Hudson Ridge. Interested persons are invited to appear and comment.
This 13th day of August, 2008.
(AU13B/442-20)
Anderson Estate
Probate Court of Banks County
Notice
(For Discharge from Office and all Liability)
Re: Petition of MARVIN RUSSELL RYALS for Discharge as Executor of the Estate of ANN R. ANDERSON, deceased.
To: Washington Humane Society, J.R. Porter Jr., Rodney Porter, Jude Porter
This is to notify you to file objection, if there is any, to the above referenced petition, in this Court on or before the thirteenth (13) day after August 6, 2008, (the date of the mailing of this Notice to you by certified or registered mail, return receipt requested); provided, however, that if a return receipt of such Notice is actually received by the Court within such 13 days, the deadline for the filing of any objection shall be ten (10) days from the date of receipt shown on such return receipt.
This is further to: Dondi Porter, who are required to be served personally, to file objection, if there is any, to the above referenced petition, in this Court on or before the tenth (10th) day after the date you are personally served.
Be Further Notified: All objections to the petition must be in writing, setting forth the grounds of any such objections. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Betty Thomas
Probate Judge
By: Kathy Hill
Probate Clerk/Deputy Clerk
Banks-County Probate Court
144 Yonah-Homer Rd.
Suite 7
Homer, GA 30547
706-677-6250
(AU13B/071-30)
Inc. Notice
Notice is given that Articles of Incorporation that will incorporate SOLESBEE CREATIONS, INCORPORATED, have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation is located at 101 Hancock Way, Baldwin, GA 30511, and its initial registered agent at such address is David Solesbee.
(AU13,20P2)
Sprayberry Estate
Georgia, Banks County
Probate Court
Notice
The petition of BETTY J. SPRAYBERRY, aka Elizabeth Chambers Sprayberry, for a year’s support from the estate of JAMES ALEX SPRAYBERRY, deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before Tuesday, September 2, 2008, 10:00 AM, why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Betty Thomas
Probate Judge
By: Kathy Hill
Probate Clerk/Deputy Clerk
Banks County Probate Court
144 Yonah Homer Rd., Suite 7
Homer, GA 30547
706-677-6250
(AU6,13,20,27P4)
Carlan Estate
Georgia, Banks County
Probate Court
Notice
The petition of PHYLLIS JUNE RAY CARLAN, for a year’s support from the estate of JERRY CARLAN, deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before Tuesday, September 2, 2008, 10:00 AM, why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Betty Thomas
Probate Judge
By: Kathy Hill
Probate Clerk/Deputy Clerk
Banks County Probate Court
144 Yonah Homer Rd., Suite 7
Homer, GA 30547
706-776-2196
(AU6,13,20,27P4)
Lewis Estate
Notice to Debtors
and Creditors
All creditors of the Estate of MARTHA B. LEWIS, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 11 day of July, 2008.
Jerry L. Lewis
Executor/Administrator
77 Ridge Creek Dr.
Nicholson, GA 30565
(JU23,30,AU6,13P4)
Bowden Estate
Georgia, Banks County
Probate Court
Notice
The petition of MARY RUTH BOWDEN, for a year’s support from the estate of LEE ROY BOWDEN, deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before Tuesday, September 2, 2008, 10:00 AM, why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Betty Thomas
Probate Judge
By: Kathy Hill
Probate Clerk/Deputy Clerk
Banks County Probate Court
144 Yonah Homer Rd., Suite 7
Homer, GA 30547
706-677-6250
(AU6,13,20,27P4)
Name Change
Notice of Name Change
In the Superior Court
of Banks County
State of Georgia
Civil Action File No. 08-CV-405B
Ricky Anthony Miller, Petitioner
In re: Anthony Lane Ferguson, (A minor child)
PLEASE TAKE NOTICE that on the 24th day of July, 2008, RICKY ANTHONY MILLER filed a Petition in the Superior Court of Banks County, Georgia, seeking a name change for his minor child from ANTHONY LANE FERGUSON to ANTHONY LANE MILLER. Any interested or affected party has the right to appear and file objections. At the expiration of thirty (30) days from the filing of the Petition, upon proof of publication, and if no objection is filed, the Court shall proceed to hear and determine all matters raised by said Petitioner.
By: Ricky Anthony Miller, Petitioner
By: Brian C. Ranch
Georgia Bar No. 593714
Attorney for Petitioner
Sanders, Smith & Ranck, P.C.
P.O. Box 1005
Toccoa, Georgia
706-886-7533
(AU6,13,20,27P4)
Notice
to the Public
The public is hereby notified that the Board of Commissioners of Banks County, Georgia, at its regular meeting on August 12, 2008, at 6:30 p.m. and on August 26, 2008, at 3:30 p.m. will consider the following:
A resolution by the Board of Commissioners of Banks County, Georgia, under the Home Rule Provisions for Counties as set forth in Article IX, Section II, Paragraph I of the Constitution of the State of Georgia of 1983 to amend an act of the General Assembly of Georgia entitled “Banks Board of Commissioners Created” GA. Laws 1916, P. 349; as amended 1962, P. 2242; so as to further amend said act to designate the structure at 150 Hudson Ridge, Homer, Georgia 30547 a Courthouse Annex; to provide for meetings of the commissioners at the Courthouse and at the Courthouse Annex; to repeal conflicting ordinances; to provide for an effective date and for other purposes.
The meeting on August 12, 2008, will take place at the Banks County Courthouse in the courtroom located at 144 Yonah-Homer Road, Homer, Georgia 30547, and the meeting on August 26, 2008, will take place at the Banks County Courthouse Annex in the board room located at 150 Hudson Ridge, Homer, Georgia 30547.
The public is hereby further notified that in order to carry out the provisions of said Resolution, it is necessary for the Board of Commissioners of Banks County, Georgia to adopt a resolution at two consecutive meetings held not less than seven (7) nor more than sixty (60) days apart, which resolution specifically states the changes to be made in the original act, the authority to amend the original act having been granted pursuant to the Home Rule Provisions for Counties of the Constitution of the State of Georgia of 1983, Article IX, Section II, Paragraph I.
The public is further notified that a copy of said proposed resolution has been filed with the Clerk of the Superior Court of Banks County, Georgia, Banks County Courthouse, Homer, Georgia, for examination and inspection by the public, and the Clerk of the Superior Court will furnish anyone, upon written request, a copy therof.
This 24th day of July, 2008.
Banks County Board of Commissioners
(JY30,AU6,13B/69-401P)
Divorce Notice
In the Superior Court
of Banks County
State of Georgia
Civil Action No. 08CV377B
Ronnie Gene Pressley, Plaintiff
Robin Louise Pressley, Defendant
TO: Robin Louise Pressley
Notice of Publication
By Order for service by publication dated the 18th day of July, 2008, you are hereby notified that on the 11th day of July, 2008, Ronnie Gene Pressley filed suit against you for Divorce.
You are required to file with the Clerk of the Superior Court and to serve upon plaintiff’s attorney, Ronnie Gene Pressley an Answer in writing within sixty (60) days of the date of the order for publication.
WITNESS, the Honorable Robert W. Adamson, Judge of this Superior Court.
This the 18th day of July, 2008.
Elizabeth M. Gardiner
Deputy Clerk, Superior Court
(JY30,AU6,13,20P4)
Saylors Estate
Notice to Debtors
and Creditors
All creditors of the Estate of MARY ELLEN SAYLORS, late of Banks County, Georgia, deceased, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment.
This 16th day of July, 2008.
Dana Lynn Herrin,
Executor of the Estate of Marry Ellen Saylors
224 Sol Drive
Commerce, Ga. 30529
(JU23,30,AU6,13P4)
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by CLIFF SIKES to FIRST FRANKLIN A DIVISION OF NAT. CITY BANK OF IN, dated August 12, 2005, recorded in Deed Book 264, Page 94, Banks County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2005-FFH4, Asset-Backed Certificates, Series 2005-FFH4 by assignment to be recorded in the Office of the Clerk of Superior Court of Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FOUR THOUSAND AND 0/100 DOLLARS ($104,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: National City Home Loan Services, Inc., 150 Allegheny Center-ICD 23-521, Pittsburgh, PA 15212, (412) 442-3894. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Cliff Sikes or a tenant or tenants and said property is more commonly known as 4945 Yonah Homer Rd., Alto, Georgia 30510.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2005-FFH4, Asset-Backed Certificates, Series 2005-FFH4 as Attorney-in-Fact for Cliff Sikes
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/lo1 9/2/08
Our file no. 51646308-FT1
EXHIBIT A
All that tract or parcel of land lying and being in the 912th District, G.M., Banks County, Georgia, and being that 0.76 acres, more or less, as more particularly shown on a plat of survey prepared for Carol Allen by Jimmy B. Bullock, registered surveyor, dated September 4, 2000, recorded in Plat Book C, Page 102, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
(AU6,13,20,27B/12062-60T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MICHAEL H. IVEY to WELLS FARGO HOME MORTGAGE, INC., dated April 19, 2004, recorded in Deed Book 235, Page 305, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-FOUR THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($84,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Michael H. Ivey or a tenant or tenants and said property is more commonly known as 160 Kay Drive, Carnesville, Georgia 30521.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc. as Attorney in Fact for Michael H. Ivey
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/tmw 9/2/08
Our file no. 5393108-FT7
EXHIBIT A
That tract or parcel of Land lying and being in the 1206th GMD of Banks County, Georgia, being described as Lot 2, containing 2.00 acres, more or less, as shown on a plat of survey for Fred Kay & Jean P. Kay and Dwayne Ivey & Diana K. Ivey dated July 16, 1980, revised July 28, 1980, divided November 26, 2003, and recorded in Plat Book 28, Page 93, Banks County Records; said plat being incorporated herein by reference for a more complete description of the property. This being a portion of the property conveyed by Warranty Deed from Alfred H. Poole and Mrs. Cleo E. Poole to Fred Kay, Jean P. Kay, Dwayne Ivey and Diane K. Ivey dated August 7, 1980 and recorded in Deed Book 21, Page 537, Banks County Records. Together with is a 20’ easement for ingress, egress and utilities, a complete description of which is shown on the above-referenced plat of survey. Together with an improvement and immovable fixture permanently attached thereto, a 2004 Fleetwood Entertainer, Serial Number GAFL434AB76898-CY12.
(AU6,13,20,27B/12062-70T1P)
Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Because of a default in the payment of the indebtedness secured by a Security Deed executed by CYNTHIA ELAINE ROBERTS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated October 28, 2004, and recorded in Deed Book 247, Page 255, Banks County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Deutsche Bank National Trust Company , as trustee of the Morgan Stanley Mortgage Loan Trust 2005-2AR, by Assignment securing a Note in the original principal amount of $175,500.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 2, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the City of Maysville, 465th District, G.M., Banks County, Georgia, and being that 1.300 acres, more or less, of the Oak Ridge Subdivision, as more particularly shown on a plat of survey prepared for Barbara R. Holcomb by Barry D. Lord, Registered Surveyor, dated November 7, 2000, recorded in Plat Book 25, Page 113, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Said property is known as 466 Oak Ridge Drive, Maysville, GA 30558, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Cynthia Elaine Roberts, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Cynthia Elaine Roberts, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Deutsche Bank National Trust Company, as trustee of the Morgan Stanley Mortgage Loan Trust 2005-2AR as Attorney-in-Fact for Cynthia Elaine Roberts
File no. 08-004454
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/HP
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
Heather Pelszynski
Foreclosure Paralegal
Shapiro & Swertfeger, LLP
hpelszynski@logs.com
2872 Woodcock Blvd., Suite 100, Atlanta, GA 30341
(770) 220-2921 Fax Direct Line (678) 547-2719 or (770) 220-2535 Ext. 2719
(AU6,13,20,28B/1323-60T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by BASCOM MARTIN JR. aka BASCOM JUNIOR MARTIN to FIRST NATIONAL BANK OF JACKSON COUNTY, dated August 24, 1992, recorded in Deed Book 74, Page 380, Banks County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 210, Page 450, Banks County, Georgia Records, as last transferred to Regions Bank by assignment to be recorded in the Office of the Clerk of Superior Court of Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWENTY THOUSAND AND 0/100 DOLLARS ($20,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Regions Financial Corporation, Attn Debbie Renfroe, 106 St. Francis St., Mobile, AL 36622, 1-800-290-5358. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Bascom Martin Jr. aka Bascom Junior Martin or a tenant or tenants and said property is more commonly known as 131 Wilson St., Maysville, Georgia 30558.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Regions Bank as Attorney in Fact for Bascom Martin Jr. aka Bascom Junior Martin
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/as5 9/2/08
Our file no. 51301008-FT8
EXHIBIT A
All that tract or parcel of land lying and being in the 465th (Anderson District), G.M., Banks County, State of Georgia, and lying within the corporate limits of the town of Maysville, Georgia and being 0.405 acre, more or less, as shown by a plat of survey for William J. Aikens and Jr. Martin prepared by Cornerstone Land Surveying, Georgia Registered Land Surveyor number 2407, and dated 3-4-89, said plat of survey being specifically incorporated herein by reference, and more particularly described as follows:
Beginning at a point on the northwest right of way of Wilson Street seventeen feet from the center line of said Wilson Street as a corner common to lands of Bascom Martin, Jr. also known as Bascom Junior Martin and now or formerly Rodney and Tammy McFadden, thence North 64 degrees 03’ 39” West 174.75 feet to an iron pipe; thence North 25 degrees 16’ 41” East 96.54 feet to an axle set on the East edge of a fence; thence South 65 degrees 05’ 51” East 185.22 feet to a point; thence South 31 degrees 16’ 33” West 100.32 feet to the Point of Beginning.
Reference is made to said plat of survey, a copy of which is recorded at Plat Book 14, page 128, Banks County, Georgia records.
(AU6,13,20,27B/12062-80T1P)
Notice of
Public Hearing
Please take notice that the following application has been received by the Banks County Planning Office:
V-08-03 - Premier Hotel Group, Inc. - Application for a variance for an advertising sign to exceed 40 feet in height at 30484 Hwy. 441, South. This property is zoned C-2, General Commercial.
The above item is on file in the office of the Banks County Planning Commission and available for public review.
The Banks County Planning Commission will hold a public hearing on the matter on Tuesday, September 2, 2008, at 7 p.m., in the board room at 150 Hudson Ridge. The Banks County Commissioners will hold a public hearing on the matter on Tuesday, September 9, 2008, at 6:30 p.m., in the board room at 150 Hudson Ridge. Interested persons are invited to appear and comment.
This 13th day of August, 2008.
(AU13B/442-20)
Anderson Estate
Probate Court of Banks County
Notice
(For Discharge from Office and all Liability)
Re: Petition of MARVIN RUSSELL RYALS for Discharge as Executor of the Estate of ANN R. ANDERSON, deceased.
To: Washington Humane Society, J.R. Porter Jr., Rodney Porter, Jude Porter
This is to notify you to file objection, if there is any, to the above referenced petition, in this Court on or before the thirteenth (13) day after August 6, 2008, (the date of the mailing of this Notice to you by certified or registered mail, return receipt requested); provided, however, that if a return receipt of such Notice is actually received by the Court within such 13 days, the deadline for the filing of any objection shall be ten (10) days from the date of receipt shown on such return receipt.
This is further to: Dondi Porter, who are required to be served personally, to file objection, if there is any, to the above referenced petition, in this Court on or before the tenth (10th) day after the date you are personally served.
Be Further Notified: All objections to the petition must be in writing, setting forth the grounds of any such objections. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Betty Thomas
Probate Judge
By: Kathy Hill
Probate Clerk/Deputy Clerk
Banks-County Probate Court
144 Yonah-Homer Rd.
Suite 7
Homer, GA 30547
706-677-6250
(AU13B/071-30)
Inc. Notice
Notice is given that Articles of Incorporation that will incorporate SOLESBEE CREATIONS, INCORPORATED, have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation is located at 101 Hancock Way, Baldwin, GA 30511, and its initial registered agent at such address is David Solesbee.
(AU13,20P2)
Sprayberry Estate
Georgia, Banks County
Probate Court
Notice
The petition of BETTY J. SPRAYBERRY, aka Elizabeth Chambers Sprayberry, for a year’s support from the estate of JAMES ALEX SPRAYBERRY, deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before Tuesday, September 2, 2008, 10:00 AM, why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Betty Thomas
Probate Judge
By: Kathy Hill
Probate Clerk/Deputy Clerk
Banks County Probate Court
144 Yonah Homer Rd., Suite 7
Homer, GA 30547
706-677-6250
(AU6,13,20,27P4)
Carlan Estate
Georgia, Banks County
Probate Court
Notice
The petition of PHYLLIS JUNE RAY CARLAN, for a year’s support from the estate of JERRY CARLAN, deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before Tuesday, September 2, 2008, 10:00 AM, why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Betty Thomas
Probate Judge
By: Kathy Hill
Probate Clerk/Deputy Clerk
Banks County Probate Court
144 Yonah Homer Rd., Suite 7
Homer, GA 30547
706-776-2196
(AU6,13,20,27P4)
Lewis Estate
Notice to Debtors
and Creditors
All creditors of the Estate of MARTHA B. LEWIS, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 11 day of July, 2008.
Jerry L. Lewis
Executor/Administrator
77 Ridge Creek Dr.
Nicholson, GA 30565
(JU23,30,AU6,13P4)
Bowden Estate
Georgia, Banks County
Probate Court
Notice
The petition of MARY RUTH BOWDEN, for a year’s support from the estate of LEE ROY BOWDEN, deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before Tuesday, September 2, 2008, 10:00 AM, why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Betty Thomas
Probate Judge
By: Kathy Hill
Probate Clerk/Deputy Clerk
Banks County Probate Court
144 Yonah Homer Rd., Suite 7
Homer, GA 30547
706-677-6250
(AU6,13,20,27P4)
Name Change
Notice of Name Change
In the Superior Court
of Banks County
State of Georgia
Civil Action File No. 08-CV-405B
Ricky Anthony Miller, Petitioner
In re: Anthony Lane Ferguson, (A minor child)
PLEASE TAKE NOTICE that on the 24th day of July, 2008, RICKY ANTHONY MILLER filed a Petition in the Superior Court of Banks County, Georgia, seeking a name change for his minor child from ANTHONY LANE FERGUSON to ANTHONY LANE MILLER. Any interested or affected party has the right to appear and file objections. At the expiration of thirty (30) days from the filing of the Petition, upon proof of publication, and if no objection is filed, the Court shall proceed to hear and determine all matters raised by said Petitioner.
By: Ricky Anthony Miller, Petitioner
By: Brian C. Ranch
Georgia Bar No. 593714
Attorney for Petitioner
Sanders, Smith & Ranck, P.C.
P.O. Box 1005
Toccoa, Georgia
706-886-7533
(AU6,13,20,27P4)
Notice
to the Public
The public is hereby notified that the Board of Commissioners of Banks County, Georgia, at its regular meeting on August 12, 2008, at 6:30 p.m. and on August 26, 2008, at 3:30 p.m. will consider the following:
A resolution by the Board of Commissioners of Banks County, Georgia, under the Home Rule Provisions for Counties as set forth in Article IX, Section II, Paragraph I of the Constitution of the State of Georgia of 1983 to amend an act of the General Assembly of Georgia entitled “Banks Board of Commissioners Created” GA. Laws 1916, P. 349; as amended 1962, P. 2242; so as to further amend said act to designate the structure at 150 Hudson Ridge, Homer, Georgia 30547 a Courthouse Annex; to provide for meetings of the commissioners at the Courthouse and at the Courthouse Annex; to repeal conflicting ordinances; to provide for an effective date and for other purposes.
The meeting on August 12, 2008, will take place at the Banks County Courthouse in the courtroom located at 144 Yonah-Homer Road, Homer, Georgia 30547, and the meeting on August 26, 2008, will take place at the Banks County Courthouse Annex in the board room located at 150 Hudson Ridge, Homer, Georgia 30547.
The public is hereby further notified that in order to carry out the provisions of said Resolution, it is necessary for the Board of Commissioners of Banks County, Georgia to adopt a resolution at two consecutive meetings held not less than seven (7) nor more than sixty (60) days apart, which resolution specifically states the changes to be made in the original act, the authority to amend the original act having been granted pursuant to the Home Rule Provisions for Counties of the Constitution of the State of Georgia of 1983, Article IX, Section II, Paragraph I.
The public is further notified that a copy of said proposed resolution has been filed with the Clerk of the Superior Court of Banks County, Georgia, Banks County Courthouse, Homer, Georgia, for examination and inspection by the public, and the Clerk of the Superior Court will furnish anyone, upon written request, a copy therof.
This 24th day of July, 2008.
Banks County Board of Commissioners
(JY30,AU6,13B/69-401P)
Divorce Notice
In the Superior Court
of Banks County
State of Georgia
Civil Action No. 08CV377B
Ronnie Gene Pressley, Plaintiff
Robin Louise Pressley, Defendant
TO: Robin Louise Pressley
Notice of Publication
By Order for service by publication dated the 18th day of July, 2008, you are hereby notified that on the 11th day of July, 2008, Ronnie Gene Pressley filed suit against you for Divorce.
You are required to file with the Clerk of the Superior Court and to serve upon plaintiff’s attorney, Ronnie Gene Pressley an Answer in writing within sixty (60) days of the date of the order for publication.
WITNESS, the Honorable Robert W. Adamson, Judge of this Superior Court.
This the 18th day of July, 2008.
Elizabeth M. Gardiner
Deputy Clerk, Superior Court
(JY30,AU6,13,20P4)
Saylors Estate
Notice to Debtors
and Creditors
All creditors of the Estate of MARY ELLEN SAYLORS, late of Banks County, Georgia, deceased, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment.
This 16th day of July, 2008.
Dana Lynn Herrin,
Executor of the Estate of Marry Ellen Saylors
224 Sol Drive
Commerce, Ga. 30529
(JU23,30,AU6,13P4)
Banks County Public Records 08-13-2008
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by CLIFF SIKES to FIRST FRANKLIN A DIVISION OF NAT. CITY BANK OF IN, dated August 12, 2005, recorded in Deed Book 264, Page 94, Banks County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2005-FFH4, Asset-Backed Certificates, Series 2005-FFH4 by assignment to be recorded in the Office of the Clerk of Superior Court of Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FOUR THOUSAND AND 0/100 DOLLARS ($104,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: National City Home Loan Services, Inc., 150 Allegheny Center-ICD 23-521, Pittsburgh, PA 15212, (412) 442-3894. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Cliff Sikes or a tenant or tenants and said property is more commonly known as 4945 Yonah Homer Rd., Alto, Georgia 30510.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2005-FFH4, Asset-Backed Certificates, Series 2005-FFH4 as Attorney-in-Fact for Cliff Sikes
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/lo1 9/2/08
Our file no. 51646308-FT1
EXHIBIT A
All that tract or parcel of land lying and being in the 912th District, G.M., Banks County, Georgia, and being that 0.76 acres, more or less, as more particularly shown on a plat of survey prepared for Carol Allen by Jimmy B. Bullock, registered surveyor, dated September 4, 2000, recorded in Plat Book C, Page 102, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
(AU6,13,20,27B/12062-60T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MICHAEL H. IVEY to WELLS FARGO HOME MORTGAGE, INC., dated April 19, 2004, recorded in Deed Book 235, Page 305, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-FOUR THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($84,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Michael H. Ivey or a tenant or tenants and said property is more commonly known as 160 Kay Drive, Carnesville, Georgia 30521.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc. as Attorney in Fact for Michael H. Ivey
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/tmw 9/2/08
Our file no. 5393108-FT7
EXHIBIT A
That tract or parcel of Land lying and being in the 1206th GMD of Banks County, Georgia, being described as Lot 2, containing 2.00 acres, more or less, as shown on a plat of survey for Fred Kay & Jean P. Kay and Dwayne Ivey & Diana K. Ivey dated July 16, 1980, revised July 28, 1980, divided November 26, 2003, and recorded in Plat Book 28, Page 93, Banks County Records; said plat being incorporated herein by reference for a more complete description of the property. This being a portion of the property conveyed by Warranty Deed from Alfred H. Poole and Mrs. Cleo E. Poole to Fred Kay, Jean P. Kay, Dwayne Ivey and Diane K. Ivey dated August 7, 1980 and recorded in Deed Book 21, Page 537, Banks County Records. Together with is a 20’ easement for ingress, egress and utilities, a complete description of which is shown on the above-referenced plat of survey. Together with an improvement and immovable fixture permanently attached thereto, a 2004 Fleetwood Entertainer, Serial Number GAFL434AB76898-CY12.
(AU6,13,20,27B/12062-70T1P)
Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Because of a default in the payment of the indebtedness secured by a Security Deed executed by CYNTHIA ELAINE ROBERTS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated October 28, 2004, and recorded in Deed Book 247, Page 255, Banks County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Deutsche Bank National Trust Company , as trustee of the Morgan Stanley Mortgage Loan Trust 2005-2AR, by Assignment securing a Note in the original principal amount of $175,500.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 2, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the City of Maysville, 465th District, G.M., Banks County, Georgia, and being that 1.300 acres, more or less, of the Oak Ridge Subdivision, as more particularly shown on a plat of survey prepared for Barbara R. Holcomb by Barry D. Lord, Registered Surveyor, dated November 7, 2000, recorded in Plat Book 25, Page 113, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Said property is known as 466 Oak Ridge Drive, Maysville, GA 30558, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Cynthia Elaine Roberts, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Cynthia Elaine Roberts, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Deutsche Bank National Trust Company, as trustee of the Morgan Stanley Mortgage Loan Trust 2005-2AR as Attorney-in-Fact for Cynthia Elaine Roberts
File no. 08-004454
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/HP
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
Heather Pelszynski
Foreclosure Paralegal
Shapiro & Swertfeger, LLP
hpelszynski@logs.com
2872 Woodcock Blvd., Suite 100, Atlanta, GA 30341
(770) 220-2921 Fax Direct Line (678) 547-2719 or (770) 220-2535 Ext. 2719
(AU6,13,20,28B/1323-60T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by BASCOM MARTIN JR. aka BASCOM JUNIOR MARTIN to FIRST NATIONAL BANK OF JACKSON COUNTY, dated August 24, 1992, recorded in Deed Book 74, Page 380, Banks County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 210, Page 450, Banks County, Georgia Records, as last transferred to Regions Bank by assignment to be recorded in the Office of the Clerk of Superior Court of Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWENTY THOUSAND AND 0/100 DOLLARS ($20,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Regions Financial Corporation, Attn Debbie Renfroe, 106 St. Francis St., Mobile, AL 36622, 1-800-290-5358. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Bascom Martin Jr. aka Bascom Junior Martin or a tenant or tenants and said property is more commonly known as 131 Wilson St., Maysville, Georgia 30558.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Regions Bank as Attorney in Fact for Bascom Martin Jr. aka Bascom Junior Martin
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/as5 9/2/08
Our file no. 51301008-FT8
EXHIBIT A
All that tract or parcel of land lying and being in the 465th (Anderson District), G.M., Banks County, State of Georgia, and lying within the corporate limits of the town of Maysville, Georgia and being 0.405 acre, more or less, as shown by a plat of survey for William J. Aikens and Jr. Martin prepared by Cornerstone Land Surveying, Georgia Registered Land Surveyor number 2407, and dated 3-4-89, said plat of survey being specifically incorporated herein by reference, and more particularly described as follows:
Beginning at a point on the northwest right of way of Wilson Street seventeen feet from the center line of said Wilson Street as a corner common to lands of Bascom Martin, Jr. also known as Bascom Junior Martin and now or formerly Rodney and Tammy McFadden, thence North 64 degrees 03’ 39” West 174.75 feet to an iron pipe; thence North 25 degrees 16’ 41” East 96.54 feet to an axle set on the East edge of a fence; thence South 65 degrees 05’ 51” East 185.22 feet to a point; thence South 31 degrees 16’ 33” West 100.32 feet to the Point of Beginning.
Reference is made to said plat of survey, a copy of which is recorded at Plat Book 14, page 128, Banks County, Georgia records.
(AU6,13,20,27B/12062-80T1P)
Sprayberry Estate
Georgia, Banks County
Probate Court
Notice
The petition of BETTY J. SPRAYBERRY, aka Elizabeth Chambers Sprayberry, for a year’s support from the estate of JAMES ALEX SPRAYBERRY, deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before Tuesday, September 2, 2008, 10:00 AM, why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Betty Thomas
Probate Judge
By: Kathy Hill
Probate Clerk/Deputy Clerk
Banks County Probate Court
144 Yonah Homer Rd., Suite 7
Homer, GA 30547
706-677-6250
(AU6,13,20,27P4)
Carlan Estate
Georgia, Banks County
Probate Court
Notice
The petition of PHYLLIS JUNE RAY CARLAN, for a year’s support from the estate of JERRY CARLAN, deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before Tuesday, September 2, 2008, 10:00 AM, why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Betty Thomas
Probate Judge
By: Kathy Hill
Probate Clerk/Deputy Clerk
Banks County Probate Court
144 Yonah Homer Rd., Suite 7
Homer, GA 30547
706-776-2196
(AU6,13,20,27P4)
Lewis Estate
Notice to Debtors
and Creditors
All creditors of the Estate of MARTHA B. LEWIS, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 11 day of July, 2008.
Jerry L. Lewis
Executor/Administrator
77 Ridge Creek Dr.
Nicholson, GA 30565
(JU23,30,AU6,13P4)
Bowden Estate
Georgia, Banks County
Probate Court
Notice
The petition of MARY RUTH BOWDEN, for a year’s support from the estate of LEE ROY BOWDEN, deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before Tuesday, September 2, 2008, 10:00 AM, why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Betty Thomas
Probate Judge
By: Kathy Hill
Probate Clerk/Deputy Clerk
Banks County Probate Court
144 Yonah Homer Rd., Suite 7
Homer, GA 30547
706-677-6250
(AU6,13,20,27P4)
Name Change
Notice of Name Change
In the Superior Court
of Banks County
State of Georgia
Civil Action File No. 08-CV-405B
Ricky Anthony Miller, Petitioner
In re: Anthony Lane Ferguson, (A minor child)
PLEASE TAKE NOTICE that on the 24th day of July, 2008, RICKY ANTHONY MILLER filed a Petition in the Superior Court of Banks County, Georgia, seeking a name change for his minor child from ANTHONY LANE FERGUSON to ANTHONY LANE MILLER. Any interested or affected party has the right to appear and file objections. At the expiration of thirty (30) days from the filing of the Petition, upon proof of publication, and if no objection is filed, the Court shall proceed to hear and determine all matters raised by said Petitioner.
By: Ricky Anthony Miller, Petitioner
By: Brian C. Ranch
Georgia Bar No. 593714
Attorney for Petitioner
Sanders, Smith & Ranck, P.C.
P.O. Box 1005
Toccoa, Georgia
706-886-7533
(AU6,13,20,27P4)
Notice
to the Public
The public is hereby notified that the Board of Commissioners of Banks County, Georgia, at its regular meeting on August 12, 2008, at 6:30 p.m. and on August 26, 2008, at 3:30 p.m. will consider the following:
A resolution by the Board of Commissioners of Banks County, Georgia, under the Home Rule Provisions for Counties as set forth in Article IX, Section II, Paragraph I of the Constitution of the State of Georgia of 1983 to amend an act of the General Assembly of Georgia entitled “Banks Board of Commissioners Created” GA. Laws 1916, P. 349; as amended 1962, P. 2242; so as to further amend said act to designate the structure at 150 Hudson Ridge, Homer, Georgia 30547 a Courthouse Annex; to provide for meetings of the commissioners at the Courthouse and at the Courthouse Annex; to repeal conflicting ordinances; to provide for an effective date and for other purposes.
The meeting on August 12, 2008, will take place at the Banks County Courthouse in the courtroom located at 144 Yonah-Homer Road, Homer, Georgia 30547, and the meeting on August 26, 2008, will take place at the Banks County Courthouse Annex in the board room located at 150 Hudson Ridge, Homer, Georgia 30547.
The public is hereby further notified that in order to carry out the provisions of said Resolution, it is necessary for the Board of Commissioners of Banks County, Georgia to adopt a resolution at two consecutive meetings held not less than seven (7) nor more than sixty (60) days apart, which resolution specifically states the changes to be made in the original act, the authority to amend the original act having been granted pursuant to the Home Rule Provisions for Counties of the Constitution of the State of Georgia of 1983, Article IX, Section II, Paragraph I.
The public is further notified that a copy of said proposed resolution has been filed with the Clerk of the Superior Court of Banks County, Georgia, Banks County Courthouse, Homer, Georgia, for examination and inspection by the public, and the Clerk of the Superior Court will furnish anyone, upon written request, a copy therof.
This 24th day of July, 2008.
Banks County Board of Commissioners
(JY30,AU6,13B/69-401P)
Divorce Notice
In the Superior Court
of Banks County
State of Georgia
Civil Action No. 08CV377B
Ronnie Gene Pressley, Plaintiff
Robin Louise Pressley, Defendant
TO: Robin Louise Pressley
Notice of Publication
By Order for service by publication dated the 18th day of July, 2008, you are hereby notified that on the 11th day of July, 2008, Ronnie Gene Pressley filed suit against you for Divorce.
You are required to file with the Clerk of the Superior Court and to serve upon plaintiff’s attorney, Ronnie Gene Pressley an Answer in writing within sixty (60) days of the date of the order for publication.
WITNESS, the Honorable Robert W. Adamson, Judge of this Superior Court.
This the 18th day of July, 2008.
Elizabeth M. Gardiner
Deputy Clerk, Superior Court
(JY30,AU6,13,20P4)
Notice
of Public Hearing
Please take notice that the following application has been received by the Banks County Commissioners office:
V-08-02 – Bob Blackwell – Application for a variance to change property lines between two lots on Stirling Drive in the Windy Knoll Subdivision. This property is zoned ARR, Agricultural, Rural Residential.
The above application is on file in the Banks County Commissioners office and available for public review.
The Banks County Commissioners will hold a public hearing on the matter on Wednesday, August 26, 2008 at 3:30 p.m. in the board room of the Banks County Courthouse Annex at 150 Hudson Ridge in Homer, Georgia.
Interested persons are invited to appear and comment.
(JY30,AU6B/69-20)
Saylors Estate
Notice to Debtors
and Creditors
All creditors of the Estate of MARY ELLEN SAYLORS, late of Banks County, Georgia, deceased, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment.
This 16th day of July, 2008.
Dana Lynn Herrin,
Executor of the Estate of Marry Ellen Saylors
224 Sol Drive
Commerce, Ga. 30529
(JU23,30,AU6,13P4)
Wilbanks Estate
Notice to Debtors
and Creditors
All creditors of the Estate of ELIZABETH S. WILBANKS, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 7th day of July, 2008.
Paula W. Hudgins
Executor/Administrator
4020 Ashford Way
G’ville, GA 30507
Ronald T. Wilbanks
Executor/Administrator
202 Harborgate Ct.
Cornelius, NC 28031
(JU16,23,30AU6P4)
Barnes Estate
Notice to Debtors
and Creditors
All creditors of the Estate of MARY ANNE EMMETTE BARNES, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 7th day of July, 2008.
Elaine C. Smith
Leesa B. Shropshire
Executors/Administrators
465 Devils Pond Rd.
Crawford, GA 30630
(JU16,23,30AU6P4)
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by CLIFF SIKES to FIRST FRANKLIN A DIVISION OF NAT. CITY BANK OF IN, dated August 12, 2005, recorded in Deed Book 264, Page 94, Banks County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2005-FFH4, Asset-Backed Certificates, Series 2005-FFH4 by assignment to be recorded in the Office of the Clerk of Superior Court of Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FOUR THOUSAND AND 0/100 DOLLARS ($104,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: National City Home Loan Services, Inc., 150 Allegheny Center-ICD 23-521, Pittsburgh, PA 15212, (412) 442-3894. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Cliff Sikes or a tenant or tenants and said property is more commonly known as 4945 Yonah Homer Rd., Alto, Georgia 30510.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2005-FFH4, Asset-Backed Certificates, Series 2005-FFH4 as Attorney-in-Fact for Cliff Sikes
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/lo1 9/2/08
Our file no. 51646308-FT1
EXHIBIT A
All that tract or parcel of land lying and being in the 912th District, G.M., Banks County, Georgia, and being that 0.76 acres, more or less, as more particularly shown on a plat of survey prepared for Carol Allen by Jimmy B. Bullock, registered surveyor, dated September 4, 2000, recorded in Plat Book C, Page 102, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
(AU6,13,20,27B/12062-60T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MICHAEL H. IVEY to WELLS FARGO HOME MORTGAGE, INC., dated April 19, 2004, recorded in Deed Book 235, Page 305, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-FOUR THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($84,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Michael H. Ivey or a tenant or tenants and said property is more commonly known as 160 Kay Drive, Carnesville, Georgia 30521.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc. as Attorney in Fact for Michael H. Ivey
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/tmw 9/2/08
Our file no. 5393108-FT7
EXHIBIT A
That tract or parcel of Land lying and being in the 1206th GMD of Banks County, Georgia, being described as Lot 2, containing 2.00 acres, more or less, as shown on a plat of survey for Fred Kay & Jean P. Kay and Dwayne Ivey & Diana K. Ivey dated July 16, 1980, revised July 28, 1980, divided November 26, 2003, and recorded in Plat Book 28, Page 93, Banks County Records; said plat being incorporated herein by reference for a more complete description of the property. This being a portion of the property conveyed by Warranty Deed from Alfred H. Poole and Mrs. Cleo E. Poole to Fred Kay, Jean P. Kay, Dwayne Ivey and Diane K. Ivey dated August 7, 1980 and recorded in Deed Book 21, Page 537, Banks County Records. Together with is a 20’ easement for ingress, egress and utilities, a complete description of which is shown on the above-referenced plat of survey. Together with an improvement and immovable fixture permanently attached thereto, a 2004 Fleetwood Entertainer, Serial Number GAFL434AB76898-CY12.
(AU6,13,20,27B/12062-70T1P)
Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Because of a default in the payment of the indebtedness secured by a Security Deed executed by CYNTHIA ELAINE ROBERTS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated October 28, 2004, and recorded in Deed Book 247, Page 255, Banks County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Deutsche Bank National Trust Company , as trustee of the Morgan Stanley Mortgage Loan Trust 2005-2AR, by Assignment securing a Note in the original principal amount of $175,500.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 2, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the City of Maysville, 465th District, G.M., Banks County, Georgia, and being that 1.300 acres, more or less, of the Oak Ridge Subdivision, as more particularly shown on a plat of survey prepared for Barbara R. Holcomb by Barry D. Lord, Registered Surveyor, dated November 7, 2000, recorded in Plat Book 25, Page 113, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Said property is known as 466 Oak Ridge Drive, Maysville, GA 30558, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Cynthia Elaine Roberts, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Cynthia Elaine Roberts, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Deutsche Bank National Trust Company, as trustee of the Morgan Stanley Mortgage Loan Trust 2005-2AR as Attorney-in-Fact for Cynthia Elaine Roberts
File no. 08-004454
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/HP
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
Heather Pelszynski
Foreclosure Paralegal
Shapiro & Swertfeger, LLP
hpelszynski@logs.com
2872 Woodcock Blvd., Suite 100, Atlanta, GA 30341
(770) 220-2921 Fax Direct Line (678) 547-2719 or (770) 220-2535 Ext. 2719
(AU6,13,20,28B/1323-60T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by BASCOM MARTIN JR. aka BASCOM JUNIOR MARTIN to FIRST NATIONAL BANK OF JACKSON COUNTY, dated August 24, 1992, recorded in Deed Book 74, Page 380, Banks County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 210, Page 450, Banks County, Georgia Records, as last transferred to Regions Bank by assignment to be recorded in the Office of the Clerk of Superior Court of Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWENTY THOUSAND AND 0/100 DOLLARS ($20,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Regions Financial Corporation, Attn Debbie Renfroe, 106 St. Francis St., Mobile, AL 36622, 1-800-290-5358. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Bascom Martin Jr. aka Bascom Junior Martin or a tenant or tenants and said property is more commonly known as 131 Wilson St., Maysville, Georgia 30558.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Regions Bank as Attorney in Fact for Bascom Martin Jr. aka Bascom Junior Martin
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/as5 9/2/08
Our file no. 51301008-FT8
EXHIBIT A
All that tract or parcel of land lying and being in the 465th (Anderson District), G.M., Banks County, State of Georgia, and lying within the corporate limits of the town of Maysville, Georgia and being 0.405 acre, more or less, as shown by a plat of survey for William J. Aikens and Jr. Martin prepared by Cornerstone Land Surveying, Georgia Registered Land Surveyor number 2407, and dated 3-4-89, said plat of survey being specifically incorporated herein by reference, and more particularly described as follows:
Beginning at a point on the northwest right of way of Wilson Street seventeen feet from the center line of said Wilson Street as a corner common to lands of Bascom Martin, Jr. also known as Bascom Junior Martin and now or formerly Rodney and Tammy McFadden, thence North 64 degrees 03’ 39” West 174.75 feet to an iron pipe; thence North 25 degrees 16’ 41” East 96.54 feet to an axle set on the East edge of a fence; thence South 65 degrees 05’ 51” East 185.22 feet to a point; thence South 31 degrees 16’ 33” West 100.32 feet to the Point of Beginning.
Reference is made to said plat of survey, a copy of which is recorded at Plat Book 14, page 128, Banks County, Georgia records.
(AU6,13,20,27B/12062-80T1P)
Sprayberry Estate
Georgia, Banks County
Probate Court
Notice
The petition of BETTY J. SPRAYBERRY, aka Elizabeth Chambers Sprayberry, for a year’s support from the estate of JAMES ALEX SPRAYBERRY, deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before Tuesday, September 2, 2008, 10:00 AM, why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Betty Thomas
Probate Judge
By: Kathy Hill
Probate Clerk/Deputy Clerk
Banks County Probate Court
144 Yonah Homer Rd., Suite 7
Homer, GA 30547
706-677-6250
(AU6,13,20,27P4)
Carlan Estate
Georgia, Banks County
Probate Court
Notice
The petition of PHYLLIS JUNE RAY CARLAN, for a year’s support from the estate of JERRY CARLAN, deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before Tuesday, September 2, 2008, 10:00 AM, why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Betty Thomas
Probate Judge
By: Kathy Hill
Probate Clerk/Deputy Clerk
Banks County Probate Court
144 Yonah Homer Rd., Suite 7
Homer, GA 30547
706-776-2196
(AU6,13,20,27P4)
Lewis Estate
Notice to Debtors
and Creditors
All creditors of the Estate of MARTHA B. LEWIS, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 11 day of July, 2008.
Jerry L. Lewis
Executor/Administrator
77 Ridge Creek Dr.
Nicholson, GA 30565
(JU23,30,AU6,13P4)
Bowden Estate
Georgia, Banks County
Probate Court
Notice
The petition of MARY RUTH BOWDEN, for a year’s support from the estate of LEE ROY BOWDEN, deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before Tuesday, September 2, 2008, 10:00 AM, why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Betty Thomas
Probate Judge
By: Kathy Hill
Probate Clerk/Deputy Clerk
Banks County Probate Court
144 Yonah Homer Rd., Suite 7
Homer, GA 30547
706-677-6250
(AU6,13,20,27P4)
Name Change
Notice of Name Change
In the Superior Court
of Banks County
State of Georgia
Civil Action File No. 08-CV-405B
Ricky Anthony Miller, Petitioner
In re: Anthony Lane Ferguson, (A minor child)
PLEASE TAKE NOTICE that on the 24th day of July, 2008, RICKY ANTHONY MILLER filed a Petition in the Superior Court of Banks County, Georgia, seeking a name change for his minor child from ANTHONY LANE FERGUSON to ANTHONY LANE MILLER. Any interested or affected party has the right to appear and file objections. At the expiration of thirty (30) days from the filing of the Petition, upon proof of publication, and if no objection is filed, the Court shall proceed to hear and determine all matters raised by said Petitioner.
By: Ricky Anthony Miller, Petitioner
By: Brian C. Ranch
Georgia Bar No. 593714
Attorney for Petitioner
Sanders, Smith & Ranck, P.C.
P.O. Box 1005
Toccoa, Georgia
706-886-7533
(AU6,13,20,27P4)
Notice
to the Public
The public is hereby notified that the Board of Commissioners of Banks County, Georgia, at its regular meeting on August 12, 2008, at 6:30 p.m. and on August 26, 2008, at 3:30 p.m. will consider the following:
A resolution by the Board of Commissioners of Banks County, Georgia, under the Home Rule Provisions for Counties as set forth in Article IX, Section II, Paragraph I of the Constitution of the State of Georgia of 1983 to amend an act of the General Assembly of Georgia entitled “Banks Board of Commissioners Created” GA. Laws 1916, P. 349; as amended 1962, P. 2242; so as to further amend said act to designate the structure at 150 Hudson Ridge, Homer, Georgia 30547 a Courthouse Annex; to provide for meetings of the commissioners at the Courthouse and at the Courthouse Annex; to repeal conflicting ordinances; to provide for an effective date and for other purposes.
The meeting on August 12, 2008, will take place at the Banks County Courthouse in the courtroom located at 144 Yonah-Homer Road, Homer, Georgia 30547, and the meeting on August 26, 2008, will take place at the Banks County Courthouse Annex in the board room located at 150 Hudson Ridge, Homer, Georgia 30547.
The public is hereby further notified that in order to carry out the provisions of said Resolution, it is necessary for the Board of Commissioners of Banks County, Georgia to adopt a resolution at two consecutive meetings held not less than seven (7) nor more than sixty (60) days apart, which resolution specifically states the changes to be made in the original act, the authority to amend the original act having been granted pursuant to the Home Rule Provisions for Counties of the Constitution of the State of Georgia of 1983, Article IX, Section II, Paragraph I.
The public is further notified that a copy of said proposed resolution has been filed with the Clerk of the Superior Court of Banks County, Georgia, Banks County Courthouse, Homer, Georgia, for examination and inspection by the public, and the Clerk of the Superior Court will furnish anyone, upon written request, a copy therof.
This 24th day of July, 2008.
Banks County Board of Commissioners
(JY30,AU6,13B/69-401P)
Divorce Notice
In the Superior Court
of Banks County
State of Georgia
Civil Action No. 08CV377B
Ronnie Gene Pressley, Plaintiff
Robin Louise Pressley, Defendant
TO: Robin Louise Pressley
Notice of Publication
By Order for service by publication dated the 18th day of July, 2008, you are hereby notified that on the 11th day of July, 2008, Ronnie Gene Pressley filed suit against you for Divorce.
You are required to file with the Clerk of the Superior Court and to serve upon plaintiff’s attorney, Ronnie Gene Pressley an Answer in writing within sixty (60) days of the date of the order for publication.
WITNESS, the Honorable Robert W. Adamson, Judge of this Superior Court.
This the 18th day of July, 2008.
Elizabeth M. Gardiner
Deputy Clerk, Superior Court
(JY30,AU6,13,20P4)
Notice
of Public Hearing
Please take notice that the following application has been received by the Banks County Commissioners office:
V-08-02 – Bob Blackwell – Application for a variance to change property lines between two lots on Stirling Drive in the Windy Knoll Subdivision. This property is zoned ARR, Agricultural, Rural Residential.
The above application is on file in the Banks County Commissioners office and available for public review.
The Banks County Commissioners will hold a public hearing on the matter on Wednesday, August 26, 2008 at 3:30 p.m. in the board room of the Banks County Courthouse Annex at 150 Hudson Ridge in Homer, Georgia.
Interested persons are invited to appear and comment.
(JY30,AU6B/69-20)
Saylors Estate
Notice to Debtors
and Creditors
All creditors of the Estate of MARY ELLEN SAYLORS, late of Banks County, Georgia, deceased, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment.
This 16th day of July, 2008.
Dana Lynn Herrin,
Executor of the Estate of Marry Ellen Saylors
224 Sol Drive
Commerce, Ga. 30529
(JU23,30,AU6,13P4)
Wilbanks Estate
Notice to Debtors
and Creditors
All creditors of the Estate of ELIZABETH S. WILBANKS, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 7th day of July, 2008.
Paula W. Hudgins
Executor/Administrator
4020 Ashford Way
G’ville, GA 30507
Ronald T. Wilbanks
Executor/Administrator
202 Harborgate Ct.
Cornelius, NC 28031
(JU16,23,30AU6P4)
Barnes Estate
Notice to Debtors
and Creditors
All creditors of the Estate of MARY ANNE EMMETTE BARNES, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 7th day of July, 2008.
Elaine C. Smith
Leesa B. Shropshire
Executors/Administrators
465 Devils Pond Rd.
Crawford, GA 30630
(JU16,23,30AU6P4)
Banks County Public Notices 07-30-2008
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment of the indebtedness secured by a Security Deed executed by PEGGY A. DACUS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated December 18, 2006, in the amount of $188,800.00, and recorded in Deed Book 296, Page 72, Banks County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2008, during the legal hours of sale, at the Courthouse door in Banks County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 207th District, G.M., Banks County, Georgia, and being that 1.731 acres, more or less, designated as Lot 15, on a final Plat of Survey for Morgan Manor prepared by Landmark Engineering Corporation, Registered Surveyor, dated August 7, 2004, recorded in Plat Book E, Page 82, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Also: 60 foot ingress-egress along the Right of Way of Manor Drive and Manor Place as more particularly shown on Plat of Survey referenced herein above.
Subject to Protective Covenants for Morgan Manor Subdivision recorded in Deed Book 260, Page 108, Banks County, Georgia Records.
which has the property address of 150 Manor Place, Commerce, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Kenneth D. Dacus and Peggy A. Dacus and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc.
Attorney-in-Fact for Peggy A. Dacus
Anthony DeMarlo, Attorney/ajackson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-13802 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/1325-50)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment of the indebtedness secured by a Security Deed executed by AMANDA CRAIG and BRIAN W. CRAIG to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated September 14, 2005, in the amount of $351,000.00, and recorded in Deed Book 266, Page 465, Banks County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2008, during the legal hours of sale, at the Courthouse door in Banks County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 265 GMD of Banks County Georgia, being 1.55 acres more or less as evidenced by plat of survey by Max Lewallen, licensed engineer and surveyor, Georgia Registered Land Surveyor #2067, recorded in Plat Book 26, Page 25 of the Banks County, Georgia Deed Records, said plat being incorporated herein by reference.
which has the property address of 1887 Yonah Homer Road, Lula, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Amanda Craig and Brian W. Craig and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc.
Attorney-in-Fact for Amanda Craig and Brian W. Craig
Anthony DeMarlo, Attorney/llawson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-00914 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/1325-50)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by BOBBY LEE COLLEY, JR. and DINA ANN COLLEY to UNION PLANTERS BANK, NA dba REGIONS MORTGAGE, dated April 15, 2005, recorded in Deed Book 257, Page 270, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETEEN THOUSAND AND 0/100 DOLLARS ($119,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Bobby Lee Colley, Jr. and Dina Ann Colley or a tenant or tenants and said property is more commonly known as 260 Wooded Lake Dr., Homer, Georgia 30547.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Regions Bank dba Regions Mortgage sbm Union Planters Bank NA as Attorney-in-Fact for Bobby Lee Colley, Jr. and Dina Ann Colley
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/as5 8/5/08
Our file no. 51316206-FT8
EXHIBIT A
All that tract or parcel of land, with all improvements located thereon, in the 1206th (Wilmont) District, G.M., Banks County, Georgia, containing 2.00 acres, more or less, as shown on a plat of survey entitled “Survey for James Brazil & Stephanie Brazil”, prepared by Max Lewallen, Georgia Registered Surveyor No 2067, dated February 18, 2002, and being of record in the Office of the Clerk of the Superior Court of Banks County, Georgia in Plat Book 26, Page 138, which plat and the recording thereof are by reference incorporated herein for a more complete and detailed description.
Also conveyed is a 20’ ingress-egress easement along an existing gravel drive as shown on the above referenced plat of survey.
(JU9,16,23,30B/12062-60T1P)
Notice of Sale
Notice of Sale Under Power in Deed to Secure Debt
State of Georgia
County of Banks
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from MELISSA ROPER to CITIFINANCIAL SERVICES, INC. in the original principal amount of $26,805.70, dated 06/17/2003, and recorded in Deed Book 216, Page 669, Banks County Records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of August, 2008 by CitiFinancial Services, Inc., as Attorney-in-Fact for Melissa Roper the following described property:
ALL THAT TRACT or parcel of land, containing 6.64 acres, more or less, and being in the 120th GMD of Banks County, Georgia, and being bounded now or formerly as follows: North by lands of Patricia Yarber, Kenneth Yarber, and lands of Story; East by lands of Story and lands of English; South by lands of English and lands of Brock; and west by lands of Brock, lands of Patricia Yarber and lands of Kenneth Yarber.
Said tract of land being more particularly described according to a plat of survey prepared by Max Lewallen, RS, under date of February 4, 1993, a copy of said plat being of record in the public records of Banks County, Georgia, in Plat Book 17, Page 205, to which said plat and record thereof, reference is hereby made for a more complete description.
Grantee and her heirs and assigns shall have a right to use the well on the boundary line and shall share expenses with adjoining owners for upkeep and operation costs.
Property known as: 436 Old English Road, Homer, GA 30547
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
Citifinancial Services, Inc.
605 Munn Road
Fort Mill, SC 29715
PHONE: 877-675-3656
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Melissa Roper.
CitiFinancial Services, Inc., as Attorney-in-fact for Melissa Roper.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
770-392-0303
(JU9,16,23,30B/224-60)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JARRED OWENBY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated February 17, 2004, in the amount of $160,000.00, and recorded in Deed Book 231, Page 724, Banks County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2008, during the legal hours of sale, at the Courthouse door in Banks County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 465th GMD, Banks County, Georgia, being designated as Lot No. 25, and being more particularly described on a plat of survey prepared for Brian E. Brewton, dated March 1, 1996, revised December 11, 1997 by Slate & Associates, Inc., and recorded in Plat Book B, Page 101, Banks County, Georgia Records, which recorded plat is hereby incorporated by reference as a part of this deed.
This conveyance is made subject to all zoning ordinances, easements and restrictions of record affecting said bargained premises.
which has the property address of 130 Ridgeway Court, Maysville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jarred Owenby and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc.
Attorney-in-Fact for Jarred Owenby
Anthony DeMarlo, Attorney/jnesbitt
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-14098 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/1325-50)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
By virtue of the power of sale contained in a Security Deed from STEVEN EVANS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for AMERICAN MORTGAGE NETWORK, INC. dated January 10, 2007, recorded in Deed Book 298, Page 648, Banks County Records, and last assigned to Chase Home Finance LLC, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-EIGHT THOUSAND AND 00/100 ($128,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Banks County, Georgia, during the legal hours of sale on the first Tuesday, August 5, 2008 the following described property, to wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 207th G.M.D., Banks County, Georgia, designated as Tract No. 2, containing 1.142 acres, more or less, as shown by plat and survey for Bobby Caudell, prepared by Ingram, Lard & Associates, certified by Barry D. Lord, GRLS, dated January 8, 1999, as recorded in Plat Book C, Page 2, Banks County, Georgia records, which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given.
Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property Steven Evans or, a tenant or tenants, and said property was or is commonly known as 517 Mount Bethel Road, Commerce, GA 30530.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC
As Attorney-in-Fact for Steven Evans
Martin & Brunavs
2800 North Druid Hills Rd.
Building B, Suite 100
Atlanta, GA 30329
(404) 982-0088
M&B File No.: 08-7029
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/1327-50)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
By virtue of the power of sale contained in a Security Deed from MATTHEW E. CASALINI to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for AMERICAN MORTGAGE NETWORK, INC. dated July 21, 2005, recorded in Deed Book 263, Page 512, Banks County Records, and last assigned to Chase Home Finance LLC, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-EIGHT THOUSAND AND 00/100 ($88,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Banks County, Georgia, during the legal hours of sale on the first Tuesday, August 5, 2008, the following described property, to wit:
All that tract or parcel of land lying and being in the 207th District, G.M.D., Banks County, Georgia, and being that 1.80 acres, more or less, as more particularly shown on a plat of survey prepared for PCC Charitable Foundation by G. Brian Slate, Registered Surveyor, dated December 8, 2000, recorded in Plat Book 25, Page 147, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given.
Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property Matthew E. Casalini or, a tenant or tenants, and said property was or is commonly known as 298 Rylee Road, Commerce, GA 30530.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC As Attorney-in-Fact for Matthew E. Casalini
Martin & Brunavs
2800 North Druid Hills Rd.
Building B, Suite 100
Atlanta, GA 30329
(404) 982-0088
M&B File No.: 08-7030
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/1327-50)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Under and by virtue of the Power of Sale contained in a Security Deed from JOANN G. FLANIGAN and RUFUS RAY FLANIGAN to CONSECO FINANCE SERVICING CORP. N/K/A GREEN TREE SERVICING LLC, dated JUNE 27, 2001, and recorded on JUNE 29, 2001, in DEED BOOK 174, PAGE 498, of the BANKS County, Georgia Records; conveying the after-described property to secure a Note in the original principal amount of SIXTY-FIVE THOUSAND ONE HUNDRED EIGHTY-THREE Dollars and 79/100 ($65,183.79) with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of BANKS County, Georgia, within the legal hours of sale on the first TUESDAY in AUGUST, 2008, the following described property:
That tract or parcel of land lying and being in the 371st GMD of Banks County, Georgia, containing 2.00 acres, more or less, as shown on a plat of survey for Stacy W. Jordan and Dorothy M. Jordan, dated April 24, 2001, and recorded in Plat Book 26, Page 2, Banks County Records; said Plat being incorporated herein by reference for a more complete description of the property.
This being a portion of the property conveyed by Deed from Mrs. Lucille M. Flanigan to Rufus Ray Flanigan, dated September 13, 1974, and recorded in Deed Book 6, Page 125, Banks County Records.
Also conveyed herewith is a 2000 Clayton 28 x 60 Manufactured Home, Serial Number WHC010823GAAB, which is permanently attached to and made a part of the real property.
The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, non-payment of the monthly installments as required by said Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given) and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
To the best of the undersigned’s knowledge and belief, said property is also known as 2.00 Acres, Damascus Road, Baldwin, Georgia 30511, and the party in possession of the property is Joann G. Flanigan, Estate of Rufus Ray Flanigan or a tenant or tenants of said property.
CONSECO FINANCE SERVICING CORP.
N/K/A GREEN TREE SERVICING LLC As Attorney-in-Fact for JOANN G. FLANIGAN and RUFUS RAY FLANIGAN
Kenney, Solomon & Medina, P.C.
3675 Crestwood Parkway, Suite 300
Duluth, Georgia 30096
(770) 564-1600
THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30P4)
Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Under and by virtue of the power of sale contained in a Security Deed from CORNELL C. SMITH to UNITED COMMUNITY BANK, dated March 8, 2006, recorded March 15, 2006, in Deed Book 277, Page 615, Banks County, Georgia Records, said Security Deed being given to secure a Note from CORNELL C. SMITH of even date in the original principal amount of THIRTY FOUR THOUSAND TWO HUNDRED AND 00/100 ($34,200.00) DOLLARS, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2008, the following described property:
All that tract or parcel of land lying and being in the 448th & 1580th General Militia District, Banks County, City of Baldwin, Georgia, being shown and designated as Lot 27, Phase 4 of the Apple Pie Ridge Subdivision, containing 1.393 acres, more or less on a plat of survey prepared by Edwin G. Davidson, R.L.S., under date of June 10, 2004, recorded in the Office of the Clerk of Superior Court Banks County, Georgia, in Plat Book E, Pages 62-64, to which said plat and the record thereof, reference is hereby made for a more complete description.
Together with a permanent non-exclusive easement for ingress and egress to and from the above described property via the course of the existing subdivision roads, as shown on the plat of survey referred to above.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is CORNELL C. SMITH or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney-in-Fact for CORNELL C. SMITH
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-00498
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/16022-50T1P)
Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Under and by virtue of the power of sale contained in a Security Deed from ALETHEA R. COLE-SMITH to UNITED COMMUNITY BANK, dated March 8, 2006, recorded March 15, 2006, in Deed Book 277, Page 626, Banks County, Georgia Records, said Security Deed being given to secure a Note from ALETHE R. COLE-SMITH of even date in the original principal amount of Thirty Four Thousand Two Hundred and 00/100 ($34,200.00) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2008, the following described property:
All that tract or parcel of land lying and being in the 448th & 1580th General Militia District, Banks County, City of Baldwin, Georgia, being shown and designated as Lot 29, Phase 4 of the Apple Pie Ridge Subdivision, containing 1.609 acres, more or less on a plat of survey prepared by Edwin G. Davidson, R.L.S., under date of June 10, 2004, recorded in the Office of the Clerk of Superior Court Banks County, Georgia, in Plat Book E, Pages 62-64, to which said plat and the record thereof, reference is hereby made for a more complete description.
Together with a permanent non-exclusive easement for ingress and egress to and from the above described property via the course of the existing subdivision roads, as shown on the plat of survey referred to above.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is ALETHEA R. COLE-SMITH or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney-in-Fact for ALETHEA R. COLE-SMITH
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-00499
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/16022-50T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JAMES LETSON A/K/A JAMES M. LETSON to REGIONS MORTGAGE, INC., dated October 22, 1999, recorded in Deed Book 150, Page 1, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIFTY-SIX THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($56,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Regions Mortgage, 1900 Charles Bryan Road AX2, Cordova, TN 38018, 800-986-2462. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is James Letson A/K/A James M. Letson or a tenant or tenants and said property is more commonly known as 210 West Coker Road, Alto, Georgia 30510.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Regions Bank sbm Regions Mortgage, Inc as Attorney-in-Fact for James Letson A/K/A James M. Letson
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/as5 8/5/08
Our file no. 51538008-FT8
EXHIBIT A
All that tract or parcel of land lying and being in G.M.D. 448 (Golden Hill) of Banks County, Georgia, containing 3.557 acres, more or less, as shown on plat of survey prepared by Roy A. Terrell, R.L.S., dated July 24, 1973 and recorded among Banks County, Georgia records in Plat Book 5, Page 17, said plat being incorporated herein by reference for a more full and complete description.
Also conveyed are perpetual rights of ingress and egress as conveyed via by easement go grantors by Charles Campbell, Fannie Arrowood, Arthur Arrowood, Wayne Arrowood, Alfred Arrowood, and Linda Arrowood Fairclough, which easements are recorded among Banks County, Georgia Records.
(JU9,16,23,30B/12062-60T1P)
Notice
to the Public
The public is hereby notified that the Board of Commissioners of Banks County, Georgia, at its regular meeting on August 12, 2008, at 6:30 p.m. and on August 26, 2008, at 3:30 p.m. will consider the following:
A resolution by the Board of Commissioners of Banks County, Georgia, under the Home Rule Provisions for Counties as set forth in Article IX, Section II, Paragraph I of the Constitution of the State of Georgia of 1983 to amend an act of the General Assembly of Georgia entitled “Banks Board of Commissioners Created” GA. Laws 1916, P. 349; as amended 1962, P. 2242; so as to further amend said act to designate the structure at 150 Hudson Ridge, Homer, Georgia 30547 a Courthouse Annex; to provide for meetings of the commissioners at the Courthouse and at the Courthouse Annex; to repeal conflicting ordinances; to provide for an effective date and for other purposes.
The meeting on August 12, 2008, will take place at the Banks County Courthouse in the courtroom located at 144 Yonah-Homer Road, Homer, Georgia 30547, and the meeting on August 26, 2008, will take place at the Banks County Courthouse Annex in the board room located at 150 Hudson Ridge, Homer, Georgia 30547.
The public is hereby further notified that in order to carry out the provisions of said Resolution, it is necessary for the Board of Commissioners of Banks County, Georgia to adopt a resolution at two consecutive meetings held not less than seven (7) nor more than sixty (60) days apart, which resolution specifically states the changes to be made in the original act, the authority to amend the original act having been granted pursuant to the Home Rule Provisions for Counties of the Constitution of the State of Georgia of 1983, Article IX, Section II, Paragraph I.
The public is further notified that a copy of said proposed resolution has been filed with the Clerk of the Superior Court of Banks County, Georgia, Banks County Courthouse, Homer, Georgia, for examination and inspection by the public, and the Clerk of the Superior Court will furnish anyone, upon written request, a copy therof.
This 24th day of July, 2008.
Banks County Board of Commissioners
(JY30,AU6,13B/69-401P)
Divorce Notice
In the Superior Court
of Banks County
State of Georgia
Civil Action No. 08CV377B
Ronnie Gene Pressley, Plaintiff
Robin Louise Pressley, Defendant
TO: Robin Louise Pressley
Notice of Publication
By Order for service by publication dated the 18th day of July, 2008, you are hereby notified that on the 11th day of July, 2008, Ronnie Gene Pressley filed suit against you for Divorce.
You are required to file with the Clerk of the Superior Court and to serve upon plaintiff’s attorney, Ronnie Gene Pressley an Answer in writing within sixty (60) days of the date of the order for publication.
WITNESS, the Honorable Robert W. Adamson, Judge of this Superior Court.
This the 18th day of July, 2008.
Elizabeth M. Gardiner
Deputy Clerk, Superior Court
(JY30,AU6,13,20P4)
Notice
of Public Hearing
Please take notice that the following application has been received by the Banks County Commissioners office:
V-08-02 – Bob Blackwell – Application for a variance to change property lines between two lots on Stirling Drive in the Windy Knoll Subdivision. This property is zoned ARR, Agricultural, Rural Residential.
The above application is on file in the Banks County Commissioners office and available for public review.
The Banks County Commissioners will hold a public hearing on the matter on Wednesday, August 26, 2008 at 3:30 p.m. in the board room of the Banks County Courthouse Annex at 150 Hudson Ridge in Homer, Georgia.
Interested persons are invited to appear and comment.
(JY30,AU6B/69-20)
Lewis Estate
Notice to Debtors
and Creditors
All creditors of the Estate of MARTHA B. LEWIS, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 11 day of July, 2008.
Jerry L. Lewis
Executor/Administrator
77 Ridge Creek Dr.
Nicholson, GA 30565
(JU23,30,AU6,13P4)
Saylors Estate
Notice to Debtors
and Creditors
All creditors of the Estate of MARY ELLEN SAYLORS, late of Banks County, Georgia, deceased, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment.
This 16th day of July, 2008.
Dana Lynn Herrin,
Executor of the Estate of Marry Ellen Saylors
224 Sol Drive
Commerce, Ga. 30529
(JU23,30,AU6,13P4)
(JU16,23P2)
Barnes Estate
Notice to Debtors
and Creditors
All creditors of the Estate of MARY ANNE EMMETTE BARNES, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 7th day of July, 2008.
Elaine C. Smith
Leesa B. Shropshire
Executors/Administrators
465 Devils Pond Rd.
Crawford, GA 30630
(JU16,23,30AU6P4)
Wilbanks Estate
Notice to Debtors
and Creditors
All creditors of the Estate of ELIZABETH S. WILBANKS, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 7th day of July, 2008.
Paula W. Hudgins
Executor/Administrator
4020 Ashford Way
G’ville, GA 30507
Ronald T. Wilbanks
Executor/Administrator
202 Harborgate Ct.
Cornelius, NC 28031
(JU16,23,30AU6P4)
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment of the indebtedness secured by a Security Deed executed by PEGGY A. DACUS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated December 18, 2006, in the amount of $188,800.00, and recorded in Deed Book 296, Page 72, Banks County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2008, during the legal hours of sale, at the Courthouse door in Banks County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 207th District, G.M., Banks County, Georgia, and being that 1.731 acres, more or less, designated as Lot 15, on a final Plat of Survey for Morgan Manor prepared by Landmark Engineering Corporation, Registered Surveyor, dated August 7, 2004, recorded in Plat Book E, Page 82, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Also: 60 foot ingress-egress along the Right of Way of Manor Drive and Manor Place as more particularly shown on Plat of Survey referenced herein above.
Subject to Protective Covenants for Morgan Manor Subdivision recorded in Deed Book 260, Page 108, Banks County, Georgia Records.
which has the property address of 150 Manor Place, Commerce, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Kenneth D. Dacus and Peggy A. Dacus and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc.
Attorney-in-Fact for Peggy A. Dacus
Anthony DeMarlo, Attorney/ajackson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-13802 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/1325-50)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment of the indebtedness secured by a Security Deed executed by AMANDA CRAIG and BRIAN W. CRAIG to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated September 14, 2005, in the amount of $351,000.00, and recorded in Deed Book 266, Page 465, Banks County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2008, during the legal hours of sale, at the Courthouse door in Banks County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 265 GMD of Banks County Georgia, being 1.55 acres more or less as evidenced by plat of survey by Max Lewallen, licensed engineer and surveyor, Georgia Registered Land Surveyor #2067, recorded in Plat Book 26, Page 25 of the Banks County, Georgia Deed Records, said plat being incorporated herein by reference.
which has the property address of 1887 Yonah Homer Road, Lula, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Amanda Craig and Brian W. Craig and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc.
Attorney-in-Fact for Amanda Craig and Brian W. Craig
Anthony DeMarlo, Attorney/llawson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-00914 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/1325-50)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by BOBBY LEE COLLEY, JR. and DINA ANN COLLEY to UNION PLANTERS BANK, NA dba REGIONS MORTGAGE, dated April 15, 2005, recorded in Deed Book 257, Page 270, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETEEN THOUSAND AND 0/100 DOLLARS ($119,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Bobby Lee Colley, Jr. and Dina Ann Colley or a tenant or tenants and said property is more commonly known as 260 Wooded Lake Dr., Homer, Georgia 30547.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Regions Bank dba Regions Mortgage sbm Union Planters Bank NA as Attorney-in-Fact for Bobby Lee Colley, Jr. and Dina Ann Colley
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/as5 8/5/08
Our file no. 51316206-FT8
EXHIBIT A
All that tract or parcel of land, with all improvements located thereon, in the 1206th (Wilmont) District, G.M., Banks County, Georgia, containing 2.00 acres, more or less, as shown on a plat of survey entitled “Survey for James Brazil & Stephanie Brazil”, prepared by Max Lewallen, Georgia Registered Surveyor No 2067, dated February 18, 2002, and being of record in the Office of the Clerk of the Superior Court of Banks County, Georgia in Plat Book 26, Page 138, which plat and the recording thereof are by reference incorporated herein for a more complete and detailed description.
Also conveyed is a 20’ ingress-egress easement along an existing gravel drive as shown on the above referenced plat of survey.
(JU9,16,23,30B/12062-60T1P)
Notice of Sale
Notice of Sale Under Power in Deed to Secure Debt
State of Georgia
County of Banks
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from MELISSA ROPER to CITIFINANCIAL SERVICES, INC. in the original principal amount of $26,805.70, dated 06/17/2003, and recorded in Deed Book 216, Page 669, Banks County Records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of August, 2008 by CitiFinancial Services, Inc., as Attorney-in-Fact for Melissa Roper the following described property:
ALL THAT TRACT or parcel of land, containing 6.64 acres, more or less, and being in the 120th GMD of Banks County, Georgia, and being bounded now or formerly as follows: North by lands of Patricia Yarber, Kenneth Yarber, and lands of Story; East by lands of Story and lands of English; South by lands of English and lands of Brock; and west by lands of Brock, lands of Patricia Yarber and lands of Kenneth Yarber.
Said tract of land being more particularly described according to a plat of survey prepared by Max Lewallen, RS, under date of February 4, 1993, a copy of said plat being of record in the public records of Banks County, Georgia, in Plat Book 17, Page 205, to which said plat and record thereof, reference is hereby made for a more complete description.
Grantee and her heirs and assigns shall have a right to use the well on the boundary line and shall share expenses with adjoining owners for upkeep and operation costs.
Property known as: 436 Old English Road, Homer, GA 30547
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
Citifinancial Services, Inc.
605 Munn Road
Fort Mill, SC 29715
PHONE: 877-675-3656
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Melissa Roper.
CitiFinancial Services, Inc., as Attorney-in-fact for Melissa Roper.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
770-392-0303
(JU9,16,23,30B/224-60)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JARRED OWENBY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated February 17, 2004, in the amount of $160,000.00, and recorded in Deed Book 231, Page 724, Banks County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2008, during the legal hours of sale, at the Courthouse door in Banks County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 465th GMD, Banks County, Georgia, being designated as Lot No. 25, and being more particularly described on a plat of survey prepared for Brian E. Brewton, dated March 1, 1996, revised December 11, 1997 by Slate & Associates, Inc., and recorded in Plat Book B, Page 101, Banks County, Georgia Records, which recorded plat is hereby incorporated by reference as a part of this deed.
This conveyance is made subject to all zoning ordinances, easements and restrictions of record affecting said bargained premises.
which has the property address of 130 Ridgeway Court, Maysville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jarred Owenby and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc.
Attorney-in-Fact for Jarred Owenby
Anthony DeMarlo, Attorney/jnesbitt
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-14098 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/1325-50)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
By virtue of the power of sale contained in a Security Deed from STEVEN EVANS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for AMERICAN MORTGAGE NETWORK, INC. dated January 10, 2007, recorded in Deed Book 298, Page 648, Banks County Records, and last assigned to Chase Home Finance LLC, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-EIGHT THOUSAND AND 00/100 ($128,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Banks County, Georgia, during the legal hours of sale on the first Tuesday, August 5, 2008 the following described property, to wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 207th G.M.D., Banks County, Georgia, designated as Tract No. 2, containing 1.142 acres, more or less, as shown by plat and survey for Bobby Caudell, prepared by Ingram, Lard & Associates, certified by Barry D. Lord, GRLS, dated January 8, 1999, as recorded in Plat Book C, Page 2, Banks County, Georgia records, which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given.
Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property Steven Evans or, a tenant or tenants, and said property was or is commonly known as 517 Mount Bethel Road, Commerce, GA 30530.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC
As Attorney-in-Fact for Steven Evans
Martin & Brunavs
2800 North Druid Hills Rd.
Building B, Suite 100
Atlanta, GA 30329
(404) 982-0088
M&B File No.: 08-7029
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/1327-50)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
By virtue of the power of sale contained in a Security Deed from MATTHEW E. CASALINI to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for AMERICAN MORTGAGE NETWORK, INC. dated July 21, 2005, recorded in Deed Book 263, Page 512, Banks County Records, and last assigned to Chase Home Finance LLC, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-EIGHT THOUSAND AND 00/100 ($88,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Banks County, Georgia, during the legal hours of sale on the first Tuesday, August 5, 2008, the following described property, to wit:
All that tract or parcel of land lying and being in the 207th District, G.M.D., Banks County, Georgia, and being that 1.80 acres, more or less, as more particularly shown on a plat of survey prepared for PCC Charitable Foundation by G. Brian Slate, Registered Surveyor, dated December 8, 2000, recorded in Plat Book 25, Page 147, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given.
Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property Matthew E. Casalini or, a tenant or tenants, and said property was or is commonly known as 298 Rylee Road, Commerce, GA 30530.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC As Attorney-in-Fact for Matthew E. Casalini
Martin & Brunavs
2800 North Druid Hills Rd.
Building B, Suite 100
Atlanta, GA 30329
(404) 982-0088
M&B File No.: 08-7030
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/1327-50)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Under and by virtue of the Power of Sale contained in a Security Deed from JOANN G. FLANIGAN and RUFUS RAY FLANIGAN to CONSECO FINANCE SERVICING CORP. N/K/A GREEN TREE SERVICING LLC, dated JUNE 27, 2001, and recorded on JUNE 29, 2001, in DEED BOOK 174, PAGE 498, of the BANKS County, Georgia Records; conveying the after-described property to secure a Note in the original principal amount of SIXTY-FIVE THOUSAND ONE HUNDRED EIGHTY-THREE Dollars and 79/100 ($65,183.79) with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of BANKS County, Georgia, within the legal hours of sale on the first TUESDAY in AUGUST, 2008, the following described property:
That tract or parcel of land lying and being in the 371st GMD of Banks County, Georgia, containing 2.00 acres, more or less, as shown on a plat of survey for Stacy W. Jordan and Dorothy M. Jordan, dated April 24, 2001, and recorded in Plat Book 26, Page 2, Banks County Records; said Plat being incorporated herein by reference for a more complete description of the property.
This being a portion of the property conveyed by Deed from Mrs. Lucille M. Flanigan to Rufus Ray Flanigan, dated September 13, 1974, and recorded in Deed Book 6, Page 125, Banks County Records.
Also conveyed herewith is a 2000 Clayton 28 x 60 Manufactured Home, Serial Number WHC010823GAAB, which is permanently attached to and made a part of the real property.
The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, non-payment of the monthly installments as required by said Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given) and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
To the best of the undersigned’s knowledge and belief, said property is also known as 2.00 Acres, Damascus Road, Baldwin, Georgia 30511, and the party in possession of the property is Joann G. Flanigan, Estate of Rufus Ray Flanigan or a tenant or tenants of said property.
CONSECO FINANCE SERVICING CORP.
N/K/A GREEN TREE SERVICING LLC As Attorney-in-Fact for JOANN G. FLANIGAN and RUFUS RAY FLANIGAN
Kenney, Solomon & Medina, P.C.
3675 Crestwood Parkway, Suite 300
Duluth, Georgia 30096
(770) 564-1600
THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30P4)
Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Under and by virtue of the power of sale contained in a Security Deed from CORNELL C. SMITH to UNITED COMMUNITY BANK, dated March 8, 2006, recorded March 15, 2006, in Deed Book 277, Page 615, Banks County, Georgia Records, said Security Deed being given to secure a Note from CORNELL C. SMITH of even date in the original principal amount of THIRTY FOUR THOUSAND TWO HUNDRED AND 00/100 ($34,200.00) DOLLARS, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2008, the following described property:
All that tract or parcel of land lying and being in the 448th & 1580th General Militia District, Banks County, City of Baldwin, Georgia, being shown and designated as Lot 27, Phase 4 of the Apple Pie Ridge Subdivision, containing 1.393 acres, more or less on a plat of survey prepared by Edwin G. Davidson, R.L.S., under date of June 10, 2004, recorded in the Office of the Clerk of Superior Court Banks County, Georgia, in Plat Book E, Pages 62-64, to which said plat and the record thereof, reference is hereby made for a more complete description.
Together with a permanent non-exclusive easement for ingress and egress to and from the above described property via the course of the existing subdivision roads, as shown on the plat of survey referred to above.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is CORNELL C. SMITH or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney-in-Fact for CORNELL C. SMITH
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-00498
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/16022-50T1P)
Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Under and by virtue of the power of sale contained in a Security Deed from ALETHEA R. COLE-SMITH to UNITED COMMUNITY BANK, dated March 8, 2006, recorded March 15, 2006, in Deed Book 277, Page 626, Banks County, Georgia Records, said Security Deed being given to secure a Note from ALETHE R. COLE-SMITH of even date in the original principal amount of Thirty Four Thousand Two Hundred and 00/100 ($34,200.00) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2008, the following described property:
All that tract or parcel of land lying and being in the 448th & 1580th General Militia District, Banks County, City of Baldwin, Georgia, being shown and designated as Lot 29, Phase 4 of the Apple Pie Ridge Subdivision, containing 1.609 acres, more or less on a plat of survey prepared by Edwin G. Davidson, R.L.S., under date of June 10, 2004, recorded in the Office of the Clerk of Superior Court Banks County, Georgia, in Plat Book E, Pages 62-64, to which said plat and the record thereof, reference is hereby made for a more complete description.
Together with a permanent non-exclusive easement for ingress and egress to and from the above described property via the course of the existing subdivision roads, as shown on the plat of survey referred to above.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is ALETHEA R. COLE-SMITH or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney-in-Fact for ALETHEA R. COLE-SMITH
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-00499
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/16022-50T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JAMES LETSON A/K/A JAMES M. LETSON to REGIONS MORTGAGE, INC., dated October 22, 1999, recorded in Deed Book 150, Page 1, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIFTY-SIX THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($56,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Regions Mortgage, 1900 Charles Bryan Road AX2, Cordova, TN 38018, 800-986-2462. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is James Letson A/K/A James M. Letson or a tenant or tenants and said property is more commonly known as 210 West Coker Road, Alto, Georgia 30510.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Regions Bank sbm Regions Mortgage, Inc as Attorney-in-Fact for James Letson A/K/A James M. Letson
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/as5 8/5/08
Our file no. 51538008-FT8
EXHIBIT A
All that tract or parcel of land lying and being in G.M.D. 448 (Golden Hill) of Banks County, Georgia, containing 3.557 acres, more or less, as shown on plat of survey prepared by Roy A. Terrell, R.L.S., dated July 24, 1973 and recorded among Banks County, Georgia records in Plat Book 5, Page 17, said plat being incorporated herein by reference for a more full and complete description.
Also conveyed are perpetual rights of ingress and egress as conveyed via by easement go grantors by Charles Campbell, Fannie Arrowood, Arthur Arrowood, Wayne Arrowood, Alfred Arrowood, and Linda Arrowood Fairclough, which easements are recorded among Banks County, Georgia Records.
(JU9,16,23,30B/12062-60T1P)
Notice
to the Public
The public is hereby notified that the Board of Commissioners of Banks County, Georgia, at its regular meeting on August 12, 2008, at 6:30 p.m. and on August 26, 2008, at 3:30 p.m. will consider the following:
A resolution by the Board of Commissioners of Banks County, Georgia, under the Home Rule Provisions for Counties as set forth in Article IX, Section II, Paragraph I of the Constitution of the State of Georgia of 1983 to amend an act of the General Assembly of Georgia entitled “Banks Board of Commissioners Created” GA. Laws 1916, P. 349; as amended 1962, P. 2242; so as to further amend said act to designate the structure at 150 Hudson Ridge, Homer, Georgia 30547 a Courthouse Annex; to provide for meetings of the commissioners at the Courthouse and at the Courthouse Annex; to repeal conflicting ordinances; to provide for an effective date and for other purposes.
The meeting on August 12, 2008, will take place at the Banks County Courthouse in the courtroom located at 144 Yonah-Homer Road, Homer, Georgia 30547, and the meeting on August 26, 2008, will take place at the Banks County Courthouse Annex in the board room located at 150 Hudson Ridge, Homer, Georgia 30547.
The public is hereby further notified that in order to carry out the provisions of said Resolution, it is necessary for the Board of Commissioners of Banks County, Georgia to adopt a resolution at two consecutive meetings held not less than seven (7) nor more than sixty (60) days apart, which resolution specifically states the changes to be made in the original act, the authority to amend the original act having been granted pursuant to the Home Rule Provisions for Counties of the Constitution of the State of Georgia of 1983, Article IX, Section II, Paragraph I.
The public is further notified that a copy of said proposed resolution has been filed with the Clerk of the Superior Court of Banks County, Georgia, Banks County Courthouse, Homer, Georgia, for examination and inspection by the public, and the Clerk of the Superior Court will furnish anyone, upon written request, a copy therof.
This 24th day of July, 2008.
Banks County Board of Commissioners
(JY30,AU6,13B/69-401P)
Divorce Notice
In the Superior Court
of Banks County
State of Georgia
Civil Action No. 08CV377B
Ronnie Gene Pressley, Plaintiff
Robin Louise Pressley, Defendant
TO: Robin Louise Pressley
Notice of Publication
By Order for service by publication dated the 18th day of July, 2008, you are hereby notified that on the 11th day of July, 2008, Ronnie Gene Pressley filed suit against you for Divorce.
You are required to file with the Clerk of the Superior Court and to serve upon plaintiff’s attorney, Ronnie Gene Pressley an Answer in writing within sixty (60) days of the date of the order for publication.
WITNESS, the Honorable Robert W. Adamson, Judge of this Superior Court.
This the 18th day of July, 2008.
Elizabeth M. Gardiner
Deputy Clerk, Superior Court
(JY30,AU6,13,20P4)
Notice
of Public Hearing
Please take notice that the following application has been received by the Banks County Commissioners office:
V-08-02 – Bob Blackwell – Application for a variance to change property lines between two lots on Stirling Drive in the Windy Knoll Subdivision. This property is zoned ARR, Agricultural, Rural Residential.
The above application is on file in the Banks County Commissioners office and available for public review.
The Banks County Commissioners will hold a public hearing on the matter on Wednesday, August 26, 2008 at 3:30 p.m. in the board room of the Banks County Courthouse Annex at 150 Hudson Ridge in Homer, Georgia.
Interested persons are invited to appear and comment.
(JY30,AU6B/69-20)
Lewis Estate
Notice to Debtors
and Creditors
All creditors of the Estate of MARTHA B. LEWIS, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 11 day of July, 2008.
Jerry L. Lewis
Executor/Administrator
77 Ridge Creek Dr.
Nicholson, GA 30565
(JU23,30,AU6,13P4)
Saylors Estate
Notice to Debtors
and Creditors
All creditors of the Estate of MARY ELLEN SAYLORS, late of Banks County, Georgia, deceased, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment.
This 16th day of July, 2008.
Dana Lynn Herrin,
Executor of the Estate of Marry Ellen Saylors
224 Sol Drive
Commerce, Ga. 30529
(JU23,30,AU6,13P4)
(JU16,23P2)
Barnes Estate
Notice to Debtors
and Creditors
All creditors of the Estate of MARY ANNE EMMETTE BARNES, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 7th day of July, 2008.
Elaine C. Smith
Leesa B. Shropshire
Executors/Administrators
465 Devils Pond Rd.
Crawford, GA 30630
(JU16,23,30AU6P4)
Wilbanks Estate
Notice to Debtors
and Creditors
All creditors of the Estate of ELIZABETH S. WILBANKS, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 7th day of July, 2008.
Paula W. Hudgins
Executor/Administrator
4020 Ashford Way
G’ville, GA 30507
Ronald T. Wilbanks
Executor/Administrator
202 Harborgate Ct.
Cornelius, NC 28031
(JU16,23,30AU6P4)
Banks County Public Notices 07-16-2008
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment of the indebtedness secured by a Security Deed executed by PEGGY A. DACUS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated December 18, 2006, in the amount of $188,800.00, and recorded in Deed Book 296, Page 72, Banks County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2008, during the legal hours of sale, at the Courthouse door in Banks County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 207th District, G.M., Banks County, Georgia, and being that 1.731 acres, more or less, designated as Lot 15, on a final Plat of Survey for Morgan Manor prepared by Landmark Engineering Corporation, Registered Surveyor, dated August 7, 2004, recorded in Plat Book E, Page 82, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Also: 60 foot ingress-egress along the Right of Way of Manor Drive and Manor Place as more particularly shown on Plat of Survey referenced herein above.
Subject to Protective Covenants for Morgan Manor Subdivision recorded in Deed Book 260, Page 108, Banks County, Georgia Records.
which has the property address of 150 Manor Place, Commerce, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Peggy A. Dacus and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc.
Attorney-in-Fact for Peggy A. Dacus
Anthony DeMarlo, Attorney/ajackson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-13802 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/1325-50)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by PEGGY A. DACUS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as nominee for TAYLOR, BEAN & WHITAKER MORTGAGE CORPORATION, dated December 18, 2006, recorded in Deed Book 296, Page 87, Banks County, Georgia Records, as last transferred to Bank of America N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FORTY-SEVEN THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($47,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2008, the following described property:
All that tract or parcel of land lying and being in The 207th District, G.M., Banks County, Georgia, and being that 1.731 acres, more or less, designated as Lot 15, on a final Plat of survey for Morgan Manor prepared by Landmark Engineering Corporation, registered surveyor, dated August 7, 2004, recorded in Plat Book E, Page 82, in The Office of The Clerk of The Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Also: 60 foot Ingress-Egress along the right of way of Manor Drive and Manor Place as more particularly shown on Plat of survey referenced herein above.
Subject to protective covenants for Morgan Manor Subdivision recorded in Deed Book 260, Page 108, Banks County, Georgia records.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Bank of America can be contacted at 800-285-6000 or by writing to 4161 Piedmont Parkway, Greensboro, NC 27410-8110, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Peggy A. Dacus and Kenneth D. Dacus or a tenant or tenants and said property is more commonly known as 150 Manor Place, Commerce, Georgia 30530.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Bank of America N.A. as Attorney-in-Fact for Peggy A. Dacus
Morris, Schneider, Prior, Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/rrr 8/5/08
Our file no. 11348108-FT14
(JU9,16,23,30B/12062-60T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment of the indebtedness secured by a Security Deed executed by AMANDA CRAIG and BRIAN W. CRAIG to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated September 14, 2005, in the amount of $351,000.00, and recorded in Deed Book 266, Page 465, Banks County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2008, during the legal hours of sale, at the Courthouse door in Banks County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 265 GMD of Banks County Georgia, being 1.55 acres more or less as evidenced by plat of survey by Max Lewallen, licensed engineer and surveyor, Georgia Registered Land Surveyor #2067, recorded in Plat Book 26, Page 25 of the Banks County, Georgia Deed Records, said plat being incorporated herein by reference.
which has the property address of 1887 Yonah Homer Road, Lula, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Amanda Craig and Brian W. Craig and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc.
Attorney-in-Fact for Amanda Craig and Brian W. Craig
Anthony DeMarlo, Attorney/llawson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-00914 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/1325-50)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by BOBBY LEE COLLEY, JR. and DINA ANN COLLEY to UNION PLANTERS BANK, NA dba REGIONS MORTGAGE, dated April 15, 2005, recorded in Deed Book 257, Page 270, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETEEN THOUSAND AND 0/100 DOLLARS ($119,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Bobby Lee Colley, Jr. and Dina Ann Colley or a tenant or tenants and said property is more commonly known as 260 Wooded Lake Dr., Homer, Georgia 30547.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Regions Bank dba Regions Mortgage sbm Union Planters Bank NA as Attorney-in-Fact for Bobby Lee Colley, Jr. and Dina Ann Colley
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/as5 8/5/08
Our file no. 51316206-FT8
EXHIBIT A
All that tract or parcel of land, with all improvements located thereon, in the 1206th (Wilmont) District, G.M., Banks County, Georgia, containing 2.00 acres, more or less, as shown on a plat of survey entitled “Survey for James Brazil & Stephanie Brazil”, prepared by Max Lewallen, Georgia Registered Surveyor No 2067, dated February 18, 2002, and being of record in the Office of the Clerk of the Superior Court of Banks County, Georgia in Plat Book 26, Page 138, which plat and the recording thereof are by reference incorporated herein for a more complete and detailed description.
Also conveyed is a 20’ ingress-egress easement along an existing gravel drive as shown on the above referenced plat of survey.
(JU9,16,23,30B/12062-60T1P)
Notice of Sale
Notice of Sale Under Power in Deed to Secure Debt
State of Georgia
County of Banks
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from MELISSA ROPER to CITIFINANCIAL SERVICES, INC. in the original principal amount of $26,805.70, dated 06/17/2003, and recorded in Deed Book 216, Page 669, Banks County Records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of August, 2008 by CitiFinancial Services, Inc., as Attorney-in-Fact for Melissa Roper the following described property:
ALL THAT TRACT or parcel of land, containing 6.64 acres, more or less, and being in the 120th GMD of Banks County, Georgia, and being bounded now or formerly as follows: North by lands of Patricia Yarber, Kenneth Yarber, and lands of Story; East by lands of Story and lands of English; South by lands of English and lands of Brock; and west by lands of Brock, lands of Patricia Yarber and lands of Kenneth Yarber.
Said tract of land being more particularly described according to a plat of survey prepared by Max Lewallen, RS, under date of February 4, 1993, a copy of said plat being of record in the public records of Banks County, Georgia, in Plat Book 17, Page 205, to which said plat and record thereof, reference is hereby made for a more complete description.
Grantee and her heirs and assigns shall have a right to use the well on the boundary line and shall share expenses with adjoining owners for upkeep and operation costs.
Property known as: 436 Old English Road, Homer, GA 30547
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
Citifinancial Services, Inc.
605 Munn Road
Fort Mill, SC 29715
PHONE: 877-675-3656
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Melissa Roper.
CitiFinancial Services, Inc., as Attorney-in-fact for Melissa Roper.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
770-392-0303
(JU9,16,23,30B/224-60)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JARRED OWENBY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated February 17, 2004, in the amount of $160,000.00, and recorded in Deed Book 231, Page 724, Banks County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2008, during the legal hours of sale, at the Courthouse door in Banks County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 465th GMD, Banks County, Georgia, being designated as Lot No. 25, and being more particularly described on a plat of survey prepared for Brian E. Brewton, dated March 1, 1996, revised December 11, 1997 by Slate & Associates, Inc., and recorded in Plat Book B, Page 101, Banks County, Georgia Records, which recorded plat is hereby incorporated by reference as a part of this deed.
This conveyance is made subject to all zoning ordinances, easements and restrictions of record affecting said bargained premises.
which has the property address of 130 Ridgeway Court, Maysville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jarred Owenby and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc.
Attorney-in-Fact for Jarred Owenby
Anthony DeMarlo, Attorney/jnesbitt
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-14098 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/1325-50)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
By virtue of the power of sale contained in a Security Deed from STEVEN EVANS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for AMERICAN MORTGAGE NETWORK, INC. dated January 10, 2007, recorded in Deed Book 298, Page 648, Banks County Records, and last assigned to Chase Home Finance LLC, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-EIGHT THOUSAND AND 00/100 ($128,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Banks County, Georgia, during the legal hours of sale on the first Tuesday, August 5, 2008 the following described property, to wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 207th G.M.D., Banks County, Georgia, designated as Tract No. 2, containing 1.142 acres, more or less, as shown by plat and survey for Bobby Caudell, prepared by Ingram, Lard & Associates, certified by Barry D. Lord, GRLS, dated January 8, 1999, as recorded in Plat Book C, Page 2, Banks County, Georgia records, which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given.
Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property Steven Evans or, a tenant or tenants, and said property was or is commonly known as 517 Mount Bethel Road, Commerce, GA 30530.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC
As Attorney-in-Fact for Steven Evans
Martin & Brunavs
2800 North Druid Hills Rd.
Building B, Suite 100
Atlanta, GA 30329
(404) 982-0088
M&B File No.: 08-7029
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/1327-50)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
By virtue of the power of sale contained in a Security Deed from MATTHEW E. CASALINI to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for AMERICAN MORTGAGE NETWORK, INC. dated July 21, 2005, recorded in Deed Book 263, Page 512, Banks County Records, and last assigned to Chase Home Finance LLC, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-EIGHT THOUSAND AND 00/100 ($88,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Banks County, Georgia, during the legal hours of sale on the first Tuesday, August 5, 2008, the following described property, to wit:
All that tract or parcel of land lying and being in the 207th District, G.M.D., Banks County, Georgia, and being that 1.80 acres, more or less, as more particularly shown on a plat of survey prepared for PCC Charitable Foundation by G. Brian Slate, Registered Surveyor, dated December 8, 2000, recorded in Plat Book 25, Page 147, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given.
Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property Matthew E. Casalini or, a tenant or tenants, and said property was or is commonly known as 298 Rylee Road, Commerce, GA 30530.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC As Attorney-in-Fact for Matthew E. Casalini
Martin & Brunavs
2800 North Druid Hills Rd.
Building B, Suite 100
Atlanta, GA 30329
(404) 982-0088
M&B File No.: 08-7030
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/1327-50)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Under and by virtue of the Power of Sale contained in a Security Deed from JOANN G. FLANIGAN and RUFUS RAY FLANIGAN to CONSECO FINANCE SERVICING CORP. N/K/A GREEN TREE SERVICING LLC, dated JUNE 27, 2001, and recorded on JUNE 29, 2001, in DEED BOOK 174, PAGE 498, of the BANKS County, Georgia Records; conveying the after-described property to secure a Note in the original principal amount of SIXTY-FIVE THOUSAND ONE HUNDRED EIGHTY-THREE Dollars and 79/100 ($65,183.79) with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of BANKS County, Georgia, within the legal hours of sale on the first TUESDAY in AUGUST, 2008, the following described property:
That tract or parcel of land lying and being in the 371st GMD of Banks County, Georgia, containing 2.00 acres, more or less, as shown on a plat of survey for Stacy W. Jordan and Dorothy M. Jordan, dated April 24, 2001, and recorded in Plat Book 26, Page 2, Banks County Records; said Plat being incorporated herein by reference for a more complete description of the property.
This being a portion of the property conveyed by Deed from Mrs. Lucille M. Flanigan to Rufus Ray Flanigan, dated September 13, 1974, and recorded in Deed Book 6, Page 125, Banks County Records.
Also conveyed herewith is a 2000 Clayton 28 x 60 Manufactured Home, Serial Number WHC010823GAAB, which is permanently attached to and made a part of the real property.
The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, non-payment of the monthly installments as required by said Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given) and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
To the best of the undersigned’s knowledge and belief, said property is also known as 2.00 Acres, Damascus Road, Baldwin, Georgia 30511, and the party in possession of the property is Joann G. Flanigan, Estate of Rufus Ray Flanigan or a tenant or tenants of said property.
CONSECO FINANCE SERVICING CORP.
N/K/A GREEN TREE SERVICING LLC As Attorney-in-Fact for JOANN G. FLANIGAN and RUFUS RAY FLANIGAN
Kenney, Solomon & Medina, P.C.
3675 Crestwood Parkway, Suite 300
Duluth, Georgia 30096
(770) 564-1600
THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30P4)
Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Under and by virtue of the power of sale contained in a Security Deed from CORNELL C. SMITH to UNITED COMMUNITY BANK, dated March 8, 2006, recorded March 15, 2006, in Deed Book 277, Page 615, Banks County, Georgia Records, said Security Deed being given to secure a Note from CORNELL C. SMITH of even date in the original principal amount of THIRTY FOUR THOUSAND TWO HUNDRED AND 00/100 ($34,200.00) DOLLARS, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2008, the following described property:
All that tract or parcel of land lying and being in the 448th & 1580th General Militia District, Banks County, City of Baldwin, Georgia, being shown and designated as Lot 27, Phase 4 of the Apple Pie Ridge Subdivision, containing 1.393 acres, more or less on a plat of survey prepared by Edwin G. Davidson, R.L.S., under date of June 10, 2004, recorded in the Office of the Clerk of Superior Court Banks County, Georgia, in Plat Book E, Pages 62-64, to which said plat and the record thereof, reference is hereby made for a more complete description.
Together with a permanent non-exclusive easement for ingress and egress to and from the above described property via the course of the existing subdivision roads, as shown on the plat of survey referred to above.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is CORNELL C. SMITH or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney-in-Fact for CORNELL C. SMITH
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-00498
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/16022-50T1P)
Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Under and by virtue of the power of sale contained in a Security Deed from ALETHEA R. COLE-SMITH to UNITED COMMUNITY BANK, dated March 8, 2006, recorded March 15, 2006, in Deed Book 277, Page 626, Banks County, Georgia Records, said Security Deed being given to secure a Note from ALETHE R. COLE-SMITH of even date in the original principal amount of Thirty Four Thousand Two Hundred and 00/100 ($34,200.00) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2008, the following described property:
All that tract or parcel of land lying and being in the 448th & 1580th General Militia District, Banks County, City of Baldwin, Georgia, being shown and designated as Lot 29, Phase 4 of the Apple Pie Ridge Subdivision, containing 1.609 acres, more or less on a plat of survey prepared by Edwin G. Davidson, R.L.S., under date of June 10, 2004, recorded in the Office of the Clerk of Superior Court Banks County, Georgia, in Plat Book E, Pages 62-64, to which said plat and the record thereof, reference is hereby made for a more complete description.
Together with a permanent non-exclusive easement for ingress and egress to and from the above described property via the course of the existing subdivision roads, as shown on the plat of survey referred to above.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is ALETHEA R. COLE-SMITH or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney-in-Fact for ALETHEA R. COLE-SMITH
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-00499
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/16022-50T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JAMES LETSON A/K/A JAMES M. LETSON to REGIONS MORTGAGE, INC., dated October 22, 1999, recorded in Deed Book 150, Page 1, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIFTY-SIX THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($56,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Regions Mortgage, 1900 Charles Bryan Road AX2, Cordova, TN 38018, 800-986-2462. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is James Letson A/K/A James M. Letson or a tenant or tenants and said property is more commonly known as 210 West Coker Road, Alto, Georgia 30510.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Regions Bank sbm Regions Mortgage, Inc as Attorney-in-Fact for James Letson A/K/A James M. Letson
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/as5 8/5/08
Our file no. 51538008-FT8
EXHIBIT A
All that tract or parcel of land lying and being in G.M.D. 448 (Golden Hill) of Banks County, Georgia, containing 3.557 acres, more or less, as shown on plat of survey prepared by Roy A. Terrell, R.L.S., dated July 24, 1973 and recorded among Banks County, Georgia records in Plat Book 5, Page 17, said plat being incorporated herein by reference for a more full and complete description.
Also conveyed are perpetual rights of ingress and egress as conveyed via by easement go grantors by Charles Campbell, Fannie Arrowood, Arthur Arrowood, Wayne Arrowood, Alfred Arrowood, and Linda Arrowood Fairclough, which easements are recorded among Banks County, Georgia Records.
(JU9,16,23,30B/12062-60T1P)
Notice of
Public Hearing
Please take notice that the following applications have been received by the Banks County Planning Office:
CU-08-06 – Premier Hotel Group – Application for a conditional use for a hotel on Frontage Road. This property is zoned C-2, General Commercial.
Tabled from the July, 2008 meeting:
CU-08-05 – Michael & Kay Butcher – Conditional use permit for an expansion of an internet sales staff on Model A Lane.
The items are on file in the office of the Banks County Planning Commission and are available for public review.
The Banks County Planning Commission will hold a public hearing on the matters on Tuesday, August 5, 2008, at 7 p.m., in the courtroom located at the Banks County Courthouse in Homer.
The Banks County Commissioners will hold a public hearing on the matters on Tuesday, August 12, 2008, at 6:30 p.m., in the courtroom located at the Banks County Courthouse in Homer, Georgia.
Interested persons are invited to appear and comment.
This 16th day of July, 2008.
(JU16B/069-20)
Citation
Georgia, Banks County
Estate Nos. 2008-51 & 2008-52
In Re: Petition of THERESA I. & WILLIAM D. JONES for Temporary Letters of Guardianship
Estate of: ABIGAIL MELISSA HOOPER and ETHAN JASE HOOPER, Minors
To: Kenneth Jason Hooper
You are hereby notified that a petition for the appointment of a temporary guardian has been filed regarding the above-named minors. All objections to the Petition described above either to the appointment of a temporary guardian or the appointment of the petitioner(s) as temporary guardian(s), must be in writing, setting forth the grounds of any such objections, and must be filed with this Court no later than 14 days after this notice is mailed, or 10 days after this notice is personally served upon you, or ten days after the second publication of this notice, if you are served by publication. All pleadings must be signed before a notary public or Georgia probate court clerk, and filing fees must be tendered with your pleadings, unless you qualify to file as an indigent party. Contact probate court personnel at the below address/telephone number for the required amount of filing fees.
NOTE: If a natural guardian files an objection to the creation of the temporary guardianship, the Petition will be dismissed. If a natural guardian files an objection to the appointment of the petitioner(s) as guardian(s), or if a parent who is not a natural guardian files an objection to the petition, a hearing on the matter shall be scheduled at a later date.
Betty Thomas, Probate Judge
By: Kathy Hill
Probate Clerk/Deputy Clerk
Banks County Probate Court
144 Yonah Homer Rd., Ste. 7
Homer, GA 30547
706-677-6250
(JU16,23P2)
Barnes Estate
Notice to Debtors
and Creditors
All creditors of the Estate of MARY ANNE EMMETTE BARNES, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 7th day of July, 2008.
Elaine C. Smith
Leesa B. Shropshire
Executors/Administrators
465 Devils Pond Rd.
Crawford, GA 30630
(JU16,23,30AU6P4)
Wilbanks Estate
Notice to Debtors
and Creditors
All creditors of the Estate of ELIZABETH S. WILBANKS, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 7th day of July, 2008.
Paula W. Hudgins
Executor/Administrator
4020 Ashford Way
G’ville, GA 30507
Ronald T. Wilbanks
Executor/Administrator
202 Harborgate Ct.
Cornelius, NC 28031
(JU16,23,30AU6P4)
Purcell Estate
Notice to Debtors
and Creditors
All creditors of the Estate of DONALD SANFORD PURCELL, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 26th day of July, 2008.
Gloria S. Purcell
Executor/Administrator
924 Harden Bridge Road
Commerce, GA 30529
(JU2,9,16,23P4)
Barrett Estate
Notice to Debtors
and Creditors
All creditors of the Estate of WILLIAM S. BARRETT, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 18th day of June, 2008.
David S. Barrett
Executor/Administrator
12405 Charlotte Drive
Alpharetta, Georgia 30004
(JN25,JU2,9,16P4)
Beck Estate
Notice to Debtors
and Creditors
All creditors of the Estate of PAUL LEWIS BECK, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 16th day of June, 2008.
Lynda Gene Roberts Beck
Executor/Administrator
1410 Harden Bridge Rd.
Commerce, GA 30529
(JN25,JU2,9,16P4)
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment of the indebtedness secured by a Security Deed executed by PEGGY A. DACUS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated December 18, 2006, in the amount of $188,800.00, and recorded in Deed Book 296, Page 72, Banks County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2008, during the legal hours of sale, at the Courthouse door in Banks County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 207th District, G.M., Banks County, Georgia, and being that 1.731 acres, more or less, designated as Lot 15, on a final Plat of Survey for Morgan Manor prepared by Landmark Engineering Corporation, Registered Surveyor, dated August 7, 2004, recorded in Plat Book E, Page 82, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Also: 60 foot ingress-egress along the Right of Way of Manor Drive and Manor Place as more particularly shown on Plat of Survey referenced herein above.
Subject to Protective Covenants for Morgan Manor Subdivision recorded in Deed Book 260, Page 108, Banks County, Georgia Records.
which has the property address of 150 Manor Place, Commerce, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Peggy A. Dacus and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc.
Attorney-in-Fact for Peggy A. Dacus
Anthony DeMarlo, Attorney/ajackson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-13802 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/1325-50)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by PEGGY A. DACUS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as nominee for TAYLOR, BEAN & WHITAKER MORTGAGE CORPORATION, dated December 18, 2006, recorded in Deed Book 296, Page 87, Banks County, Georgia Records, as last transferred to Bank of America N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FORTY-SEVEN THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($47,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2008, the following described property:
All that tract or parcel of land lying and being in The 207th District, G.M., Banks County, Georgia, and being that 1.731 acres, more or less, designated as Lot 15, on a final Plat of survey for Morgan Manor prepared by Landmark Engineering Corporation, registered surveyor, dated August 7, 2004, recorded in Plat Book E, Page 82, in The Office of The Clerk of The Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Also: 60 foot Ingress-Egress along the right of way of Manor Drive and Manor Place as more particularly shown on Plat of survey referenced herein above.
Subject to protective covenants for Morgan Manor Subdivision recorded in Deed Book 260, Page 108, Banks County, Georgia records.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Bank of America can be contacted at 800-285-6000 or by writing to 4161 Piedmont Parkway, Greensboro, NC 27410-8110, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Peggy A. Dacus and Kenneth D. Dacus or a tenant or tenants and said property is more commonly known as 150 Manor Place, Commerce, Georgia 30530.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Bank of America N.A. as Attorney-in-Fact for Peggy A. Dacus
Morris, Schneider, Prior, Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/rrr 8/5/08
Our file no. 11348108-FT14
(JU9,16,23,30B/12062-60T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment of the indebtedness secured by a Security Deed executed by AMANDA CRAIG and BRIAN W. CRAIG to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated September 14, 2005, in the amount of $351,000.00, and recorded in Deed Book 266, Page 465, Banks County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2008, during the legal hours of sale, at the Courthouse door in Banks County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 265 GMD of Banks County Georgia, being 1.55 acres more or less as evidenced by plat of survey by Max Lewallen, licensed engineer and surveyor, Georgia Registered Land Surveyor #2067, recorded in Plat Book 26, Page 25 of the Banks County, Georgia Deed Records, said plat being incorporated herein by reference.
which has the property address of 1887 Yonah Homer Road, Lula, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Amanda Craig and Brian W. Craig and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc.
Attorney-in-Fact for Amanda Craig and Brian W. Craig
Anthony DeMarlo, Attorney/llawson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-00914 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/1325-50)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by BOBBY LEE COLLEY, JR. and DINA ANN COLLEY to UNION PLANTERS BANK, NA dba REGIONS MORTGAGE, dated April 15, 2005, recorded in Deed Book 257, Page 270, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETEEN THOUSAND AND 0/100 DOLLARS ($119,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Bobby Lee Colley, Jr. and Dina Ann Colley or a tenant or tenants and said property is more commonly known as 260 Wooded Lake Dr., Homer, Georgia 30547.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Regions Bank dba Regions Mortgage sbm Union Planters Bank NA as Attorney-in-Fact for Bobby Lee Colley, Jr. and Dina Ann Colley
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/as5 8/5/08
Our file no. 51316206-FT8
EXHIBIT A
All that tract or parcel of land, with all improvements located thereon, in the 1206th (Wilmont) District, G.M., Banks County, Georgia, containing 2.00 acres, more or less, as shown on a plat of survey entitled “Survey for James Brazil & Stephanie Brazil”, prepared by Max Lewallen, Georgia Registered Surveyor No 2067, dated February 18, 2002, and being of record in the Office of the Clerk of the Superior Court of Banks County, Georgia in Plat Book 26, Page 138, which plat and the recording thereof are by reference incorporated herein for a more complete and detailed description.
Also conveyed is a 20’ ingress-egress easement along an existing gravel drive as shown on the above referenced plat of survey.
(JU9,16,23,30B/12062-60T1P)
Notice of Sale
Notice of Sale Under Power in Deed to Secure Debt
State of Georgia
County of Banks
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from MELISSA ROPER to CITIFINANCIAL SERVICES, INC. in the original principal amount of $26,805.70, dated 06/17/2003, and recorded in Deed Book 216, Page 669, Banks County Records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of August, 2008 by CitiFinancial Services, Inc., as Attorney-in-Fact for Melissa Roper the following described property:
ALL THAT TRACT or parcel of land, containing 6.64 acres, more or less, and being in the 120th GMD of Banks County, Georgia, and being bounded now or formerly as follows: North by lands of Patricia Yarber, Kenneth Yarber, and lands of Story; East by lands of Story and lands of English; South by lands of English and lands of Brock; and west by lands of Brock, lands of Patricia Yarber and lands of Kenneth Yarber.
Said tract of land being more particularly described according to a plat of survey prepared by Max Lewallen, RS, under date of February 4, 1993, a copy of said plat being of record in the public records of Banks County, Georgia, in Plat Book 17, Page 205, to which said plat and record thereof, reference is hereby made for a more complete description.
Grantee and her heirs and assigns shall have a right to use the well on the boundary line and shall share expenses with adjoining owners for upkeep and operation costs.
Property known as: 436 Old English Road, Homer, GA 30547
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
Citifinancial Services, Inc.
605 Munn Road
Fort Mill, SC 29715
PHONE: 877-675-3656
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Melissa Roper.
CitiFinancial Services, Inc., as Attorney-in-fact for Melissa Roper.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
770-392-0303
(JU9,16,23,30B/224-60)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JARRED OWENBY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated February 17, 2004, in the amount of $160,000.00, and recorded in Deed Book 231, Page 724, Banks County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2008, during the legal hours of sale, at the Courthouse door in Banks County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 465th GMD, Banks County, Georgia, being designated as Lot No. 25, and being more particularly described on a plat of survey prepared for Brian E. Brewton, dated March 1, 1996, revised December 11, 1997 by Slate & Associates, Inc., and recorded in Plat Book B, Page 101, Banks County, Georgia Records, which recorded plat is hereby incorporated by reference as a part of this deed.
This conveyance is made subject to all zoning ordinances, easements and restrictions of record affecting said bargained premises.
which has the property address of 130 Ridgeway Court, Maysville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jarred Owenby and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc.
Attorney-in-Fact for Jarred Owenby
Anthony DeMarlo, Attorney/jnesbitt
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-14098 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/1325-50)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
By virtue of the power of sale contained in a Security Deed from STEVEN EVANS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for AMERICAN MORTGAGE NETWORK, INC. dated January 10, 2007, recorded in Deed Book 298, Page 648, Banks County Records, and last assigned to Chase Home Finance LLC, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-EIGHT THOUSAND AND 00/100 ($128,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Banks County, Georgia, during the legal hours of sale on the first Tuesday, August 5, 2008 the following described property, to wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 207th G.M.D., Banks County, Georgia, designated as Tract No. 2, containing 1.142 acres, more or less, as shown by plat and survey for Bobby Caudell, prepared by Ingram, Lard & Associates, certified by Barry D. Lord, GRLS, dated January 8, 1999, as recorded in Plat Book C, Page 2, Banks County, Georgia records, which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given.
Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property Steven Evans or, a tenant or tenants, and said property was or is commonly known as 517 Mount Bethel Road, Commerce, GA 30530.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC
As Attorney-in-Fact for Steven Evans
Martin & Brunavs
2800 North Druid Hills Rd.
Building B, Suite 100
Atlanta, GA 30329
(404) 982-0088
M&B File No.: 08-7029
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/1327-50)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
By virtue of the power of sale contained in a Security Deed from MATTHEW E. CASALINI to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for AMERICAN MORTGAGE NETWORK, INC. dated July 21, 2005, recorded in Deed Book 263, Page 512, Banks County Records, and last assigned to Chase Home Finance LLC, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-EIGHT THOUSAND AND 00/100 ($88,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Banks County, Georgia, during the legal hours of sale on the first Tuesday, August 5, 2008, the following described property, to wit:
All that tract or parcel of land lying and being in the 207th District, G.M.D., Banks County, Georgia, and being that 1.80 acres, more or less, as more particularly shown on a plat of survey prepared for PCC Charitable Foundation by G. Brian Slate, Registered Surveyor, dated December 8, 2000, recorded in Plat Book 25, Page 147, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given.
Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property Matthew E. Casalini or, a tenant or tenants, and said property was or is commonly known as 298 Rylee Road, Commerce, GA 30530.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC As Attorney-in-Fact for Matthew E. Casalini
Martin & Brunavs
2800 North Druid Hills Rd.
Building B, Suite 100
Atlanta, GA 30329
(404) 982-0088
M&B File No.: 08-7030
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/1327-50)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Under and by virtue of the Power of Sale contained in a Security Deed from JOANN G. FLANIGAN and RUFUS RAY FLANIGAN to CONSECO FINANCE SERVICING CORP. N/K/A GREEN TREE SERVICING LLC, dated JUNE 27, 2001, and recorded on JUNE 29, 2001, in DEED BOOK 174, PAGE 498, of the BANKS County, Georgia Records; conveying the after-described property to secure a Note in the original principal amount of SIXTY-FIVE THOUSAND ONE HUNDRED EIGHTY-THREE Dollars and 79/100 ($65,183.79) with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of BANKS County, Georgia, within the legal hours of sale on the first TUESDAY in AUGUST, 2008, the following described property:
That tract or parcel of land lying and being in the 371st GMD of Banks County, Georgia, containing 2.00 acres, more or less, as shown on a plat of survey for Stacy W. Jordan and Dorothy M. Jordan, dated April 24, 2001, and recorded in Plat Book 26, Page 2, Banks County Records; said Plat being incorporated herein by reference for a more complete description of the property.
This being a portion of the property conveyed by Deed from Mrs. Lucille M. Flanigan to Rufus Ray Flanigan, dated September 13, 1974, and recorded in Deed Book 6, Page 125, Banks County Records.
Also conveyed herewith is a 2000 Clayton 28 x 60 Manufactured Home, Serial Number WHC010823GAAB, which is permanently attached to and made a part of the real property.
The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, non-payment of the monthly installments as required by said Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given) and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
To the best of the undersigned’s knowledge and belief, said property is also known as 2.00 Acres, Damascus Road, Baldwin, Georgia 30511, and the party in possession of the property is Joann G. Flanigan, Estate of Rufus Ray Flanigan or a tenant or tenants of said property.
CONSECO FINANCE SERVICING CORP.
N/K/A GREEN TREE SERVICING LLC As Attorney-in-Fact for JOANN G. FLANIGAN and RUFUS RAY FLANIGAN
Kenney, Solomon & Medina, P.C.
3675 Crestwood Parkway, Suite 300
Duluth, Georgia 30096
(770) 564-1600
THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30P4)
Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Under and by virtue of the power of sale contained in a Security Deed from CORNELL C. SMITH to UNITED COMMUNITY BANK, dated March 8, 2006, recorded March 15, 2006, in Deed Book 277, Page 615, Banks County, Georgia Records, said Security Deed being given to secure a Note from CORNELL C. SMITH of even date in the original principal amount of THIRTY FOUR THOUSAND TWO HUNDRED AND 00/100 ($34,200.00) DOLLARS, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2008, the following described property:
All that tract or parcel of land lying and being in the 448th & 1580th General Militia District, Banks County, City of Baldwin, Georgia, being shown and designated as Lot 27, Phase 4 of the Apple Pie Ridge Subdivision, containing 1.393 acres, more or less on a plat of survey prepared by Edwin G. Davidson, R.L.S., under date of June 10, 2004, recorded in the Office of the Clerk of Superior Court Banks County, Georgia, in Plat Book E, Pages 62-64, to which said plat and the record thereof, reference is hereby made for a more complete description.
Together with a permanent non-exclusive easement for ingress and egress to and from the above described property via the course of the existing subdivision roads, as shown on the plat of survey referred to above.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is CORNELL C. SMITH or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney-in-Fact for CORNELL C. SMITH
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-00498
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/16022-50T1P)
Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Under and by virtue of the power of sale contained in a Security Deed from ALETHEA R. COLE-SMITH to UNITED COMMUNITY BANK, dated March 8, 2006, recorded March 15, 2006, in Deed Book 277, Page 626, Banks County, Georgia Records, said Security Deed being given to secure a Note from ALETHE R. COLE-SMITH of even date in the original principal amount of Thirty Four Thousand Two Hundred and 00/100 ($34,200.00) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2008, the following described property:
All that tract or parcel of land lying and being in the 448th & 1580th General Militia District, Banks County, City of Baldwin, Georgia, being shown and designated as Lot 29, Phase 4 of the Apple Pie Ridge Subdivision, containing 1.609 acres, more or less on a plat of survey prepared by Edwin G. Davidson, R.L.S., under date of June 10, 2004, recorded in the Office of the Clerk of Superior Court Banks County, Georgia, in Plat Book E, Pages 62-64, to which said plat and the record thereof, reference is hereby made for a more complete description.
Together with a permanent non-exclusive easement for ingress and egress to and from the above described property via the course of the existing subdivision roads, as shown on the plat of survey referred to above.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is ALETHEA R. COLE-SMITH or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney-in-Fact for ALETHEA R. COLE-SMITH
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-00499
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/16022-50T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JAMES LETSON A/K/A JAMES M. LETSON to REGIONS MORTGAGE, INC., dated October 22, 1999, recorded in Deed Book 150, Page 1, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIFTY-SIX THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($56,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Regions Mortgage, 1900 Charles Bryan Road AX2, Cordova, TN 38018, 800-986-2462. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is James Letson A/K/A James M. Letson or a tenant or tenants and said property is more commonly known as 210 West Coker Road, Alto, Georgia 30510.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Regions Bank sbm Regions Mortgage, Inc as Attorney-in-Fact for James Letson A/K/A James M. Letson
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/as5 8/5/08
Our file no. 51538008-FT8
EXHIBIT A
All that tract or parcel of land lying and being in G.M.D. 448 (Golden Hill) of Banks County, Georgia, containing 3.557 acres, more or less, as shown on plat of survey prepared by Roy A. Terrell, R.L.S., dated July 24, 1973 and recorded among Banks County, Georgia records in Plat Book 5, Page 17, said plat being incorporated herein by reference for a more full and complete description.
Also conveyed are perpetual rights of ingress and egress as conveyed via by easement go grantors by Charles Campbell, Fannie Arrowood, Arthur Arrowood, Wayne Arrowood, Alfred Arrowood, and Linda Arrowood Fairclough, which easements are recorded among Banks County, Georgia Records.
(JU9,16,23,30B/12062-60T1P)
Notice of
Public Hearing
Please take notice that the following applications have been received by the Banks County Planning Office:
CU-08-06 – Premier Hotel Group – Application for a conditional use for a hotel on Frontage Road. This property is zoned C-2, General Commercial.
Tabled from the July, 2008 meeting:
CU-08-05 – Michael & Kay Butcher – Conditional use permit for an expansion of an internet sales staff on Model A Lane.
The items are on file in the office of the Banks County Planning Commission and are available for public review.
The Banks County Planning Commission will hold a public hearing on the matters on Tuesday, August 5, 2008, at 7 p.m., in the courtroom located at the Banks County Courthouse in Homer.
The Banks County Commissioners will hold a public hearing on the matters on Tuesday, August 12, 2008, at 6:30 p.m., in the courtroom located at the Banks County Courthouse in Homer, Georgia.
Interested persons are invited to appear and comment.
This 16th day of July, 2008.
(JU16B/069-20)
Citation
Georgia, Banks County
Estate Nos. 2008-51 & 2008-52
In Re: Petition of THERESA I. & WILLIAM D. JONES for Temporary Letters of Guardianship
Estate of: ABIGAIL MELISSA HOOPER and ETHAN JASE HOOPER, Minors
To: Kenneth Jason Hooper
You are hereby notified that a petition for the appointment of a temporary guardian has been filed regarding the above-named minors. All objections to the Petition described above either to the appointment of a temporary guardian or the appointment of the petitioner(s) as temporary guardian(s), must be in writing, setting forth the grounds of any such objections, and must be filed with this Court no later than 14 days after this notice is mailed, or 10 days after this notice is personally served upon you, or ten days after the second publication of this notice, if you are served by publication. All pleadings must be signed before a notary public or Georgia probate court clerk, and filing fees must be tendered with your pleadings, unless you qualify to file as an indigent party. Contact probate court personnel at the below address/telephone number for the required amount of filing fees.
NOTE: If a natural guardian files an objection to the creation of the temporary guardianship, the Petition will be dismissed. If a natural guardian files an objection to the appointment of the petitioner(s) as guardian(s), or if a parent who is not a natural guardian files an objection to the petition, a hearing on the matter shall be scheduled at a later date.
Betty Thomas, Probate Judge
By: Kathy Hill
Probate Clerk/Deputy Clerk
Banks County Probate Court
144 Yonah Homer Rd., Ste. 7
Homer, GA 30547
706-677-6250
(JU16,23P2)
Barnes Estate
Notice to Debtors
and Creditors
All creditors of the Estate of MARY ANNE EMMETTE BARNES, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 7th day of July, 2008.
Elaine C. Smith
Leesa B. Shropshire
Executors/Administrators
465 Devils Pond Rd.
Crawford, GA 30630
(JU16,23,30AU6P4)
Wilbanks Estate
Notice to Debtors
and Creditors
All creditors of the Estate of ELIZABETH S. WILBANKS, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 7th day of July, 2008.
Paula W. Hudgins
Executor/Administrator
4020 Ashford Way
G’ville, GA 30507
Ronald T. Wilbanks
Executor/Administrator
202 Harborgate Ct.
Cornelius, NC 28031
(JU16,23,30AU6P4)
Purcell Estate
Notice to Debtors
and Creditors
All creditors of the Estate of DONALD SANFORD PURCELL, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 26th day of July, 2008.
Gloria S. Purcell
Executor/Administrator
924 Harden Bridge Road
Commerce, GA 30529
(JU2,9,16,23P4)
Barrett Estate
Notice to Debtors
and Creditors
All creditors of the Estate of WILLIAM S. BARRETT, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 18th day of June, 2008.
David S. Barrett
Executor/Administrator
12405 Charlotte Drive
Alpharetta, Georgia 30004
(JN25,JU2,9,16P4)
Beck Estate
Notice to Debtors
and Creditors
All creditors of the Estate of PAUL LEWIS BECK, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 16th day of June, 2008.
Lynda Gene Roberts Beck
Executor/Administrator
1410 Harden Bridge Rd.
Commerce, GA 30529
(JN25,JU2,9,16P4)
Banks County Public Notices 07-09-2008
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment of the indebtedness secured by a Security Deed executed by PEGGY A. DACUS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated December 18, 2006, in the amount of $188,800.00, and recorded in Deed Book 296, Page 72, Banks County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2008, during the legal hours of sale, at the Courthouse door in Banks County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 207th District, G.M., Banks County, Georgia, and being that 1.731 acres, more or less, designated as Lot 15, on a final Plat of Survey for Morgan Manor prepared by Landmark Engineering Corporation, Registered Surveyor, dated August 7, 2004, recorded in Plat Book E, Page 82, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Also: 60 foot ingress-egress along the Right of Way of Manor Drive and Manor Place as more particularly shown on Plat of Survey referenced herein above.
Subject to Protective Covenants for Morgan Manor Subdivision recorded in Deed Book 260, Page 108, Banks County, Georgia Records.
which has the property address of 150 Manor Place, Commerce, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Peggy A. Dacus and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc.
Attorney-in-Fact for Peggy A. Dacus
Anthony DeMarlo, Attorney/ajackson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-13802 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/1325-50)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by PEGGY A. DACUS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as nominee for TAYLOR, BEAN & WHITAKER MORTGAGE CORPORATION, dated December 18, 2006, recorded in Deed Book 296, Page 87, Banks County, Georgia Records, as last transferred to Bank of America N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FORTY-SEVEN THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($47,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2008, the following described property:
All that tract or parcel of land lying and being in The 207th District, G.M., Banks County, Georgia, and being that 1.731 acres, more or less, designated as Lot 15, on a final Plat of survey for Morgan Manor prepared by Landmark Engineering Corporation, registered surveyor, dated August 7, 2004, recorded in Plat Book E, Page 82, in The Office of The Clerk of The Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Also: 60 foot Ingress-Egress along the right of way of Manor Drive and Manor Place as more particularly shown on Plat of survey referenced herein above.
Subject to protective covenants for Morgan Manor Subdivision recorded in Deed Book 260, Page 108, Banks County, Georgia records.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Bank of America can be contacted at 800-285-6000 or by writing to 4161 Piedmont Parkway, Greensboro, NC 27410-8110, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Peggy A. Dacus and Kenneth D. Dacus or a tenant or tenants and said property is more commonly known as 150 Manor Place, Commerce, Georgia 30530.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Bank of America N.A. as Attorney-in-Fact for Peggy A. Dacus
Morris, Schneider, Prior, Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/rrr 8/5/08
Our file no. 11348108-FT14
(JU9,16,23,30B/12062-60T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment of the indebtedness secured by a Security Deed executed by AMANDA CRAIG and BRIAN W. CRAIG to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated September 14, 2005, in the amount of $351,000.00, and recorded in Deed Book 266, Page 465, Banks County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2008, during the legal hours of sale, at the Courthouse door in Banks County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 265 GMD of Banks County Georgia, being 1.55 acres more or less as evidenced by plat of survey by Max Lewallen, licensed engineer and surveyor, Georgia Registered Land Surveyor #2067, recorded in Plat Book 26, Page 25 of the Banks County, Georgia Deed Records, said plat being incorporated herein by reference.
which has the property address of 1887 Yonah Homer Road, Lula, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Amanda Craig and Brian W. Craig and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc.
Attorney-in-Fact for Amanda Craig and Brian W. Craig
Anthony DeMarlo, Attorney/llawson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-00914 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/1325-50)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by BOBBY LEE COLLEY, JR. and DINA ANN COLLEY to UNION PLANTERS BANK, NA dba REGIONS MORTGAGE, dated April 15, 2005, recorded in Deed Book 257, Page 270, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETEEN THOUSAND AND 0/100 DOLLARS ($119,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Bobby Lee Colley, Jr. and Dina Ann Colley or a tenant or tenants and said property is more commonly known as 260 Wooded Lake Dr., Homer, Georgia 30547.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Regions Bank dba Regions Mortgage sbm Union Planters Bank NA as Attorney-in-Fact for Bobby Lee Colley, Jr. and Dina Ann Colley
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/as5 8/5/08
Our file no. 51316206-FT8
EXHIBIT A
All that tract or parcel of land, with all improvements located thereon, in the 1206th (Wilmont) District, G.M., Banks County, Georgia, containing 2.00 acres, more or less, as shown on a plat of survey entitled “Survey for James Brazil & Stephanie Brazil”, prepared by Max Lewallen, Georgia Registered Surveyor No 2067, dated February 18, 2002, and being of record in the Office of the Clerk of the Superior Court of Banks County, Georgia in Plat Book 26, Page 138, which plat and the recording thereof are by reference incorporated herein for a more complete and detailed description.
Also conveyed is a 20’ ingress-egress easement along an existing gravel drive as shown on the above referenced plat of survey.
(JU9,16,23,30B/12062-60T1P)
Notice of Sale
Notice of Sale Under Power in Deed to Secure Debt
State of Georgia
County of Banks
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from MELISSA ROPER to CITIFINANCIAL SERVICES, INC. in the original principal amount of $26,805.70, dated 06/17/2003, and recorded in Deed Book 216, Page 669, Banks County Records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of August, 2008 by CitiFinancial Services, Inc., as Attorney-in-Fact for Melissa Roper the following described property:
ALL THAT TRACT or parcel of land, containing 6.64 acres, more or less, and being in the 120th GMD of Banks County, Georgia, and being bounded now or formerly as follows: North by lands of Patricia Yarber, Kenneth Yarber, and lands of Story; East by lands of Story and lands of English; South by lands of English and lands of Brock; and west by lands of Brock, lands of Patricia Yarber and lands of Kenneth Yarber.
Said tract of land being more particularly described according to a plat of survey prepared by Max Lewallen, RS, under date of February 4, 1993, a copy of said plat being of record in the public records of Banks County, Georgia, in Plat Book 17, Page 205, to which said plat and record thereof, reference is hereby made for a more complete description.
Grantee and her heirs and assigns shall have a right to use the well on the boundary line and shall share expenses with adjoining owners for upkeep and operation costs.
Property known as: 436 Old English Road, Homer, GA 30547
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
Citifinancial Services, Inc.
605 Munn Road
Fort Mill, SC 29715
PHONE: 877-675-3656
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Melissa Roper.
CitiFinancial Services, Inc., as Attorney-in-fact for Melissa Roper.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
770-392-0303
(JU9,16,23,30B/224-60)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JARRED OWENBY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated February 17, 2004, in the amount of $160,000.00, and recorded in Deed Book 231, Page 724, Banks County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2008, during the legal hours of sale, at the Courthouse door in Banks County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 465th GMD, Banks County, Georgia, being designated as Lot No. 25, and being more particularly described on a plat of survey prepared for Brian E. Brewton, dated March 1, 1996, revised December 11, 1997 by Slate & Associates, Inc., and recorded in Plat Book B, Page 101, Banks County, Georgia Records, which recorded plat is hereby incorporated by reference as a part of this deed.
This conveyance is made subject to all zoning ordinances, easements and restrictions of record affecting said bargained premises.
which has the property address of 130 Ridgeway Court, Maysville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jarred Owenby and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc.
Attorney-in-Fact for Jarred Owenby
Anthony DeMarlo, Attorney/jnesbitt
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-14098 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/1325-50)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
By virtue of the power of sale contained in a Security Deed from STEVEN EVANS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for AMERICAN MORTGAGE NETWORK, INC. dated January 10, 2007, recorded in Deed Book 298, Page 648, Banks County Records, and last assigned to Chase Home Finance LLC, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-EIGHT THOUSAND AND 00/100 ($128,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Banks County, Georgia, during the legal hours of sale on the first Tuesday, August 5, 2008 the following described property, to wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 207th G.M.D., Banks County, Georgia, designated as Tract No. 2, containing 1.142 acres, more or less, as shown by plat and survey for Bobby Caudell, prepared by Ingram, Lard & Associates, certified by Barry D. Lord, GRLS, dated January 8, 1999, as recorded in Plat Book C, Page 2, Banks County, Georgia records, which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given.
Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property Steven Evans or, a tenant or tenants, and said property was or is commonly known as 517 Mount Bethel Road, Commerce, GA 30530.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC
As Attorney-in-Fact for Steven Evans
Martin & Brunavs
2800 North Druid Hills Rd.
Building B, Suite 100
Atlanta, GA 30329
(404) 982-0088
M&B File No.: 08-7029
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/1327-50)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Under and by virtue of the Power of Sale contained in a Security Deed from JOANN G. FLANIGAN and RUFUS RAY FLANIGAN to CONSECO FINANCE SERVICING CORP. N/K/A GREEN TREE SERVICING LLC, dated JUNE 27, 2001, and recorded on JUNE 29, 2001, in DEED BOOK 174, PAGE 498, of the BANKS County, Georgia Records; conveying the after-described property to secure a Note in the original principal amount of SIXTY-FIVE THOUSAND ONE HUNDRED EIGHTY-THREE Dollars and 79/100 ($65,183.79) with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of BANKS County, Georgia, within the legal hours of sale on the first TUESDAY in AUGUST, 2008, the following described property:
That tract or parcel of land lying and being in the 371st GMD of Banks County, Georgia, containing 2.00 acres, more or less, as shown on a plat of survey for Stacy W. Jordan and Dorothy M. Jordan, dated April 24, 2001, and recorded in Plat Book 26, Page 2, Banks County Records; said Plat being incorporated herein by reference for a more complete description of the property.
This being a portion of the property conveyed by Deed from Mrs. Lucille M. Flanigan to Rufus Ray Flanigan, dated September 13, 1974, and recorded in Deed Book 6, Page 125, Banks County Records.
Also conveyed herewith is a 2000 Clayton 28 x 60 Manufactured Home, Serial Number WHC010823GAAB, which is permanently attached to and made a part of the real property.
The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, non-payment of the monthly installments as required by said Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given) and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
To the best of the undersigned’s knowledge and belief, said property is also known as 2.00 Acres, Damascus Road, Baldwin, Georgia 30511, and the party in possession of the property is Joann G. Flanigan, Estate of Rufus Ray Flanigan or a tenant or tenants of said property.
CONSECO FINANCE SERVICING CORP.
N/K/A GREEN TREE SERVICING LLC As Attorney-in-Fact for JOANN G. FLANIGAN and RUFUS RAY FLANIGAN
Kenney, Solomon & Medina, P.C.
3675 Crestwood Parkway, Suite 300
Duluth, Georgia 30096
(770) 564-1600
THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30P4)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
By virtue of a Power of Sale contained in that certain Security Deed from TAMMY HALBROOK to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for GREENPOINT MORTGAGE FUNDING, dated February 28, 2005, recorded March 4, 2005, in Deed Book 254, Pages 332-355, Banks County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of ONE HUNDRED TWENTY-FOUR THOUSAND AND 00/100 ($124,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to GreenPoint Mortgage Funding, Inc., there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2008, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land, lying and being in the 465th District, G.M., Banks County, Georgia, in the City of Maysville, shown as Lot No. 22, Section One, Ridgeway Hills Subdivision, containing 1.00 acre, more or less, as per plat of survey prepared for Darrell Hinsley by G. Brian Slate, GRLS No. 2629, dated February 18, 1997, and recorded in the Office of the Clerk of Superior Court of Banks County, Georgia, in Plat Book 21, Page 202. Said plat as recorded is hereby referenced for a more detailed description of said property.
This conveyance is made subject to all zoning ordinances, easements and restrictions of record affecting said bargained premises.
Said property is commonly known as 54 West Ridgeway Road, Maysville, GA 30558.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Tammy Halbrook or tenant(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
GREENPOINT MORTGAGE FUNDING, INC. as Attorney-in-Fact for TAMMY HALBROOK
Lender Contact: GREENPOINT, Loss Mitigation Dept., 2300 Brookstone Center Parkway, Columbus, GA 31904
TELEPHONE NUMBER: 706-641-4206
Attorney Contact: Adorno & Yoss LLC, Two Midtown Plaza, 1349 West Peachtree Suite 1500, Atlanta, GA 30309
TELEPHONE NUMBER: (888) 890-5309 ADORNO FILE NO. 215906.0230
WWW.ADORNO.COM/ATLDOCS/SALES.HTML
(JU9,16,23,30B/13997-60)
Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Under and by virtue of the power of sale contained in a Security Deed from CORNELL C. SMITH to UNITED COMMUNITY BANK, dated March 8, 2006, recorded March 15, 2006, in Deed Book 277, Page 615, Banks County, Georgia Records, said Security Deed being given to secure a Note from CORNELL C. SMITH of even date in the original principal amount of THIRTY FOUR THOUSAND TWO HUNDRED AND 00/100 ($34,200.00) DOLLARS, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2008, the following described property:
All that tract or parcel of land lying and being in the 448th & 1580th General Militia District, Banks County, City of Baldwin, Georgia, being shown and designated as Lot 27, Phase 4 of the Apple Pie Ridge Subdivision, containing 1.393 acres, more or less on a plat of survey prepared by Edwin G. Davidson, R.L.S., under date of June 10, 2004, recorded in the Office of the Clerk of Superior Court Banks County, Georgia, in Plat Book E, Pages 62-64, to which said plat and the record thereof, reference is hereby made for a more complete description.
Together with a permanent non-exclusive easement for ingress and egress to and from the above described property via the course of the existing subdivision roads, as shown on the plat of survey referred to above.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is CORNELL C. SMITH or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney-in-Fact for CORNELL C. SMITH
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-00498
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/16022-50T1P)
Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Under and by virtue of the power of sale contained in a Security Deed from ALETHEA R. COLE-SMITH to UNITED COMMUNITY BANK, dated March 8, 2006, recorded March 15, 2006, in Deed Book 277, Page 626, Banks County, Georgia Records, said Security Deed being given to secure a Note from ALETHE R. COLE-SMITH of even date in the original principal amount of Thirty Four Thousand Two Hundred and 00/100 ($34,200.00) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2008, the following described property:
All that tract or parcel of land lying and being in the 448th & 1580th General Militia District, Banks County, City of Baldwin, Georgia, being shown and designated as Lot 29, Phase 4 of the Apple Pie Ridge Subdivision, containing 1.609 acres, more or less on a plat of survey prepared by Edwin G. Davidson, R.L.S., under date of June 10, 2004, recorded in the Office of the Clerk of Superior Court Banks County, Georgia, in Plat Book E, Pages 62-64, to which said plat and the record thereof, reference is hereby made for a more complete description.
Together with a permanent non-exclusive easement for ingress and egress to and from the above described property via the course of the existing subdivision roads, as shown on the plat of survey referred to above.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is ALETHEA R. COLE-SMITH or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney-in-Fact for ALETHEA R. COLE-SMITH
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-00499
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/16022-50T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JAMES LETSON A/K/A JAMES M. LETSON to REGIONS MORTGAGE, INC., dated October 22, 1999, recorded in Deed Book 150, Page 1, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIFTY-SIX THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($56,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Regions Mortgage, 1900 Charles Bryan Road AX2, Cordova, TN 38018, 800-986-2462. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is James Letson A/K/A James M. Letson or a tenant or tenants and said property is more commonly known as 210 West Coker Road, Alto, Georgia 30510.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Regions Bank sbm Regions Mortgage, Inc as Attorney-in-Fact for James Letson A/K/A James M. Letson
McCalla Raymer, LLC
1544 Ol Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/as5 8/5/08
Our file no. 51538008-FT8
EXHIBIT A
All that tract or parcel of land lying and being in G.M.D. 448 (Golden Hill) of Banks County, Georgia, containing 3.557 acres, more or less, as shown on plat of survey prepared by Roy A. Terrell, R.L.S., dated July 24, 1973 and recorded among Banks County, Georgia records in Plat Book 5, Page 17, said plat being incorporated herein by reference for a more full and complete description.
Also conveyed are perpetual rights of ingress and egress as conveyed via by easement go grantors by Charles Campbell, Fannie Arrowood, Arthur Arrowood, Wayne Arrowood, Alfred Arrowood, and Linda Arrowood Fairclough, which easements are recorded among Banks County, Georgia Records.
(JU9,16,23,30B/12062-60T1P)
Purcell Estate
Notice to Debtors
and Creditors
All creditors of the Estate of DONALD SANFORD PURCELL, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 26th day of July, 2008.
Gloria S. Purcell
Executor/Administrator
924 Harden Bridge Road
Commerce, GA 30529
(JU2,9,16,23P4)
)
Barrett Estate
Notice to Debtors
and Creditors
All creditors of the Estate of WILLIAM S. BARRETT, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 18th day of June, 2008.
David S. Barrett
Executor/Administrator
12405 Charlotte Drive
Alpharetta, Georgia 30004
(JN25,JU2,9,16P4)
Beck Estate
Notice to Debtors
and Creditors
All creditors of the Estate of PAUL LEWIS BECK, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 16th day of June, 2008.
Lynda Gene Roberts Beck
Executor/Administrator
1410 Harden Bridge Rd.
Commerce, GA 30529
(JN25,JU2,9,16P4)
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment of the indebtedness secured by a Security Deed executed by PEGGY A. DACUS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated December 18, 2006, in the amount of $188,800.00, and recorded in Deed Book 296, Page 72, Banks County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2008, during the legal hours of sale, at the Courthouse door in Banks County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 207th District, G.M., Banks County, Georgia, and being that 1.731 acres, more or less, designated as Lot 15, on a final Plat of Survey for Morgan Manor prepared by Landmark Engineering Corporation, Registered Surveyor, dated August 7, 2004, recorded in Plat Book E, Page 82, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Also: 60 foot ingress-egress along the Right of Way of Manor Drive and Manor Place as more particularly shown on Plat of Survey referenced herein above.
Subject to Protective Covenants for Morgan Manor Subdivision recorded in Deed Book 260, Page 108, Banks County, Georgia Records.
which has the property address of 150 Manor Place, Commerce, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Peggy A. Dacus and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc.
Attorney-in-Fact for Peggy A. Dacus
Anthony DeMarlo, Attorney/ajackson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-13802 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/1325-50)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by PEGGY A. DACUS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as nominee for TAYLOR, BEAN & WHITAKER MORTGAGE CORPORATION, dated December 18, 2006, recorded in Deed Book 296, Page 87, Banks County, Georgia Records, as last transferred to Bank of America N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FORTY-SEVEN THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($47,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2008, the following described property:
All that tract or parcel of land lying and being in The 207th District, G.M., Banks County, Georgia, and being that 1.731 acres, more or less, designated as Lot 15, on a final Plat of survey for Morgan Manor prepared by Landmark Engineering Corporation, registered surveyor, dated August 7, 2004, recorded in Plat Book E, Page 82, in The Office of The Clerk of The Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Also: 60 foot Ingress-Egress along the right of way of Manor Drive and Manor Place as more particularly shown on Plat of survey referenced herein above.
Subject to protective covenants for Morgan Manor Subdivision recorded in Deed Book 260, Page 108, Banks County, Georgia records.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Bank of America can be contacted at 800-285-6000 or by writing to 4161 Piedmont Parkway, Greensboro, NC 27410-8110, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Peggy A. Dacus and Kenneth D. Dacus or a tenant or tenants and said property is more commonly known as 150 Manor Place, Commerce, Georgia 30530.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Bank of America N.A. as Attorney-in-Fact for Peggy A. Dacus
Morris, Schneider, Prior, Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/rrr 8/5/08
Our file no. 11348108-FT14
(JU9,16,23,30B/12062-60T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment of the indebtedness secured by a Security Deed executed by AMANDA CRAIG and BRIAN W. CRAIG to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated September 14, 2005, in the amount of $351,000.00, and recorded in Deed Book 266, Page 465, Banks County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2008, during the legal hours of sale, at the Courthouse door in Banks County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 265 GMD of Banks County Georgia, being 1.55 acres more or less as evidenced by plat of survey by Max Lewallen, licensed engineer and surveyor, Georgia Registered Land Surveyor #2067, recorded in Plat Book 26, Page 25 of the Banks County, Georgia Deed Records, said plat being incorporated herein by reference.
which has the property address of 1887 Yonah Homer Road, Lula, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Amanda Craig and Brian W. Craig and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc.
Attorney-in-Fact for Amanda Craig and Brian W. Craig
Anthony DeMarlo, Attorney/llawson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-00914 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/1325-50)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by BOBBY LEE COLLEY, JR. and DINA ANN COLLEY to UNION PLANTERS BANK, NA dba REGIONS MORTGAGE, dated April 15, 2005, recorded in Deed Book 257, Page 270, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETEEN THOUSAND AND 0/100 DOLLARS ($119,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Bobby Lee Colley, Jr. and Dina Ann Colley or a tenant or tenants and said property is more commonly known as 260 Wooded Lake Dr., Homer, Georgia 30547.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Regions Bank dba Regions Mortgage sbm Union Planters Bank NA as Attorney-in-Fact for Bobby Lee Colley, Jr. and Dina Ann Colley
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/as5 8/5/08
Our file no. 51316206-FT8
EXHIBIT A
All that tract or parcel of land, with all improvements located thereon, in the 1206th (Wilmont) District, G.M., Banks County, Georgia, containing 2.00 acres, more or less, as shown on a plat of survey entitled “Survey for James Brazil & Stephanie Brazil”, prepared by Max Lewallen, Georgia Registered Surveyor No 2067, dated February 18, 2002, and being of record in the Office of the Clerk of the Superior Court of Banks County, Georgia in Plat Book 26, Page 138, which plat and the recording thereof are by reference incorporated herein for a more complete and detailed description.
Also conveyed is a 20’ ingress-egress easement along an existing gravel drive as shown on the above referenced plat of survey.
(JU9,16,23,30B/12062-60T1P)
Notice of Sale
Notice of Sale Under Power in Deed to Secure Debt
State of Georgia
County of Banks
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from MELISSA ROPER to CITIFINANCIAL SERVICES, INC. in the original principal amount of $26,805.70, dated 06/17/2003, and recorded in Deed Book 216, Page 669, Banks County Records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of August, 2008 by CitiFinancial Services, Inc., as Attorney-in-Fact for Melissa Roper the following described property:
ALL THAT TRACT or parcel of land, containing 6.64 acres, more or less, and being in the 120th GMD of Banks County, Georgia, and being bounded now or formerly as follows: North by lands of Patricia Yarber, Kenneth Yarber, and lands of Story; East by lands of Story and lands of English; South by lands of English and lands of Brock; and west by lands of Brock, lands of Patricia Yarber and lands of Kenneth Yarber.
Said tract of land being more particularly described according to a plat of survey prepared by Max Lewallen, RS, under date of February 4, 1993, a copy of said plat being of record in the public records of Banks County, Georgia, in Plat Book 17, Page 205, to which said plat and record thereof, reference is hereby made for a more complete description.
Grantee and her heirs and assigns shall have a right to use the well on the boundary line and shall share expenses with adjoining owners for upkeep and operation costs.
Property known as: 436 Old English Road, Homer, GA 30547
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
Citifinancial Services, Inc.
605 Munn Road
Fort Mill, SC 29715
PHONE: 877-675-3656
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Melissa Roper.
CitiFinancial Services, Inc., as Attorney-in-fact for Melissa Roper.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
770-392-0303
(JU9,16,23,30B/224-60)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JARRED OWENBY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated February 17, 2004, in the amount of $160,000.00, and recorded in Deed Book 231, Page 724, Banks County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2008, during the legal hours of sale, at the Courthouse door in Banks County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 465th GMD, Banks County, Georgia, being designated as Lot No. 25, and being more particularly described on a plat of survey prepared for Brian E. Brewton, dated March 1, 1996, revised December 11, 1997 by Slate & Associates, Inc., and recorded in Plat Book B, Page 101, Banks County, Georgia Records, which recorded plat is hereby incorporated by reference as a part of this deed.
This conveyance is made subject to all zoning ordinances, easements and restrictions of record affecting said bargained premises.
which has the property address of 130 Ridgeway Court, Maysville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jarred Owenby and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc.
Attorney-in-Fact for Jarred Owenby
Anthony DeMarlo, Attorney/jnesbitt
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-14098 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/1325-50)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
By virtue of the power of sale contained in a Security Deed from STEVEN EVANS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for AMERICAN MORTGAGE NETWORK, INC. dated January 10, 2007, recorded in Deed Book 298, Page 648, Banks County Records, and last assigned to Chase Home Finance LLC, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-EIGHT THOUSAND AND 00/100 ($128,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Banks County, Georgia, during the legal hours of sale on the first Tuesday, August 5, 2008 the following described property, to wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 207th G.M.D., Banks County, Georgia, designated as Tract No. 2, containing 1.142 acres, more or less, as shown by plat and survey for Bobby Caudell, prepared by Ingram, Lard & Associates, certified by Barry D. Lord, GRLS, dated January 8, 1999, as recorded in Plat Book C, Page 2, Banks County, Georgia records, which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given.
Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property Steven Evans or, a tenant or tenants, and said property was or is commonly known as 517 Mount Bethel Road, Commerce, GA 30530.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC
As Attorney-in-Fact for Steven Evans
Martin & Brunavs
2800 North Druid Hills Rd.
Building B, Suite 100
Atlanta, GA 30329
(404) 982-0088
M&B File No.: 08-7029
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/1327-50)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Under and by virtue of the Power of Sale contained in a Security Deed from JOANN G. FLANIGAN and RUFUS RAY FLANIGAN to CONSECO FINANCE SERVICING CORP. N/K/A GREEN TREE SERVICING LLC, dated JUNE 27, 2001, and recorded on JUNE 29, 2001, in DEED BOOK 174, PAGE 498, of the BANKS County, Georgia Records; conveying the after-described property to secure a Note in the original principal amount of SIXTY-FIVE THOUSAND ONE HUNDRED EIGHTY-THREE Dollars and 79/100 ($65,183.79) with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of BANKS County, Georgia, within the legal hours of sale on the first TUESDAY in AUGUST, 2008, the following described property:
That tract or parcel of land lying and being in the 371st GMD of Banks County, Georgia, containing 2.00 acres, more or less, as shown on a plat of survey for Stacy W. Jordan and Dorothy M. Jordan, dated April 24, 2001, and recorded in Plat Book 26, Page 2, Banks County Records; said Plat being incorporated herein by reference for a more complete description of the property.
This being a portion of the property conveyed by Deed from Mrs. Lucille M. Flanigan to Rufus Ray Flanigan, dated September 13, 1974, and recorded in Deed Book 6, Page 125, Banks County Records.
Also conveyed herewith is a 2000 Clayton 28 x 60 Manufactured Home, Serial Number WHC010823GAAB, which is permanently attached to and made a part of the real property.
The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, non-payment of the monthly installments as required by said Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given) and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
To the best of the undersigned’s knowledge and belief, said property is also known as 2.00 Acres, Damascus Road, Baldwin, Georgia 30511, and the party in possession of the property is Joann G. Flanigan, Estate of Rufus Ray Flanigan or a tenant or tenants of said property.
CONSECO FINANCE SERVICING CORP.
N/K/A GREEN TREE SERVICING LLC As Attorney-in-Fact for JOANN G. FLANIGAN and RUFUS RAY FLANIGAN
Kenney, Solomon & Medina, P.C.
3675 Crestwood Parkway, Suite 300
Duluth, Georgia 30096
(770) 564-1600
THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30P4)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
By virtue of a Power of Sale contained in that certain Security Deed from TAMMY HALBROOK to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for GREENPOINT MORTGAGE FUNDING, dated February 28, 2005, recorded March 4, 2005, in Deed Book 254, Pages 332-355, Banks County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of ONE HUNDRED TWENTY-FOUR THOUSAND AND 00/100 ($124,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to GreenPoint Mortgage Funding, Inc., there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2008, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land, lying and being in the 465th District, G.M., Banks County, Georgia, in the City of Maysville, shown as Lot No. 22, Section One, Ridgeway Hills Subdivision, containing 1.00 acre, more or less, as per plat of survey prepared for Darrell Hinsley by G. Brian Slate, GRLS No. 2629, dated February 18, 1997, and recorded in the Office of the Clerk of Superior Court of Banks County, Georgia, in Plat Book 21, Page 202. Said plat as recorded is hereby referenced for a more detailed description of said property.
This conveyance is made subject to all zoning ordinances, easements and restrictions of record affecting said bargained premises.
Said property is commonly known as 54 West Ridgeway Road, Maysville, GA 30558.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Tammy Halbrook or tenant(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
GREENPOINT MORTGAGE FUNDING, INC. as Attorney-in-Fact for TAMMY HALBROOK
Lender Contact: GREENPOINT, Loss Mitigation Dept., 2300 Brookstone Center Parkway, Columbus, GA 31904
TELEPHONE NUMBER: 706-641-4206
Attorney Contact: Adorno & Yoss LLC, Two Midtown Plaza, 1349 West Peachtree Suite 1500, Atlanta, GA 30309
TELEPHONE NUMBER: (888) 890-5309 ADORNO FILE NO. 215906.0230
WWW.ADORNO.COM/ATLDOCS/SALES.HTML
(JU9,16,23,30B/13997-60)
Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Under and by virtue of the power of sale contained in a Security Deed from CORNELL C. SMITH to UNITED COMMUNITY BANK, dated March 8, 2006, recorded March 15, 2006, in Deed Book 277, Page 615, Banks County, Georgia Records, said Security Deed being given to secure a Note from CORNELL C. SMITH of even date in the original principal amount of THIRTY FOUR THOUSAND TWO HUNDRED AND 00/100 ($34,200.00) DOLLARS, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2008, the following described property:
All that tract or parcel of land lying and being in the 448th & 1580th General Militia District, Banks County, City of Baldwin, Georgia, being shown and designated as Lot 27, Phase 4 of the Apple Pie Ridge Subdivision, containing 1.393 acres, more or less on a plat of survey prepared by Edwin G. Davidson, R.L.S., under date of June 10, 2004, recorded in the Office of the Clerk of Superior Court Banks County, Georgia, in Plat Book E, Pages 62-64, to which said plat and the record thereof, reference is hereby made for a more complete description.
Together with a permanent non-exclusive easement for ingress and egress to and from the above described property via the course of the existing subdivision roads, as shown on the plat of survey referred to above.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is CORNELL C. SMITH or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney-in-Fact for CORNELL C. SMITH
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-00498
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/16022-50T1P)
Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Under and by virtue of the power of sale contained in a Security Deed from ALETHEA R. COLE-SMITH to UNITED COMMUNITY BANK, dated March 8, 2006, recorded March 15, 2006, in Deed Book 277, Page 626, Banks County, Georgia Records, said Security Deed being given to secure a Note from ALETHE R. COLE-SMITH of even date in the original principal amount of Thirty Four Thousand Two Hundred and 00/100 ($34,200.00) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2008, the following described property:
All that tract or parcel of land lying and being in the 448th & 1580th General Militia District, Banks County, City of Baldwin, Georgia, being shown and designated as Lot 29, Phase 4 of the Apple Pie Ridge Subdivision, containing 1.609 acres, more or less on a plat of survey prepared by Edwin G. Davidson, R.L.S., under date of June 10, 2004, recorded in the Office of the Clerk of Superior Court Banks County, Georgia, in Plat Book E, Pages 62-64, to which said plat and the record thereof, reference is hereby made for a more complete description.
Together with a permanent non-exclusive easement for ingress and egress to and from the above described property via the course of the existing subdivision roads, as shown on the plat of survey referred to above.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is ALETHEA R. COLE-SMITH or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney-in-Fact for ALETHEA R. COLE-SMITH
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-00499
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU9,16,23,30B/16022-50T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JAMES LETSON A/K/A JAMES M. LETSON to REGIONS MORTGAGE, INC., dated October 22, 1999, recorded in Deed Book 150, Page 1, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIFTY-SIX THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($56,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Regions Mortgage, 1900 Charles Bryan Road AX2, Cordova, TN 38018, 800-986-2462. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is James Letson A/K/A James M. Letson or a tenant or tenants and said property is more commonly known as 210 West Coker Road, Alto, Georgia 30510.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Regions Bank sbm Regions Mortgage, Inc as Attorney-in-Fact for James Letson A/K/A James M. Letson
McCalla Raymer, LLC
1544 Ol Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/as5 8/5/08
Our file no. 51538008-FT8
EXHIBIT A
All that tract or parcel of land lying and being in G.M.D. 448 (Golden Hill) of Banks County, Georgia, containing 3.557 acres, more or less, as shown on plat of survey prepared by Roy A. Terrell, R.L.S., dated July 24, 1973 and recorded among Banks County, Georgia records in Plat Book 5, Page 17, said plat being incorporated herein by reference for a more full and complete description.
Also conveyed are perpetual rights of ingress and egress as conveyed via by easement go grantors by Charles Campbell, Fannie Arrowood, Arthur Arrowood, Wayne Arrowood, Alfred Arrowood, and Linda Arrowood Fairclough, which easements are recorded among Banks County, Georgia Records.
(JU9,16,23,30B/12062-60T1P)
Purcell Estate
Notice to Debtors
and Creditors
All creditors of the Estate of DONALD SANFORD PURCELL, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 26th day of July, 2008.
Gloria S. Purcell
Executor/Administrator
924 Harden Bridge Road
Commerce, GA 30529
(JU2,9,16,23P4)
)
Barrett Estate
Notice to Debtors
and Creditors
All creditors of the Estate of WILLIAM S. BARRETT, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 18th day of June, 2008.
David S. Barrett
Executor/Administrator
12405 Charlotte Drive
Alpharetta, Georgia 30004
(JN25,JU2,9,16P4)
Beck Estate
Notice to Debtors
and Creditors
All creditors of the Estate of PAUL LEWIS BECK, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 16th day of June, 2008.
Lynda Gene Roberts Beck
Executor/Administrator
1410 Harden Bridge Rd.
Commerce, GA 30529
(JN25,JU2,9,16P4)


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