Public Notices

Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment of the indebtedness secured by a Security Deed executed by ARTHUR GREEN to BAYROCK MORTGAGE CORPORATION dated March 30, 2005, in the amount of $205,200.00, and recorded in Deed Book 256, Page 410, Banks County, Georgia Records; as last transferred to Bank of America, National Association as successor by merger to LaSalle Bank National Association, as trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-HE8 by assignment; the undersigned, Bank of America, National Association as successor by merger to LaSalle Bank National Association, as trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-HE8 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2010, during the legal hours of sale, at the Courthouse door in Banks County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that lot, tract, or parcel of land together with improvements thereon, lying and being in GMD 265 of Banks County, Georgia, and being 8 acres, more or less, on Ervin Chambers Road as shown on that plat of survey recorded in Plat Book B, Page 148 of the Banks County, Georgia Plat Records, and which plat is hereby incorporated by reference for a more complete description of said property. This is the same property conveyed by Quit Claim Deed to Sybil Powell Tarpley dated November 21, 1997, and recorded in Deed Book 122, Page 618 of the Banks County, Georgia Deed Records.
Said property is conveyed subject to all easements, covenants and restrictions of record, if any.
which has the property address of 1189 Ervin Chambers Road, Homer, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Arthur Green and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Bank of America, National Association as successor by merger to LaSalle Bank National Association, as trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-HE8 Attorney in Fact for Arthur Green
Anthony DeMarlo, Attorney/efisher
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 07-12294 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV10,17,24,DC1B/1325-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JUANITA E. LOVE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for SunTrust Mortgage, Inc., dated April 5, 2006, recorded in Deed Book 279, Page 328, Banks County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 341, Page 803, Banks County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 335, Page 495, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED FIFTY-ONE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($351,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia within the legal hours of sale on the first Tuesday in December, 2010, the following described property:
All that tract or parcel of land containing 4.000 acres, more or less, in the 465th GMD, of Banks County, Georgia, and bounded now or formerly as follows: North by lands of John F. Rylee, Sr., East by lands of John F. Rylee, Sr., south by Carson Segars Road, and west by lands of John F. Rylee, Sr. Said tract or land being more particularly described according to a plat of survey prepared by Venable & Associates, Inc., Surveyors, on April 6, 2005, for Juanita Elise Rylee, which plat is recorded in plat book 29, page 104, of the public records of Banks County, and is by reference incorporated herein as part of this description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Juanita E. Love, Juanita Elise Rylee, Christopher Steven Love and Christopher S. Love or a tenant or tenants and said property is more commonly known as 1408 Carson Segars Road, Maysville, Georgia 30558. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Juanita E. Love
Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/rnf 12/7/10 Our file no. 11805608-FT19
(NV10,17,24,DC1B/19698-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by BETTY A. HARPER and BRENT F. HARPER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for United Community Mortgage Services, Inc., its successors and assigns dated October 19, 2007 in the amount of $367,000.00, and recorded in Deed Book 314, Page 819, Banks County, Georgia Records; as last transferred to Ocwen Loan Servicing, LLC by assignment; the undersigned, Ocwen Loan Servicing, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2010, during the legal hours of sale, at the Courthouse door in Banks County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land together with improvements thereon lying and being in the 284th GMD, Banks County, Georgia, designated as Tract 1, containing 5.75 acres and Tract 2, containing 9.29 acres, as shown on plat of survey for Jack Irvin and Melvin Coley by Bartlett & Cash Land Surveyors, Inc. dated August 14, 2003 mapped September 4, 2003 recorded in Plat Book 29, Page 65, in the Office of the Clerk of Superior Court of Banks County, Georgia which said plat is incorporated herein by reference and made a part of this description.
Less and except: All that tract or parcel of land together with improvements thereon lying and being in the 284th GMD, Banks County, Georgia, designated as Tract 1, containing 5.18 acres as shown on plat of survey for Jack Irvin and Melvin Coley by Bartlett & Cash Land Surveyors, Inc. dated August 14, 2003 mapped September 4, 2003 recorded in Plat Book 29, Page 82, in the Office of the Clerk of Superior Court of Banks County, Georgia which said plat is incorporated herein by reference and made a part of this description. Being the property conveyed to Barney & Mary Joan Gerrin at Deed Book 256, Page 710, Banks County Records. Subject to all restrictions, reservations, easements and right-of-way of record.
which has the property address of 449 Daily Road, Alto, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Betty A. Harper and Brent F. Harper and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Ocwen Loan Servicing, LLC Attorney in Fact for Betty A. Harper and Brent F. Harper
Anthony DeMarlo, Attorney/jauman McCurdy & Candler, L.L.C. (404) 373-1612
www.mccurdycandler.com File No. 10-20396 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV10,17,24,DC1B/1325-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by RAY SHONHOR and VANESSA SHONHOR to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. acting soley as nominee for United Community Mortgage Services, Inc., dated November 25, 2008, recorded in Deed Book 333, Page 675, Banks County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Banks County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED NINE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($209,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia within the legal hours of sale on the first Tuesday in December, 2010, the following described property:
All that tract or parcel of land lying and being in the 207th District, G.M., Banks County, Georgia, and being that 1.025 acres, more or less, designated as Lot 10, on a final plat of survey for Morgan Manor prepared by Landmark Engineering Corporation, registered surveyor, dated August 7, 2004, recorded in Plat Book E, Page 82, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description. Also: 60 foot ingress-egress along the right of way of Manor Drive and Manor Place as more particularly shown on plat of survey referenced herein above.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Chase Home Finance LLC can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Ray Shonhor and Vanessa Shonhor or a tenant or tenants and said property is more commonly known as 118 Manor Place, Commerce, Georgia 30530. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC as Attorney in Fact for Ray Shonhor and Vanessa Shonhor
Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/hq1 12/7/10 Our file no. 1650510-FT3
(NV10,17,24,DC1B/19698-60T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Because of a default in the payment of the indebtedness secured by a Security Deed executed by KEITH E. DUNCAN to REGIONS BANK DBA REGIONS MORTGAGE dated July 22, 2003, and recorded in Deed Book 219, Page 264, Banks County Records, securing a Note in the original principal amount of $155,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 7, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the 265th District, G.M., Banks County, Georgia, and being that 3.831 acres, more or less, as more particularly shown on a plat of survey prepared for David & Angela Wilson by Roy A. Terrell, Registered Surveyor, dated September 25, 1989, recorded in Plat Book 15, Page 85, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
ALSO: All that tract or parcel of land lying and being in the 265th District, G.M., Banks County, Georgia and being that 1.541 acres, more or less, designated as Lot No. 20 of Silver Shoals Estate Subdivision, as more particularly shown on a plat of survey prepared for Thomas Westmoreland by Roy A. Terrell, Registered Surveyor, dated September 25, 1989, recorded in Plat Book 15, Page 86, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Said property is known as 943 Yonah Homer Road, Maysville, GA 30558, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Keith E Duncan, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Keith E. Duncan, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Regions Bank DBA Regions Mortgage as Attorney-in-Fact for Keith E. Duncan
File no. 10-010488
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100 Atlanta, GA 30341-3941
(770)220-2535/AR
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. [FC-NOS]
(NO10,14,4,DC1B/1323-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by LORENZO T. CARRUTH to LONG BEACH MORTGAGE COMPANY dated March 15, 2006 in the amount of $248,000.00, and recorded in Deed Book 281, Page 518, Banks County, Georgia Records; as last transferred to Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Trust 2006-4 by assignment; the undersigned, Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Trust 2006-4 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2010, during the legal hours of sale, at the Courthouse door in Banks County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that parcel of land lying and being in Davids (207) GMD of Banks County, Georgia, being Tract No. 2 containing 7.00 acres, more or less, as per survey for Timothy A. Lewis, dated September 8, 2004, by Slate and Associates, Inc., Registered Land Surveyor, License Number 2629, and more particularly described as follows: to find the True Point of Beginning, start at the iron pin found on the Northern side of Brown`s Ridge Road Right of Way (80 Foot Right to Way); run thence South 28 degrees 54 minutes 02 seconds West a distance of 79.54 feet across Brown`s Bridge Road to an iron pin found on the Southern Right of Way of Brown`s Bridge Road; run thence along the Southern Right of Way of Brown`s Bridge Road South 55 degrees 44 minutes 00 seconds East a distance of 753.98 feet to an iron pin set, which point is the True Point of Beginning; run thence South 55 degrees 44 minutes 00 seconds East a distance of 342.76 feet to an iron pin found; run thence South 53 degrees 35 minutes 00 seconds West a distance of 1163.18 feet to an iron pin set; run thence along the center line of the branch North 53 degrees 31 minutes 37 seconds West a distance of 10.96 feet; run thence North 30 degrees 13 minutes 23 seconds East a distance of 34.04 feet; run thence North 62 degrees 35 minutes 12 seconds West a distance of 25.97 feet; run thence North 25 degrees 54 minutes 51 seconds West a distance of 34.47 feet; run thence North 17 degrees 17 minutes 24 seconds West a distance of 45.17 feet; run thence North 03 degrees 13 minutes 52 seconds West a distance of 67.60 feet; run thence 42 degrees 09 minutes 46 seconds East a distance of 46.65 feet; thence run 20 feet to an iron pin set outside the branch; run thence 48 degrees 12 minutes 14 seconds West a distance of 992.73 feet to the True Point of Beginning.
More commonly known as 422 Brown Bridge Road, Commerce, GA 30530
which has the property address of 422 Brown Bridge Road, Commerce, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Lorenzo T. Carruth and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Trust 2006-4, Attorney in Fact for Lorenzo T. Carruth
Anthony DeMarlo, Attorney/lseymore
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-05755 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV10,14,24,DC1B/1325-80)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by TAMORA B. BLACK to WASHINGTON MUTUAL BANK, FA dated August 4, 2004 in the amount of $340,800.00, and recorded in Deed Book 243, Page 377, Banks County, Georgia Records; as last transferred to JPMorgan Chase Bank, National Association by assignment; the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2010, during the legal hours of sale, at the Courthouse door in Banks County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in Land Lot 203 of the 10th District, Banks County, Georgia, and being Lot 1, windy Knoll Estates, containing 1.554 Acres, more or less, as per Plat of Survey prepared by for by J.R. Holland, R.S., dated 02/11/1992, recorded in Plat Book 17, Page 221, of the Public Records of Banks County, Georgia, which plat is hereby referred to and made a part hereof by reference. Note: The above described property is conveyed subject to protect covenants imposed by an Instrument dated September 13, 1985, recorded in the Office of the Clerk of the Superior Court of Banks County, Georgia, in Deed Book 35, Page 362.
which has the property address of 162 Sterling Drive, Baldwin, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Tamora B. Black and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
JPMorgan Chase Bank, National Association, Attorney in Fact for Tamora B. Black
Anthony DeMarlo, Attorney/lseymore
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-08510 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV10,14,24,DC1B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by LYNN SHIRLEY a/k/a LYNN R. SHIRLEY and PAUL SHIRLEY a/k/a PAUL R. SHIRLEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated October 31, 2005, recorded in Deed Book 270, Page 176, Banks County, Georgia Records, as last transferred to BAC Home Loans Servicing, L.P. fka Countrywide Home Loans Servicing, L.P. by assignment recorded in Deed Book 355, Page 513, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FORTY THOUSAND AND 0/100 DOLLARS ($240,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia within the legal hours of sale on the first Tuesday in December, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Lynn Shirley a/k/a Lynn R. Shirley and Paul Shirley a/k/a Paul R. Shirley or a tenant or tenants and said property is more commonly known as 189 Crooked Pine Trail, Baldwin, Georgia 30511. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, L.P. fka Countrywide Home Loans Servicing, L.P. as Attorney in Fact for Lynn Shirley a/k/a Lynn R. Shirley and Paul Shirley a/k/a Paul R. Shirley
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tlj 12/7/10
Our file no. 5564410-FT14
EXHIBIT “A”
All that tract or parcel of land lying and being in Land Lot 205 of the 10th Land District in Banks County Georgia and being designated as Lot 18 of Smoke Rise Subdivision consisting of 2.998 acres, more or less, and being more fully shown by plat of survey dated May 29 2002 prepared for Covenant Love Family Church by Samuel L Duvall Registered Land Surveyor No 2295 said plat being recorded in Plat Book 26 Page 194 in the Office of the Clerk of the Superior Court of Banks County, Georgia and being incorporated herein for a full and complete legal description.
(NV10,17,24,DC1B/19698-70T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Under and by virtue of the power of sale contained with that certain Deed to Secure Debt dated June 5, 2007, from JEWELL BARROW a/k/a JEWELL K. BARROW and CARLOS BARROW a/k/a CARLOS M. BARROW to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as nominee for INDYMAC BANK, F.S.B., a Federally Chartered Savings Bank, recorded on June 8, 2007 in Deed Book 307 at Page 55, in the office of the Clerk of the Superior Court of County Banks, Georgia, and said Deed to Secure Debt having been given to secure a note dated June 5, 2007, in the amount of $167,000.00, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the Courthouse of Banks County, Georgia, on December 7, 2010, the following described real property (hereinafter referred to as the “Property”):
All that tract or parcel of land lying and being in the 1580th General Militia District of Banks County, City of Baldwin, Georgia, being shown and designated as Lot 1, Phase 6, Apple Pie Ridge Subdivision, containing 2.700 acres, more or less on a plat of survey prepared by Edwin G. Davidson, R.L.S., under date of June 7, 2006, recorded in the Office of the Clerk of Superior Court of Banks County, Georgia, in Plat Book 30, Page 110, to which said plat and the record thereof, reference is hereby made for a more complete description.
The debt secured by the Security Deed and evidenced by the note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Deed to Secure Debt, accrued interest, and all expenses of the sale, including attorneys’ fees. Notice of intention to collect attorneys’ fees has been given as provided by law.
To the best of the undersigned’s knowledge, the person(s) in possession of the property is/are Jewell Barrow a/k/a Jewell K. Barrow and Carlos Barrow a/k/a Carlos M. Barrow. The property, being commonly known as 601 Apple Pie Ridge Rd., Baldwin, GA 30511 in Banks County, will be sold as the property of Jewell Barrow a/k/a Jewell K. Barrow and Carlos Barrow a/k/a Carlos M. Barrow, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed.
Albertelli Law Attorney for IndyMac Venture, LLC as Attorney in Fact for Jewell Barrow a/k/a Jewell K. Barrow and Carlos Barrow a/k/a Carlos M. Barrow
100 Galleria Parkway, Suite 960
Atlanta, GA 30339 Phone: (866) 690-0418
ASAP# 3787560
(NV10,17,24,DC1P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Under and by virtue of the power of sale contained with that certain Deed to Secure Debt dated March 5, 1998, from JILL WOLFE-JOHNSON to FREEPORT FINANCIAL GROUP, INC., recorded on April 30, 1998, in Deed Book 128 at Page 95, in the office of the Clerk of the Superior Court of Banks County, Georgia, and said Deed to Secure Debt having been given to secure a note dated March 5, 1998, in the amount of $29,450.00, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the Courthouse of Banks County, Georgia, on December 7, 2010, the following described real property (hereinafter referred to as the “Property”):
All that tract or parcel of land lying and being in the 465th GMD of the Banks County, Georgia, being Lot 7 River Run Estates, as per plat recorded in Plat Book 13, Page 99, Banks County, Georgia Records, which plat is incorporated herein by reference.
The debt secured by the Security Deed and evidenced by the note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Deed to Secure Debt, accrued interest, and all expenses of the sale, including attorneys’ fees.
Notice of intention to collect attorneys’ fees has been given as provided by law. To the best of the undersigned’s knowledge, the person(s) in possession of the property is/are Jill Wolfe-Johnson. The property, being commonly known as Lot #7 Water Plant Road, Commerce, GA 30529 in Banks County, will be sold as the property of Jill Wolfe-Johnson, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed.
Albertelli Law Attorney for OneWest Bank, FSB as Attorney in Fact for Jill Wolfe-Johnson
100 Galleria Parkway, Suite 960
Atlanta, GA 30339
Phone: (866) 690-0418
ASAP# 3790718
(NV10,17,24,DC1P4)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Because of a default in the payment of the indebtedness secured by a Security Deed executed by CATHY B. RUSSELL to REGIONS MORTGAGE, INC., dated March 20, 2003, and recorded in Deed Book 220, Page 721, Banks County Records, securing a Note in the original principal amount of $72,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 7, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the City of Lula, Banks County, Georgia, being Lot 1 of the Pine Ridge Subdivision as shown on plat of survey for Claude Harold Russell and Cathy Russell, dated August 8, 1995, prepared by Patton-Patton, Inc., Georgia Registered Land Surveyor, and being more particularly described as follows:
Beginning at an iron pin point at the intersection of the eastern right of way of Tallant Drive (50 foot right of way) and the northern right of way of Main Street (60 foot right of way); thence running north 28 degrees 02 minutes 00 seconds west, along the eastern right of way of Tallent Drive, a distance of 125.03 feet, to an iron pin; thence running north 59 degrees 55 minutes 00 seconds east, a distance of 120.46 feet, to an iron pin; thence running south 28 degrees 02 minutes 00 seconds east, a distance of 69.98 feet, to an iron pin; thence running south 04 degrees 24 minutes 54 seconds west, a distance of 74.79 feet, to an iron pin on the northern right of way of Main Street; thence running south 64 degrees 38 minutes 00 seconds west along said right of way, a distance of 80.34 feet, to an iron pin, the place or point of beginning.
Said property is known as 6704 Tallent Drive, Lula, GA 30554, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Cathy B. Russell, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Cathy B. Russell aka Cathy Brown Russell, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Regions Bank DBA Regions Mortgage successor by merger with Regions Mortgage, Inc. as Attorney-in-Fact for Cathy B. Russell
File no. 10-008260
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100 Atlanta, GA 30341-3941
(770)220-2535/AR
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(NV10,17,24,DC1B/1323-70T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Because of a default in the payment of the indebtedness secured by a Security Deed executed by BENITO GONZALEZ and DIANA GONZALEZ to REGIONS MORTGAGE, INC., dated April 18, 2002, and recorded in Deed Book 191, Page 356, Banks County Records, securing a Note in the original principal amount of $228,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 7, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the 207 G.M.D., Banks County, Georgia, containing 2.000 acres, more or less as shown on plat and survey of Cornerstone Development Consultants, Inc., dated March 15, 2002, recorded in the Office of the Clerk of Superior Court of Banks County, Georgia, in Plat Book 21, as Page 163. For a more detailed description to said tract, reference is hereby made to said plat as recorded. Subject to all existing easements and rights of way for public roads and utilities now in use.
Said property is known as 2966 Highway 326, Commerce, GA 30530, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Benito Gonzalez and Diana Gonzalez, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Benito Gonzalez and Diana Gonzalez aka Diana C. Gonzalez, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Regions Bank DBA Regions Mortgage successor by merger with Regions Mortgage, Inc. as Attorney-in-Fact for Benito Gonzalez and Diana Gonzalez aka Diana C. Gonzalez
File no. 10-010407
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100?Atlanta, GA 30341-3941
(770)220-2535/AR
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(NV10,17,24,DC1B/1323-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Under and by virtue of the power of sale contained in that certain Warranty Deed to Secure Debt with Power of Sale from LEN B. DALTON, JR. to COMMUNITY BANK AND TRUSt dated 08/05/2002, and recorded 08/12/2002, in Deed Book 197, Pages 63-65, Banks County, Georgia Deed Records, held by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010 and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in December, 2010 by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., as Attorney-in-Fact for Len B. Dalton, Jr. the following described property:
All that tract or parcel of land, lying and being in the Hollingsworth District G.M., of Banks County, Georgia, and containing 5.27 acres, more or less, as shown on a plat of survey prepared by Hubert Lovell, RLS, dated April 21, 1975, and recorded among Banks County, Georgia Records in Plat Book 5, page 246, said plat being incorporated herein by reference for a more full and complete description.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees (notice having been given as provided by law).
The property will be sold subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is Len B. Dalton, Jr. or tenant(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt.
SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-fact for Len B. Dalton, Jr.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
The Knott Firm, LLC
670 East Kytle Street
Cleveland, GA 30528
706-219-3227
F10-1059
(NV10,17,24,DC1B/19761-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from JERRY MEALOR to COMMUNITY BANK AND TRUST dated 05/31/2007, and recorded 06/04/2007, in Deed Book 306, Pages 576-578, Banks County, Georgia Deed Records, held by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010 and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in December, 2010, by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., as Attorney-in-Fact for Jerry Mealor the following described property:
All that tract or parcel of land, lying and being in the 207th District G.M., Banks County, Georgia, and being that 7.26 acres, more or less, as more particularly shown on a plat of survey prepared for Richard Huss & Ruby I. Huss by Max Lewallen, Registered Surveyor, dated November 29, 1993, and recorded in Plat Book 18, Page 156, in the Office of the Clerk of Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees (notice having been given as provided by law).
The property will be sold subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is Jeff Adams or tenant(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt.
SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-fact for Jerry Mealor.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
The Knott Firm, LLC
670 East Kytle Street
Cleveland, GA 30528
706-219-3227
F10-1066
(NV10,17,24,DC1B/19761-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Banks
and Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by WILLIAM MCCONNELL to WELLS FARGO BANK, N.A. dated November 10, 2006, in the amount of $481,500.00, and recorded in Deed Book 46-L, Pages 404-425, Jackson County, Georgia Records, as last transferred to U.S. Bank National Association, not in its individual capacity but solely as trustee for the holders of Maiden Lane Asset Backed Securities I Trust 2008-1 by assignment, the undersigned, U.S. Bank National Association, not in its individual capacity but solely as trustee for the holders of Maiden Lane Asset Backed Securities I Trust 2008-1 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
A certain tract or parcel of land in Jackson County, in the State of Georgia, described as follows: Tract One: All that tract or parcel of land lying and being in GMD 465 of Banks County, Georgia, and GMD No. 465 of Jackson County, Georgia, being 10.00 acres, more or less, as shown on recorded Plat Book E, Page 90, Banks County records, and in Plat Book 64, Page 133, Jackson County records, which is incorporated herein by reference hereto, being known as 872 Mangum Bridge Road, Maysville, Georgia 30558, according to the present numbering of houses in Banks and Jackson Counties. Tract Two: All that tract or parcel of land lying and being in GMD 465 of Banks County, Georgia, and GMD No. 465 of Jackson County, Georgia, being 12.114 acres, more or less as shown on recorded in Plat Book E, Page 90, Banks County Records, and in Plat Book 64, Page 183, Jackson County records, which is incorporated herein by reference hereto.
which has the property address of 872 Mangum Bridge Road, Maysville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of William McConnell and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
U.S. Bank National Association, not in its individual capacity but solely as trustee for the holders of Maiden Lane Asset Backed Securities I Trust 2008-1 Attorney in Fact for William McConnell
Anthony DeMarlo, Attorney/kgrant
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-12343 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV10,17,24,DC1B/1325-60)
[Full Story »] 

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Divorce Notice
In the Superior Court of Banks County
State of Georgia
Civil Action File No. 10CV597B
Andrew Dennis Curry, Plaintiff,
vs.
Jennifer Marie Curry, Defendant,
Notice
TO: Jennifer Marie Curry
3920 Club Drive
Duluth, Georgia 30096
By Order of the Court for service by publication dated October 20, 2010, you are hereby notified that on the 22 day of October, 2010, ANDREW DENNIS CURRY filed suit against you for divorce. You are required to file with the Clerk of the Superior Court, and to serve upon Plaintiff’s Attorney, Walter B. Harvey, P.O. Box 494, Jefferson, Georgia 30549, an answer in writing within sixty (60) days of October 22, 2010.
Witness, the Honorable James H. Booth, Judge of Banks County Superior Court.
This 22 day of October, 2010.
By: June Westbrook, Clerk
(NV3,10,17,24,B/1003-16P)

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House Estate
Notice to Debtors
and Creditors
All creditors of the Estate of JAMES W. HOUSE, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 25th day of October, 2010.
Diane Purcell
Executor/Administrator
188 Purcell Rd.
Homer, GA 30547
(NV3,10,17,24P4)

gpn14
Notice
of Publication
In the Superior Court
of Banks County
State of Georgia
Civil Action No. 10CV478m
U.S. Bank National Association, as Trustee for Citigroup Mortgage Loan Trust Inc., Mortgage Pass-Through Certificates, Series 2005-5.
Plaintiff,
v.
Shirley Worley and Eugene Worley,
Defendants,
To: Shirley Worley and Eugene Worley
457 Antioch Road
Lula, GA 30554
YOU ARE HEREBY notified that the above styled action seeking equitable relief against real property was filed in said Court on August 16, 2010 and that by reason of an order for service by publication entered by the Court on September 21, 2010, you are hereby commanded and required to file with the Clerk of said Court and Serve upon FRANK R. OLSON, Plaintiff’s Attorney, whose address is McCurdy & Candler, LLC, Six Piedmont Center, Suite 700, 3525 Piedmont Road, NE, Atlanta, Georgia 30305, an Answer to the complaint within sixty (60) days of September 21, 2010.
Witness the Honorable Currie M. Mingledorff II, Judge of Said Court.
This the 15th day of October, 2010.
By: Jenny B. Massey
Clerk, Superior Court of Banks County
Prepared by:
Frank R. Olson
Georgia Bar No: 553077
McCurdy Candler, LLC
Six Piedmont Center,
Suite 700
3525 Piedmont Road, NE
Atlanta, Georgia 30305
Attorney for Plaintiff
(OC27,NV3,10,17P4)

gpn06
Inc. Notice
Notice is given that Articles of Incorporation which will incorporate C M FLOYD CONSULTING COMPANY have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation is located at 647 Highway 51, N, Homer, GA 30547, and its initial registered agent at such address is Patricia Haynes.
(OC27,NV3P2)

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Poole Estate
Notice to Debtors
and Creditors
All creditors of the Estate of RONALD MICHAEL POOLE, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 8th day of October, 2010.
Swayne Poole
Executor/Administrator
201 Brown Acres Rd.
Griffin, GA 30224
(OC20,27,NV3,10P4)

gpn07
Williams Estate
Notice to Debtors
and Creditors
All creditors of the Estate of BERLIN C. WILLIAMS, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 1st day of October, 2010.
Mary L. Williams
Executor/Administrator
6239 Highway 441
Baldwin, GA 30511
(OC13,20,27,NV3P4)

Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by FRANK BLALOCK to PREMIER LENDING CORPORATION, dated June 27, 2000, recorded in Deed Book 159, Page 19, Banks County, Georgia Records, as last transferred to Wells Fargo Home Mortgage, Inc. by assignment recorded in Deed Book 160, Page 78, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-EIGHT THOUSAND AND 0/100 DOLLARS ($68,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Frank Blalock or a tenant or tenants and said property is more commonly known as 167 West Coker Road, Alto, Georgia 30510. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc. as Attorney in Fact for Frank Blalock
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/klm 11/2/10 Our file no. 51566006-FT7
EXHIBIT “A”
All that tract or parcel of land lying and being in the 448th GMD of Banks County, Georgia, consisting of 0.558 acres, all as more fully shown on plat of survey for North Central Land Surveying, dated January 11, 1995, recorded in Plat Book 19, page 108, in the Office of the Clerk of the Superior Court of Banks County, Georgia, said plat being referred to an incorporated herein for a more complete description. MR/klm 11/2/10 Our file no. 51566006 - FT7
(OC6,13,20,27B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by SARA L. LONG and DONALD LONG to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated August 30, 2002, recorded in Deed Book 198, Page 520, Banks County, Georgia Records and recorded in Deed Book __, Page __, Franklin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-EIGHT THOUSAND AND 0/100 DOLLARS ($88,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Sara L. Long and aka Sara Lynn Long or a tenant or tenants and said property is more commonly known as 341 Neal Road, Commerce, Georgia 30530. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Sara L. Long and Donald Long
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ks5 11/2/10
Our file no. 53276109-FT10
EXHIBIT “A”
All that tract or parcel of land lying and being in Bushville District G.M Banks County, Georgia being Lot #1 containing 9.15 acres, more or less, as per survey for Imperial Group Ltd. by Clelland A Tyson G.R.L.S. #1515 dated January 20, 1977. A copy of said plat is recorded in Plat Book 6, Page 128 of the Banks County Superior Court records and incorporated herein and made a part hereof as fully as if set out herein.
(OC6,13,20,27B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by BONNIE F. DOWIS and RAY DOWIS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for Taylor, Bean & Whitaker Mortgage Corp., its successors and assigns dated June 9, 2006 in the amount of $144,000.00, and recorded in Deed Book 283, Page 580, Banks County, Georgia Records; as last transferred to Ocwen Loan Servicing, LLC by assignment; the undersigned, Ocwen Loan Servicing, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2010, during the legal hours of sale, at the Courthouse door in Banks County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 207th District, G.M., Banks County, Georgia, and being that 9.56 acres, more or less, as more particularly shown on a plat of survey prepared for Herman Sparks by Piedmont Surveying Company, Registered Surveyor, dated July 31, 1992, recorded in Plat Book 17, Page 248, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description. Less and Except: That 0.50 acres as more particularly described in that Warranty Deed recorded at Deed Book 202, Page 385, Banks County, Georgia Records.
which has the property address of 628 Wrights Mill Road, COMMERCE, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Bonnie F. Dowis and Ray Dowis and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Ocwen Loan Servicing, LLC Attorney in Fact for Bonnie F. Dowis and Ray Dowis
Anthony DeMarlo, Attorney/kcarr
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-18589 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(OC6,13,20,27B/1325-50)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JUANITA E. LOVE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for SunTrust Mortgage, Inc., dated April 5, 2006, recorded in Deed Book 279, Page 328, Banks County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 341, Page 803, Banks County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 335, Page 495, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED FIFTY-ONE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($351,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
All that tract or parcel of land containing 4.000 acres, more or less, in the 465th GMD, of Banks County, Georgia, and bounded now or formerly as follows: North by lands of John F. Rylee, Sr., East by lands of John F. Rylee, Sr., south by Carson Segars Road, and west by lands of John F. Rylee, Sr. Said tract or land being more particularly described according to a plat of survey prepared by Venable & Associates, Inc., Surveyors, on April 6, 2005, for Juanita Elise Rylee, which plat is recorded in plat book 29, page 104, of the public records of Banks County, and is by reference incorporated herein as part of this description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Juanita E. Love and Christopher S. Love or a tenant or tenants and said property is more commonly known as 1408 Carson Segars Road, Maysville, Georgia 30558. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Juanita E. Love
Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/smw 11/2/10 Our file no. 11805608-FT19
(OC6,13,20,27B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by TRACY ANN REECE and RONALD GLENN REECE to REGIONS MORTGAGE, INC., dated February 11, 1999, recorded in Deed Book 140, Page 327, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FOUR THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($124,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Banks County, Georgia within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Regions Mortgage, 1900 Charles Bryan Road AX2, Cordova, TN 38018, 800-986-2462. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Tracy Ann Reece and Ronald Glenn Reece or a tenant or tenants and said property is more commonly known as 205 Riverwood Ln., Lula, Georgia 30554. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Regions Bank dba Regions Mortgage, Inc. as Attorney in Fact for Tracy Ann Reece and Ronald Glenn Reece
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cno 11/2/10
Our file no. 51118106-FT14
EXHIBIT “A”
All that tract or parcel of land lying and being in the 912th G.M.D.of Banks County, Georgia, containing 3.37 acres, more or less, as shown on plat of survey dated December 28, 1998, as prepared by Richard H. Holcomb, R.L.S. and recorded among Banks County, Georgia Records, in Plat Book 24, page 3; said plat being incorporated herein by reference for a more full and complete description. Subject to rights of other to use that portion of the property lying within the 40’ road easement as shown on plat of survey referenced above.
(OC6,13,20,27B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from JEFF BERNIER to COMMUNITY BANK AND TRUST dated 06/13/2006, and recorded 06/16/2006, in Deed Book 283, Pages 423-428, Banks County, Georgia Deed Records, held by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010 and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in November, 2010 by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., as Attorney-in-Fact for Jeff Bernier the following described property:
All that tract or parcel of land lying and being in the GMD 1464, Banks County, Georgia, designed as Tract 1 (4.438 acres) as more particularly described by a boundary survey for Dale Barrett & Jan Barrett, dated May 1, 2006, prepared by Venable & Associates, Inc., Georgia Registered Land Surveyor. A copy of said survey is attached hereto as Exhibit “B”, as shown in Deed Book 283, Pages 423-428, Banks County, Georgia Deed Records.
Subject to all easements, covenants and restrictions of record.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees (notice having been given as provided by law).
The property will be sold subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is Jeff Bernier or tenant(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt.
SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-fact for Jeff Bernier.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
The Knott Firm, LLC
670 East Kytle Street
Cleveland, GA 30528
706-219-3227
(OC6,13,20,27B/19761-60T4P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson and Banks County
Because of default in the payment of the indebtedness secured by a Security Deed executed by WILLIAM MCCONNELL to WELLS FARGO BANK, N.A. dated November 10, 2006, in the amount of $481,500.00, and recorded in Deed Book 46-L, Pages 404-425, Jackson County, Georgia Records, as last transferred to Nationstar Mortgage LLC by assignment; the undersigned, Nationstar Mortgage LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
A certain tract or parcel of land in Jackson County, in the State of Georgia, described as follows: Tract One: All that tract or parcel of land lying and being in GMD 465 of Banks County, Georgia, and GMD No. 465 of Jackson County, Georgia, being 10.00 acres, more or less, as shown on recorded Plat Book E, Page 90, Banks County records, and in Plat Book 64, Page 133, Jackson County records, which is incorporated herein by reference hereto, being known as 872 Mangum Bridge Road, Maysville, Georgia 30558, according to the present numbering of houses in Banks and Jackson Counties. Tract Two: All that tract or parcel of land lying and being in GMD 465 of Banks County, Georgia, and GMD No. 465 of Jackson County, Georgia, being 12.114 acres, more or less as shown on recorded in Plat Book E, Page 90, Banks County Records, and in Plat Book 64, Page 183, Jackson County records, which is incorporated herein by reference hereto.
which has the property address of 872 Mangum Bridge Road, Maysville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of William McConnell and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Nationstar Mortgage LLC Attorney in Fact for William McConnell
Anthony DeMarlo, Attorney/kgrant
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-12343 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(OC6,13,20,27B/1325-60)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia,
County of Banks
Under and by virtue of the power of sale contained in a Security Deed from HAMMER’S GLEN, LLC to UNITED COMMUNITY BANK, dated June 8, 2006, recorded June 21, 2006, in Deed Book 283, Page 626, Banks County, Georgia Records, as last modified by Modification of Security Deed dated August 29, 2009, recorded in Deed Book 346, Page 88, Banks County, Georgia Records, said Security Deed being given to secure a Note from HAMMER’S GLEN, LLC, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Banks County, Georgia, within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
All that tract or parcel of land lying and being in the Town of Homer, 265 and 1210 District, G.M., Banks County, Georgia, containing 10.313 acres, more or less, as shown on a plat of survey for Butch Hanson, prepared by Barry D. Lord, GRLS #2641, dated May 9, 2006, recorded in Plat Book F, Page 62, in the Office of the Clerk of Superior Court of Banks County, Georgia. Said plat is incorporated herein and made a part hereof by reference for a more detailed description. Subject to existing easements and rights of way for public roads and utilities now in use.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is HAMMER’S GLEN, LLC or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney in Fact for HAMMER’S GLEN, LLC
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-02489
(OC6,13,20,27B/16022-50T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia,
County of Banks
Under and by virtue of the power of sale contained in a Security Deed from HAMMER’S GLEN, LLC and GLEN H. HAMMER (hereinafter collectively referred to as “Debtor”) to UNITED COMMUNITY BANK, dated September 26, 2003, recorded October 1, 2003, in Deed Book 223, Page 448, Banks County, Georgia Records, as last modified by Modification of Security Deed dated August 29, 2009, recorded in Deed Book 346, Page 91, Banks County, Georgia Records, also that certain Assignment of Leases and Rents dated September 26, 2003, recorded in Deed Book 223, Page 470, Banks County, Georgia Records, said Security Deed being given to secure a Note from HAMMER’S GLEN, LLC; with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Banks County, Georgia, within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
All that tract or parcel of land lying and being in the 1210th G.M. District, Banks County, Georgia, containing 363.03 acres, more or less, and being more particularly described in that certain Plat of Survey by Hubert Lovell, Georgia Registered Surveyor No. 1553, dated April 2, 1997 and revised May 19, 1998, recorded in the real estate records of Banks County, Georgia in Plat Book B, Page 118. By this reference said plat is hereby incorporated for a more detailed description.
LESS AND EXCEPT:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 1210th G.M. District, Banks County, Georgia, containing 0.58 acres, more or less, and being more particularly described by plat of survey prepared for Scales Development Co., LLC dated March 22, 1999, by Hubert Love1l & Associates, recorded in Plat Book C, page 14, Banks County, Georgia records, which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the Property.
LESS AND EXCEPT:
An that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 1210th G.M. District, Banks County, Georgia, containing 0.72 acres, more or less, and being more particularly described by plat of survey prepared for Scales Creek Development Co., LLC, dated March 24, 1999, by Hubert Love11 & Associates, recorded in Plat Book 24, page 33, Banks County, Georgia, records, which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
LESS AND EXCEPT:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 1210th G.M. District, Banks County, Georgia, containing one acre, more or less, and being Tracts One and Two as more particularly shown on a plat of survey prepared for Scales Creek Development Co., LLC, dated March 24, 1999, revised December 31, 2001, by Kenyon L. Miller, recorded in Plat Book 26, page 122, Banks County, Georgia, records, which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
LESS AND EXCEPT: All that tract or parcel of land lying and being in the 1210th District, G.M., Banks County, Georgia, and being designated as Lots 1-19 and Lots 21-28 on a plat of survey prepared for Hammer’s Glen “The Reserve” Subdivision by Lovell, Duvall, Miller & Associates, Inc., Registered Land Surveyor, dated December 1, 2003, recorded in Plat Book E, Page 12, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
All buildings, structures and improvements of every nature whatsoever now or hereafter situated on, under or above the land above described (the “Land”; the “Improvements”, together with the Land, collectively referred the “Property”); all easements, rights-of-way, strips and gores of land, vaults, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights, minerals, flowers, shrubs, crops, trees, timber and other emblements now or hereafter located on the Land or under or above the same or any part or parcel thereof, and all estates, rights, titles, interests, tenements, hereditaments and appurtenances, reversions and remainders whatsoever, in any way belonging, relating or appertaining to the Property or any part thereof or which hereafter shall in any way belong, relate or be appurtenant thereto, whether now owned or hereafter acquired by Debtor, all right, title and interest of Debtor in all furnishings, furniture, fixtures, machinery, apparatus, equipment, fittings, appliances, building supplies and materials, vehicles (excluding Debtor’s personal automobiles), chattels, goods, consumer goods, farm products, inventory, warranties, chattel paper, documents, accounts, general intangibles, trade names, trademarks, service marks, logos (including any names, or symbols by which the Property is known) and goodwill related thereto, and all other articles of personal property of every kind and nature whatsoever, tangible or intangible, now, heretofore or hereafter arising out of or related to the ownership of the Property, or acquired with proceeds of any loan secured by that certain Deed to Secure Debt, Assignment and Security Agreement (the “Security Deed”) made by Debtor in favor of United Community Bank and conveying an interest in the Property, or located in, on or about the Property, or used or intended to be used with or in connection with the construction, use, operation or enjoyment of the Property (said real and personal property referred to above, together with the Property, being hereinafter referred to as the “Project”); all right, title and interest of Debtor in any and all leases, rental agreements and arrangements of any sort now or hereafter affecting the Project or any portion thereof and providing for or resulting in the payment of money to Debtor for the use of the Project or any portion thereof, whether the user enjoys the Project or any portion thereof as tenant for years, invitee, licensee, tenant at sufferance or otherwise, and irrespective of whether such leases, rental agreements and arrangements, be oral or written, including those certain leases, if any, more particularly described in the Security Deed, and including any and all extensions, renewals and modifications thereof (the “Leases”) and guaranties of the performance or obligations of any tenants or lessees thereunder, together with all income, rents, issues, profits and revenues from the Leases (including all tenant security deposits and all other tenant deposits, whether held by Debtor or in a trust account, and all other deposits and escrow funds relating to any Leases), and all the estates, right, title, interest, property, possession, claim and demand whatsoever at law, as well as in equity, of Debtor of, in and to the same; all right, title and interest of Debtor in, to and under all franchise agreements, management contracts, service contracts, utility contracts, leases of equipment, documents and agreements relating to the construction of any Improvements (including any and all construction contracts, architectural contracts, engineering contracts, designs, plans, specifications, drawings, surveys, tests, reports, bonds and governmental approvals) and all other contracts, licenses and permits now or hereafter affecting the Project or any part thereof and all guaranties and warranties with respect to any of the foregoing; all right, title and interest of Debtor in any insurance policies or binders now or hereafter relating to the Project, including any unearned premiums thereon; all right, title and interest of Debtor in any and all awards, payments, proceeds and the right to receive the same, either before or after any foreclosure hereunder, as a result of any temporary or permanent injury or damage to, taking of or decrease in the value of the Project by reason of casualty, condemnation or otherwise; all right, title and interest of Debtor in all utility, escrow and all other deposits (and all letters of credit, certificates of deposit, negotiable instruments and other rights and evidence of rights to cash) now or hereafter relating to the Project or the purchase, construction, or operation thereof, all right, title and interest of Debtor in all cash funds, deposit accounts, certificates of deposit, negotiable instruments and other rights and evidence of rights to cash, now or hereafter created under or held by United Community Bank; all claims and causes of action arising from or otherwise related to any of the foregoing, and all rights and judgments related to any legal actions in connection with such claims or causes of action, and all cash (or evidences of cash or of rights to cash) or other property or rights thereto relating to such claims or causes of action; all extensions, additions, improvements, betterments, renewals and replacements, substitutions, or proceeds of any of the foregoing, and all inventory, accounts, chattel paper, documents, instruments, equipment, fixtures, farm products, consumer goods, general intangibles and other property of any nature constituting proceeds acquired with proceeds of any of the property described hereinabove.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is HAMMER’S GLEN, LLC and GLEN H. HAMMER or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney in Fact for HAMMER’S GLEN, LLC and GLEN H. HAMMER
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-02490
(OC6,13,20,27B/16022-180T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia,
County of BANKS
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by DANNY L. PATRICK to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR AME FINANCIAL CORPORATION, dated 12/18/2007, and Recorded on 01/02/2008 as Book No. 318 and Page Nos. 520-531, BANKS County, Georgia Records, as last assigned to WELLS FARGO BANK, N.A., by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $179,250.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the BANKS County Courthouse within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
All that tract or parcel of land lying and being in the City of Homer, 265th District, G.M., Banks County, Georgia, and being that 1.00 acres, more or less, designated as Lot 1, Phase 1, on a plat of survey prepared for Melvin Morris by Max Lewallen, Registered Surveyor, dated July 11, 2005, recorded in Plat Book 30, Page 29, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: WELLS FARGO BANK, N.A., 3476 STATEVIEW BLVD., Foreclosure MAC# X7801-014, FT. MILL, SC 29715, 803-396-6000. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 208 ATHENS STREET, HOMER, GEORGIA 30547 is/are: DANNY L. PATRICK or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
WELLS FARGO BANK, N.A. as Attorney in Fact for DANNY L. PATRICK.
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
20100169812291
BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
(OC6,13,20,27B/19564-70)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia,
County of BANKS
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by CHRISTOPHER JAMES MITCHELL AND JACLYN MICHELLE MITCHELL to JPMORGAN CHASE BANK, N.A., dated 04/17/2009, and Recorded on 04/30/2009 as Book No. 339 and Page Nos. 163-182, BANKS County, Georgia Records, as last assigned to CHASE HOME FINANCE, LLC, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $165,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the BANKS County Courthouse within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
All that tract or parcel of land lying and being in the 207th District, G.M., Banks County, Georgia, and being Lot 20, Block B, on a plat of survey for Hebron Place Subdivision Banks County Partners, L.L.C., prepared by Landmark Engineering Corporation, Registered Surveyor, dated December 3, 2004, recorded in Plat Book E, Page 124, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CHASE HOME FINANCE, LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-848-9136. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 1085 HEBRON ROAD, COMMERCE, GEORGIA 30530 is/are: CHRISTOPHER JAMES MITCHELL AND JACLYN MICHELLE MITCHELL or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
CHASE HOME FINANCE, LLC as Attorney in Fact for CHRISTOPHER JAMES MITCHELL AND JACLYN MICHELLE MITCHELL.
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
20100187433111
BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
(OC6,13,20,27B/19564-70T4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by CARLA HUNTER to CITIFINANCIAL SERVICES, INC., dated May 8, 2002, recorded in Deed Book 192, Page 651, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-EIGHT THOUSAND FOUR HUNDRED THIRTY-ONE AND 71/100 DOLLARS ($68,431.71), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Carla Hunter or a tenant or tenants and said property is more commonly known as 184 Hidden Valley Dr., Alto, GA 30510. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CitiFinancial North America, Attention: Foreclosure Department, 1111 Northpoint, Suite 100 Bldg 4, Coppell, TX 75019 AND ¬877-675-3656. Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
CitiFinancial, Inc as Attorney in Fact for Carla Hunter Barry King
Morris|Hardwick|Schneider, LLC 1303 Hightower Trail Suite 315 Sandy Springs, Georgia 30350 http://foreclosure.closingsource.net BK/SP Oct/01/2010 MHS
File #: GA-91000402-10
EXHIBIT “A”
All that tract or parcel of land lying and being in Land Lot 219 of the 10th Land District of Banks County, Georgia, and being all of Lot 22 of Hidden Valley Subdivision, as shown on subdivision plat recorded in Plat Book 15, Page 143, of the Banks County Records, which plat is incorporated in Plat Book 15, Page 143, of the Banks County Records, which plat is incorporated herein by reference as part of this description.
BK/SP Oct/01/2010 MHS File #: GA-91000402-10
(OC6,13,20,27B/19698-60T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Because of a default in the payment of the indebtedness secured by a Security Deed executed by ANTHONY N. TANNER and MARTHA TANNER to WELLS FARGO BANK, N.A. dated August 19, 2008, and recorded in Deed Book 334, Page 418, Banks County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Well Fargo Bank, N.A., by Assignment securing a Note in the original principal amount of $63,960.43, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 2, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the 207th G.M. District of Banks County, Georgia, with improvements thereon containing 4.00 acres, more or less, and designated as Lot #44B-2, as shown on a plat and survey for Eugene Montgomery prepared by G. Brian Slate of Slate & Associates, Registered Surveyor, dated April 25, 2000 and recorded in the Office of the Clerk of Superior Court of Banks County, Georgia, in Plat Book 25, Page 10. Said plat, as recorded, is hereby incorporated by reference for a more detailed description of said property, subject to existing easement and rights of way for public roads and utilities now in use.
Less and Except
All that tract or parcel of land lying and being in the 207th G.M. District of Banks County, containing 2.00 acres, more or less, and designated as Lot #44B-2, as shown on a plat and survey for Eugene Montgomery prepared by G. Brian Slate of Slate & Associates, Registered Surveyor, dated July 28, 2001, and recorded in the Office of the Clerk of Superior Court of Banks County, Georgia, in Plat Book 26, Page 187. Said plat is recorded, is hereby incorporated by reference for a more detailed description of said property. Subject to existing easement and rights of way for public roads and utilities now in use.
Said property is known as 248 Ladd Drive, Commerce, GA 30530, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Anthony N. Tanner and Martha Tanner, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Anthony N. Tanner and Martha Tanner, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Well Fargo Bank, N.A. as Attorney-in-Fact for Anthony N. Tanner and Martha Tanner
File no. 10-004912
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/RS
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(OC6,13,20,27B/1323-70T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Because of a default in the payment of the indebtedness secured by a Security Deed executed by JOHN R. MCCLOUD to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated July 13, 2007, and recorded in Deed Book 309, Page 233, Banks County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA, by Assignment , securing a Note in the original principal amount of $153,500.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 2, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the 208th District, G.M., Banks County, Georgia, and being that 2.425 acres, more or less, designated as Tract No. 2 on a plat of survey prepared for Barry Kochu by Ingram, Lord & Associates, Registered Surveyor, dated September 13, 2006, recorded in Plat Book F, Page 108, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Said property is known as 1587 Hwy. 59 North, Commerce, GA 30530, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of John R. McCloud, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of John R. McCloud, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Wells Fargo Bank, NA as Attorney-in-Fact for John R. McCloud
File no. 10-010138
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100?Atlanta, GA 30341-3941
(770)220-2535/HP
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(OC6,13,20,27B/1323-60T1P)
[Full Story »] 

Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by FRANK BLALOCK to PREMIER LENDING CORPORATION, dated June 27, 2000, recorded in Deed Book 159, Page 19, Banks County, Georgia Records, as last transferred to Wells Fargo Home Mortgage, Inc. by assignment recorded in Deed Book 160, Page 78, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-EIGHT THOUSAND AND 0/100 DOLLARS ($68,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Frank Blalock or a tenant or tenants and said property is more commonly known as 167 West Coker Road, Alto, Georgia 30510. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc. as Attorney in Fact for Frank Blalock
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/klm 11/2/10 Our file no. 51566006-FT7
EXHIBIT “A”
All that tract or parcel of land lying and being in the 448th GMD of Banks County, Georgia, consisting of 0.558 acres, all as more fully shown on plat of survey for North Central Land Surveying, dated January 11, 1995, recorded in Plat Book 19, page 108, in the Office of the Clerk of the Superior Court of Banks County, Georgia, said plat being referred to an incorporated herein for a more complete description. MR/klm 11/2/10 Our file no. 51566006 - FT7
(OC6,13,20,27B/19698-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by SARA L. LONG and DONALD LONG to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated August 30, 2002, recorded in Deed Book 198, Page 520, Banks County, Georgia Records and recorded in Deed Book __, Page __, Franklin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-EIGHT THOUSAND AND 0/100 DOLLARS ($88,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Sara L. Long and aka Sara Lynn Long or a tenant or tenants and said property is more commonly known as 341 Neal Road, Commerce, Georgia 30530. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Sara L. Long and Donald Long
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ks5 11/2/10
Our file no. 53276109-FT10
EXHIBIT “A”
All that tract or parcel of land lying and being in Bushville District G.M Banks County, Georgia being Lot #1 containing 9.15 acres, more or less, as per survey for Imperial Group Ltd. by Clelland A Tyson G.R.L.S. #1515 dated January 20, 1977. A copy of said plat is recorded in Plat Book 6, Page 128 of the Banks County Superior Court records and incorporated herein and made a part hereof as fully as if set out herein.
(OC6,13,20,27B/19698-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by BONNIE F. DOWIS and RAY DOWIS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for Taylor, Bean & Whitaker Mortgage Corp., its successors and assigns dated June 9, 2006 in the amount of $144,000.00, and recorded in Deed Book 283, Page 680, Banks County, Georgia Records; as last transferred to Ocwen Loan Servicing, LLC by assignment; the undersigned, Ocwen Loan Servicing, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2010, during the legal hours of sale, at the Courthouse door in Banks County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 207th District, G.M., Banks County, Georgia, and being that 9.56 acres, more or less, as more particularly shown on a plat of survey prepared for Herman Sparks by Piedmont Surveying Company, Registered Surveyor, dated July 31, 1992, recorded in Plat Book 17, Page 248, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description. Less and Except: That 0.50 acres as more particularly described in that Warranty Deed recorded at Deed Book 202, Page 385, Banks County, Georgia Records.
which has the property address of 628 Wrights Mill Road, COMMERCE, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Bonnie F. Dowis and Ray Dowis and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Ocwen Loan Servicing, LLC Attorney in Fact for Bonnie F. Dowis and Ray Dowis
Anthony DeMarlo, Attorney/kcarr
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-18589 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(OC6,13,20,27B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JUANITA E. LOVE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for SunTrust Mortgage, Inc., dated April 5, 2006, recorded in Deed Book 279, Page 328, Banks County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 341, Page 803, Banks County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 335, Page 495, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED FIFTY-ONE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($351,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
All that tract or parcel of land containing 4.000 acres, more or less, in the 465th GMD, of Banks County, Georgia, and bounded now or formerly as follows: North by lands of John F. Rylee, Sr., East by lands of John F. Rylee, Sr., south by Carson Segars Road, and west by lands of John F. Rylee, Sr. Said tract or land being more particularly described according to a plat of survey prepared by Venable & Associates, Inc., Surveyors, on April 6, 2005, for Juanita Elise Rylee, which plat is recorded in plat book 29, page 104, of the public records of Banks County, and is by reference incorporated herein as part of this description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Juanita E. Love and Christopher S. Love or a tenant or tenants and said property is more commonly known as 1408 Carson Segars Road, Maysville, Georgia 30558. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Juanita E. Love
Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/smw 11/2/10 Our file no. 11805608-FT19
(OC6,13,20,27B/19698-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by TRACY ANN REECE and RONALD GLENN REECE to REGIONS MORTGAGE, INC., dated February 11, 1999, recorded in Deed Book 140, Page 327, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FOUR THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($124,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Banks County, Georgia within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Regions Mortgage, 1900 Charles Bryan Road AX2, Cordova, TN 38018, 800-986-2462. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Tracy Ann Reece and Ronald Glenn Reece or a tenant or tenants and said property is more commonly known as 205 Riverwood Ln., Lula, Georgia 30554. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Regions Bank dba Regions Mortgage, Inc. as Attorney in Fact for Tracy Ann Reece and Ronald Glenn Reece
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cno 11/2/10
Our file no. 51118106-FT14
EXHIBIT “A”
All that tract or parcel of land lying and being in the 912th G.M.D.of Banks County, Georgia, containing 3.37 acres, more or less, as shown on plat of survey dated December 28, 1998, as prepared by Richard H. Holcomb, R.L.S. and recorded among Banks County, Georgia Records, in Plat Book 24, page 3; said plat being incorporated herein by reference for a more full and complete description. Subject to rights of other to use that portion of the property lying within the 40’ road easement as shown on plat of survey referenced above.
(OC6,13,20,27B/19698-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JAMES EDDIE BAKER, SR. to SUNTRUST BANK, dated March 19, 2001, recorded in Deed Book 171, Page 850, Banks County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 171, Page 866, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY THOUSAND AND 0/100 DOLLARS ($140,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
All that tract or parcel of land lying and being in the GMD 912th Banks County, Georgia, consisting of 1.68 acres, more or less, and being more particularly described according to a plat of survey prepared by Max Lewallen, Registered Surveyor, dated February 19, 1987, and recorded in Plat Book 21, Page 194, Banks County, Georgia Records. Reference to said plat and the recording thereof is hereby made for a more complete description of said property. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
SunTrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is James E. Baker or a tenant or tenants and said property is more commonly known as 4341 Hwy. 51 S, Lula, Georgia 30554. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for James Eddie Baker, Sr.
Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/smw 11/2/10
Our file no. 1346907-FT19
(OC6,13,20,27B/19698-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from JEFF BERNIER to COMMUNITY BANK AND TRUST dated 06/13/2006, and recorded 06/16/2006, in Deed Book 283, Pages 423-428, Banks County, Georgia Deed Records, held by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010 and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in November, 2010 by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., as Attorney-in-Fact for Jeff Bernier the following described property:
All that tract or parcel of land lying and being in the GMD 1464, Banks County, Georgia, designed as Tract 1 (4.438 acres) as more particularly described by a boundary survey for Dale Barrett & Jan Barrett, dated May 1, 2006, prepared by Venable & Associates, Inc., Georgia Registered Land Surveyor. A copy of said survey is attached hereto as Exhibit “B”, as shown in Deed Book 283, Pages 423-428, Banks County, Georgia Deed Records.
Subject to all easements, covenants and restrictions of record.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees (notice having been given as provided by law).
The property will be sold subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is Jeff Bernier or tenant(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt.
SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-fact for Jeff Bernier.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
The Knott Firm, LLC
670 East Kytle Street
Cleveland, GA 30528
706-219-3227
(OC6,13,20,27B/19761-60T4P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson and Banks County
Because of default in the payment of the indebtedness secured by a Security Deed executed by WILLIAM MCCONNELL to WELLS FARGO BANK, N.A. dated November 10, 2006, in the amount of $481,500.00, and recorded in Deed Book 46-L, Pages 404-425, Jackson County, Georgia Records, as last transferred to Nationstar Mortgage LLC by assignment; the undersigned, Nationstar Mortgage LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
A certain tract or parcel of land in Jackson County, in the State of Georgia, described as follows: Tract One: All that tract or parcel of land lying and being in GMD 465 of Banks County, Georgia, and GMD No. 465 of Jackson County, Georgia, being 10.00 acres, more or less, as shown on recorded Plat Book E, Page 90, Banks County records, and in Plat Book 64, Page 133, Jackson County records, which is incorporated herein by reference hereto, being known as 872 Mangum Bridge Road, Maysville, Georgia 30558, according to the present numbering of houses in Banks and Jackson Counties. Tract Two: All that tract or parcel of land lying and being in GMD 465 of Banks County, Georgia, and GMD No. 465 of Jackson County, Georgia, being 12.114 acres, more or less as shown on recorded in Plat Book E, Page 90, Banks County Records, and in Plat Book 64, Page 183, Jackson County records, which is incorporated herein by reference hereto.
which has the property address of 872 Mangum Bridge Road, Maysville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of William McConnell and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Nationstar Mortgage LLC Attorney in Fact for William McConnell
Anthony DeMarlo, Attorney/kgrant
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-12343 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(OC6,13,20,27B/1325-60)

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Notice of Sale
Notice of Sale Under Power
State of Georgia,
County of Banks
Under and by virtue of the power of sale contained in a Security Deed from HAMMER’S GLEN, LLC to UNITED COMMUNITY BANK, dated June 8, 2006, recorded June 21, 2006, in Deed Book 283, Page 626, Banks County, Georgia Records, as last modified by Modification of Security Deed dated August 29, 2009, recorded in Deed Book 346, Page 88, Banks County, Georgia Records, said Security Deed being given to secure a Note from HAMMER’S GLEN, LLC, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Banks County, Georgia, within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
All that tract or parcel of land lying and being in the Town of Homer, 265 and 1210 District, G.M., Banks County, Georgia, containing 10.313 acres, more or less, as shown on a plat of survey for Butch Hanson, prepared by Barry D. Lord, GRLS #2641, dated May 9, 2006, recorded in Plat Book F, Page 62, in the Office of the Clerk of Superior Court of Banks County, Georgia. Said plat is incorporated herein and made a part hereof by reference for a more detailed description. Subject to existing easements and rights of way for public roads and utilities now in use.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is HAMMER’S GLEN, LLC or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney in Fact for HAMMER’S GLEN, LLC
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-02489
(OC6,13,20,27B/16022-50T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia,
County of Banks
Under and by virtue of the power of sale contained in a Security Deed from HAMMER’S GLEN, LLC and GLEN H. HAMMER (hereinafter collectively referred to as “Debtor”) to UNITED COMMUNITY BANK, dated September 26, 2003, recorded October 1, 2003, in Deed Book 223, Page 448, Banks County, Georgia Records, as last modified by Modification of Security Deed dated August 29, 2009, recorded in Deed Book 346, Page 91, Banks County, Georgia Records, also that certain Assignment of Leases and Rents dated September 26, 2003, recorded in Deed Book 223, Page 470, Banks County, Georgia Records, said Security Deed being given to secure a Note from HAMMER’S GLEN, LLC; with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Banks County, Georgia, within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
All that tract or parcel of land lying and being in the 1210th G.M. District, Banks County, Georgia, containing 363.03 acres, more or less, and being more particularly described in that certain Plat of Survey by Hubert Lovell, Georgia Registered Surveyor No. 1553, dated April 2, 1997 and revised May 19, 1998, recorded in the real estate records of Banks County, Georgia in Plat Book B, Page 118. By this reference said plat is hereby incorporated for a more detailed description.
LESS AND EXCEPT:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 1210th G.M. District, Banks County, Georgia, containing 0.58 acres, more or less, and being more particularly described by plat of survey prepared for Scales Development Co., LLC dated March 22, 1999, by Hubert Love1l & Associates, recorded in Plat Book C, page 14, Banks County, Georgia records, which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the Property.
LESS AND EXCEPT:
An that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 1210th G.M. District, Banks County, Georgia, containing 0.72 acres, more or less, and being more particularly described by plat of survey prepared for Scales Creek Development Co., LLC, dated March 24, 1999, by Hubert Love11 & Associates, recorded in Plat Book 24, page 33, Banks County, Georgia, records, which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
LESS AND EXCEPT:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 1210th G.M. District, Banks County, Georgia, containing one acre, more or less, and being Tracts One and Two as more particularly shown on a plat of survey prepared for Scales Creek Development Co., LLC, dated March 24, 1999, revised December 31, 2001, by Kenyon L. Miller, recorded in Plat Book 26, page 122, Banks County, Georgia, records, which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
LESS AND EXCEPT: All that tract or parcel of land lying and being in the 1210th District, G.M., Banks County, Georgia, and being designated as Lots 1-19 and Lots 21-28 on a plat of survey prepared for Hammer’s Glen “The Reserve” Subdivision by Lovell, Duvall, Miller & Associates, Inc., Registered Land Surveyor, dated December 1, 2003, recorded in Plat Book E, Page 12, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
All buildings, structures and improvements of every nature whatsoever now or hereafter situated on, under or above the land above described (the “Land”; the “Improvements”, together with the Land, collectively referred the “Property”); all easements, rights-of-way, strips and gores of land, vaults, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights, minerals, flowers, shrubs, crops, trees, timber and other emblements now or hereafter located on the Land or under or above the same or any part or parcel thereof, and all estates, rights, titles, interests, tenements, hereditaments and appurtenances, reversions and remainders whatsoever, in any way belonging, relating or appertaining to the Property or any part thereof or which hereafter shall in any way belong, relate or be appurtenant thereto, whether now owned or hereafter acquired by Debtor, all right, title and interest of Debtor in all furnishings, furniture, fixtures, machinery, apparatus, equipment, fittings, appliances, building supplies and materials, vehicles (excluding Debtor’s personal automobiles), chattels, goods, consumer goods, farm products, inventory, warranties, chattel paper, documents, accounts, general intangibles, trade names, trademarks, service marks, logos (including any names, or symbols by which the Property is known) and goodwill related thereto, and all other articles of personal property of every kind and nature whatsoever, tangible or intangible, now, heretofore or hereafter arising out of or related to the ownership of the Property, or acquired with proceeds of any loan secured by that certain Deed to Secure Debt, Assignment and Security Agreement (the “Security Deed”) made by Debtor in favor of United Community Bank and conveying an interest in the Property, or located in, on or about the Property, or used or intended to be used with or in connection with the construction, use, operation or enjoyment of the Property (said real and personal property referred to above, together with the Property, being hereinafter referred to as the “Project”); all right, title and interest of Debtor in any and all leases, rental agreements and arrangements of any sort now or hereafter affecting the Project or any portion thereof and providing for or resulting in the payment of money to Debtor for the use of the Project or any portion thereof, whether the user enjoys the Project or any portion thereof as tenant for years, invitee, licensee, tenant at sufferance or otherwise, and irrespective of whether such leases, rental agreements and arrangements, be oral or written, including those certain leases, if any, more particularly described in the Security Deed, and including any and all extensions, renewals and modifications thereof (the “Leases”) and guaranties of the performance or obligations of any tenants or lessees thereunder, together with all income, rents, issues, profits and revenues from the Leases (including all tenant security deposits and all other tenant deposits, whether held by Debtor or in a trust account, and all other deposits and escrow funds relating to any Leases), and all the estates, right, title, interest, property, possession, claim and demand whatsoever at law, as well as in equity, of Debtor of, in and to the same; all right, title and interest of Debtor in, to and under all franchise agreements, management contracts, service contracts, utility contracts, leases of equipment, documents and agreements relating to the construction of any Improvements (including any and all construction contracts, architectural contracts, engineering contracts, designs, plans, specifications, drawings, surveys, tests, reports, bonds and governmental approvals) and all other contracts, licenses and permits now or hereafter affecting the Project or any part thereof and all guaranties and warranties with respect to any of the foregoing; all right, title and interest of Debtor in any insurance policies or binders now or hereafter relating to the Project, including any unearned premiums thereon; all right, title and interest of Debtor in any and all awards, payments, proceeds and the right to receive the same, either before or after any foreclosure hereunder, as a result of any temporary or permanent injury or damage to, taking of or decrease in the value of the Project by reason of casualty, condemnation or otherwise; all right, title and interest of Debtor in all utility, escrow and all other deposits (and all letters of credit, certificates of deposit, negotiable instruments and other rights and evidence of rights to cash) now or hereafter relating to the Project or the purchase, construction, or operation thereof, all right, title and interest of Debtor in all cash funds, deposit accounts, certificates of deposit, negotiable instruments and other rights and evidence of rights to cash, now or hereafter created under or held by United Community Bank; all claims and causes of action arising from or otherwise related to any of the foregoing, and all rights and judgments related to any legal actions in connection with such claims or causes of action, and all cash (or evidences of cash or of rights to cash) or other property or rights thereto relating to such claims or causes of action; all extensions, additions, improvements, betterments, renewals and replacements, substitutions, or proceeds of any of the foregoing, and all inventory, accounts, chattel paper, documents, instruments, equipment, fixtures, farm products, consumer goods, general intangibles and other property of any nature constituting proceeds acquired with proceeds of any of the property described hereinabove.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is HAMMER’S GLEN, LLC and GLEN H. HAMMER or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney in Fact for HAMMER’S GLEN, LLC and GLEN H. HAMMER
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-02490
(OC6,13,20,27B/16022-180T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia,
County of BANKS
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by DANNY L. PATRICK to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR AME FINANCIAL CORPORATION, dated 12/18/2007, and Recorded on 01/02/2008 as Book No. 318 and Page Nos. 520-531, BANKS County, Georgia Records, as last assigned to WELLS FARGO BANK, N.A., by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $179,250.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the BANKS County Courthouse within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
All that tract or parcel of land lying and being in the City of Homer, 265th District, G.M., Banks County, Georgia, and being that 1.00 acres, more or less, designated as Lot 1, Phase 1, on a plat of survey prepared for Melvin Morris by Max Lewallen, Registered Surveyor, dated July 11, 2005, recorded in Plat Book 30, Page 29, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: WELLS FARGO BANK, N.A., 3476 STATEVIEW BLVD., Foreclosure MAC# X7801-014, FT. MILL, SC 29715, 803-396-6000. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 208 ATHENS STREET, HOMER, GEORGIA 30547 is/are: DANNY L. PATRICK or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
WELLS FARGO BANK, N.A. as Attorney in Fact for DANNY L. PATRICK.
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
20100169812291
BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
(OC6,13,20,27B/19564-70)

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Notice of Sale
Notice of Sale Under Power
State of Georgia,
County of BANKS
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by CHRISTOPHER JAMES MITCHELL AND JACLYN MICHELLE MITCHELL to JPMORGAN CHASE BANK, N.A., dated 04/17/2009, and Recorded on 04/30/2009 as Book No. 339 and Page Nos. 163-182, BANKS County, Georgia Records, as last assigned to CHASE HOME FINANCE, LLC, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $165,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the BANKS County Courthouse within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
All that tract or parcel of land lying and being in the 207th District, G.M., Banks County, Georgia, and being Lot 20, Block B, on a plat of survey for Hebron Place Subdivision Banks County Partners, L.L.C., prepared by Landmark Engineering Corporation, Registered Surveyor, dated December 3, 2004, recorded in Plat Book E, Page 124, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CHASE HOME FINANCE, LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-848-9136. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 1085 HEBRON ROAD, COMMERCE, GEORGIA 30530 is/are: CHRISTOPHER JAMES MITCHELL AND JACLYN MICHELLE MITCHELL or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
CHASE HOME FINANCE, LLC as Attorney in Fact for CHRISTOPHER JAMES MITCHELL AND JACLYN MICHELLE MITCHELL.
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
20100187433111
BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
(OC6,13,20,27B/19564-70T4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by CARLA HUNTER to CITIFINANCIAL SERVICES, INC., dated May 8, 2002, recorded in Deed Book 192, Page 651, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-EIGHT THOUSAND FOUR HUNDRED THIRTY-ONE AND 71/100 DOLLARS ($68,431.71), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Carla Hunter or a tenant or tenants and said property is more commonly known as 184 Hidden Valley Dr., Alto, GA 30510. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CitiFinancial North America, Attention: Foreclosure Department, 1111 Northpoint, Suite 100 Bldg 4, Coppell, TX 75019 AND ¬877-675-3656. Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
CitiFinancial, Inc as Attorney in Fact for Carla Hunter Barry King
Morris|Hardwick|Schneider, LLC 1303 Hightower Trail Suite 315 Sandy Springs, Georgia 30350 http://foreclosure.closingsource.net BK/SP Oct/01/2010 MHS
File #: GA-91000402-10
EXHIBIT “A”
All that tract or parcel of land lying and being in Land Lot 219 of the 10th Land District of Banks County, Georgia, and being all of Lot 22 of Hidden Valley Subdivision, as shown on subdivision plat recorded in Plat Book 15, Page 143, of the Banks County Records, which plat is incorporated in Plat Book 15, Page 143, of the Banks County Records, which plat is incorporated herein by reference as part of this description.
BK/SP Oct/01/2010 MHS File #: GA-91000402-10
(OC6,13,20,27B/19698-60T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Because of a default in the payment of the indebtedness secured by a Security Deed executed by ANTHONY N. TANNER and MARTHA TANNER to WELLS FARGO BANK, N.A. dated August 19, 2008, and recorded in Deed Book 334, Page 418, Banks County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Well Fargo Bank, N.A., by Assignment securing a Note in the original principal amount of $63,960.43, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 2, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the 207th G.M. District of Banks County, Georgia, with improvements thereon containing 4.00 acres, more or less, and designated as Lot #44B-2, as shown on a plat and survey for Eugene Montgomery prepared by G. Brian Slate of Slate & Associates, Registered Surveyor, dated April 25, 2000 and recorded in the Office of the Clerk of Superior Court of Banks County, Georgia, in Plat Book 25, Page 10. Said plat, as recorded, is hereby incorporated by reference for a more detailed description of said property, subject to existing easement and rights of way for public roads and utilities now in use.
Less and Except
All that tract or parcel of land lying and being in the 207th G.M. District of Banks County, containing 2.00 acres, more or less, and designated as Lot #44B-2, as shown on a plat and survey for Eugene Montgomery prepared by G. Brian Slate of Slate & Associates, Registered Surveyor, dated July 28, 2001, and recorded in the Office of the Clerk of Superior Court of Banks County, Georgia, in Plat Book 26, Page 187. Said plat is recorded, is hereby incorporated by reference for a more detailed description of said property. Subject to existing easement and rights of way for public roads and utilities now in use.
Said property is known as 248 Ladd Drive, Commerce, GA 30530, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Anthony N. Tanner and Martha Tanner, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Anthony N. Tanner and Martha Tanner, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Well Fargo Bank, N.A. as Attorney-in-Fact for Anthony N. Tanner and Martha Tanner
File no. 10-004912
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/RS
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(OC6,13,20,27B/1323-70T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Because of a default in the payment of the indebtedness secured by a Security Deed executed by JOHN R. MCCLOUD to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated July 13, 2007, and recorded in Deed Book 309, Page 233, Banks County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA, by Assignment , securing a Note in the original principal amount of $153,500.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 2, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the 208th District, G.M., Banks County, Georgia, and being that 2.425 acres, more or less, designated as Tract No. 2 on a plat of survey prepared for Barry Kochu by Ingram, Lord & Associates, Registered Surveyor, dated September 13, 2006, recorded in Plat Book F, Page 108, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Said property is known as 1587 Hwy. 59 North, Commerce, GA 30530, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of John R. McCloud, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of John R. McCloud, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Wells Fargo Bank, NA as Attorney-in-Fact for John R. McCloud
File no. 10-010138
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100?Atlanta, GA 30341-3941
(770)220-2535/HP
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(OC6,13,20,27B/1323-60T1P)
[Full Story »] 

Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by FRANK BLALOCK to PREMIER LENDING CORPORATION, dated June 27, 2000, recorded in Deed Book 159, Page 19, Banks County, Georgia Records, as last transferred to Wells Fargo Home Mortgage, Inc. by assignment recorded in Deed Book 160, Page 78, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-EIGHT THOUSAND AND 0/100 DOLLARS ($68,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Frank Blalock or a tenant or tenants and said property is more commonly known as 167 West Coker Road, Alto, Georgia 30510. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc. as Attorney in Fact for Frank Blalock
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/klm 11/2/10 Our file no. 51566006-FT7
EXHIBIT “A”
All that tract or parcel of land lying and being in the 448th GMD of Banks County, Georgia, consisting of 0.558 acres, all as more fully shown on plat of survey for North Central Land Surveying, dated January 11, 1995, recorded in Plat Book 19, page 108, in the Office of the Clerk of the Superior Court of Banks County, Georgia, said plat being referred to an incorporated herein for a more complete description. MR/klm 11/2/10 Our file no. 51566006 - FT7
(OC6,13,20,27B/19698-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by SARA L. LONG and DONALD LONG to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated August 30, 2002, recorded in Deed Book 198, Page 520, Banks County, Georgia Records and recorded in Deed Book __, Page __, Franklin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-EIGHT THOUSAND AND 0/100 DOLLARS ($88,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Sara L. Long and aka Sara Lynn Long or a tenant or tenants and said property is more commonly known as 341 Neal Road, Commerce, Georgia 30530. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Sara L. Long and Donald Long
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ks5 11/2/10
Our file no. 53276109-FT10
EXHIBIT “A”
All that tract or parcel of land lying and being in Bushville District G.M Banks County, Georgia being Lot #1 containing 9.15 acres, more or less, as per survey for Imperial Group Ltd. by Clelland A Tyson G.R.L.S. #1515 dated January 20, 1977. A copy of said plat is recorded in Plat Book 6, Page 128 of the Banks County Superior Court records and incorporated herein and made a part hereof as fully as if set out herein.
(OC6,13,20,27B/19698-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by BONNIE F. DOWIS and RAY DOWIS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for Taylor, Bean & Whitaker Mortgage Corp., its successors and assigns dated June 9, 2006 in the amount of $144,000.00, and recorded in Deed Book 283, Page 680, Banks County, Georgia Records; as last transferred to Ocwen Loan Servicing, LLC by assignment; the undersigned, Ocwen Loan Servicing, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2010, during the legal hours of sale, at the Courthouse door in Banks County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 207th District, G.M., Banks County, Georgia, and being that 9.56 acres, more or less, as more particularly shown on a plat of survey prepared for Herman Sparks by Piedmont Surveying Company, Registered Surveyor, dated July 31, 1992, recorded in Plat Book 17, Page 248, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description. Less and Except: That 0.50 acres as more particularly described in that Warranty Deed recorded at Deed Book 202, Page 385, Banks County, Georgia Records.
which has the property address of 628 Wrights Mill Road, COMMERCE, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Bonnie F. Dowis and Ray Dowis and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Ocwen Loan Servicing, LLC Attorney in Fact for Bonnie F. Dowis and Ray Dowis
Anthony DeMarlo, Attorney/kcarr
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-18589 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(OC6,13,20,27B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JUANITA E. LOVE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for SunTrust Mortgage, Inc., dated April 5, 2006, recorded in Deed Book 279, Page 328, Banks County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 341, Page 803, Banks County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 335, Page 495, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED FIFTY-ONE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($351,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
All that tract or parcel of land containing 4.000 acres, more or less, in the 465th GMD, of Banks County, Georgia, and bounded now or formerly as follows: North by lands of John F. Rylee, Sr., East by lands of John F. Rylee, Sr., south by Carson Segars Road, and west by lands of John F. Rylee, Sr. Said tract or land being more particularly described according to a plat of survey prepared by Venable & Associates, Inc., Surveyors, on April 6, 2005, for Juanita Elise Rylee, which plat is recorded in plat book 29, page 104, of the public records of Banks County, and is by reference incorporated herein as part of this description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Juanita E. Love and Christopher S. Love or a tenant or tenants and said property is more commonly known as 1408 Carson Segars Road, Maysville, Georgia 30558. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Juanita E. Love
Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/smw 11/2/10 Our file no. 11805608-FT19
(OC6,13,20,27B/19698-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by TRACY ANN REECE and RONALD GLENN REECE to REGIONS MORTGAGE, INC., dated February 11, 1999, recorded in Deed Book 140, Page 327, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FOUR THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($124,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Banks County, Georgia within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Regions Mortgage, 1900 Charles Bryan Road AX2, Cordova, TN 38018, 800-986-2462. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Tracy Ann Reece and Ronald Glenn Reece or a tenant or tenants and said property is more commonly known as 205 Riverwood Ln., Lula, Georgia 30554. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Regions Bank dba Regions Mortgage, Inc. as Attorney in Fact for Tracy Ann Reece and Ronald Glenn Reece
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cno 11/2/10
Our file no. 51118106-FT14
EXHIBIT “A”
All that tract or parcel of land lying and being in the 912th G.M.D.of Banks County, Georgia, containing 3.37 acres, more or less, as shown on plat of survey dated December 28, 1998, as prepared by Richard H. Holcomb, R.L.S. and recorded among Banks County, Georgia Records, in Plat Book 24, page 3; said plat being incorporated herein by reference for a more full and complete description. Subject to rights of other to use that portion of the property lying within the 40’ road easement as shown on plat of survey referenced above.
(OC6,13,20,27B/19698-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JAMES EDDIE BAKER, SR. to SUNTRUST BANK, dated March 19, 2001, recorded in Deed Book 171, Page 850, Banks County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 171, Page 866, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY THOUSAND AND 0/100 DOLLARS ($140,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
All that tract or parcel of land lying and being in the GMD 912th Banks County, Georgia, consisting of 1.68 acres, more or less, and being more particularly described according to a plat of survey prepared by Max Lewallen, Registered Surveyor, dated February 19, 1987, and recorded in Plat Book 21, Page 194, Banks County, Georgia Records. Reference to said plat and the recording thereof is hereby made for a more complete description of said property. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
SunTrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is James E. Baker or a tenant or tenants and said property is more commonly known as 4341 Hwy. 51 S, Lula, Georgia 30554. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for James Eddie Baker, Sr.
Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/smw 11/2/10
Our file no. 1346907-FT19
(OC6,13,20,27B/19698-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from JEFF BERNIER to COMMUNITY BANK AND TRUST dated 06/13/2006, and recorded 06/16/2006, in Deed Book 283, Pages 423-428, Banks County, Georgia Deed Records, held by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010 and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in November, 2010 by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., as Attorney-in-Fact for Jeff Bernier the following described property:
All that tract or parcel of land lying and being in the GMD 1464, Banks County, Georgia, designed as Tract 1 (4.438 acres) as more particularly described by a boundary survey for Dale Barrett & Jan Barrett, dated May 1, 2006, prepared by Venable & Associates, Inc., Georgia Registered Land Surveyor. A copy of said survey is attached hereto as Exhibit “B”, as shown in Deed Book 283, Pages 423-428, Banks County, Georgia Deed Records.
Subject to all easements, covenants and restrictions of record.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees (notice having been given as provided by law).
The property will be sold subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is Jeff Bernier or tenant(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt.
SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-fact for Jeff Bernier.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
The Knott Firm, LLC
670 East Kytle Street
Cleveland, GA 30528
706-219-3227
(OC6,13,20,27B/19761-60T4P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson and Banks County
Because of default in the payment of the indebtedness secured by a Security Deed executed by WILLIAM MCCONNELL to WELLS FARGO BANK, N.A. dated November 10, 2006, in the amount of $481,500.00, and recorded in Deed Book 46-L, Pages 404-425, Jackson County, Georgia Records, as last transferred to Nationstar Mortgage LLC by assignment; the undersigned, Nationstar Mortgage LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
A certain tract or parcel of land in Jackson County, in the State of Georgia, described as follows: Tract One: All that tract or parcel of land lying and being in GMD 465 of Banks County, Georgia, and GMD No. 465 of Jackson County, Georgia, being 10.00 acres, more or less, as shown on recorded Plat Book E, Page 90, Banks County records, and in Plat Book 64, Page 133, Jackson County records, which is incorporated herein by reference hereto, being known as 872 Mangum Bridge Road, Maysville, Georgia 30558, according to the present numbering of houses in Banks and Jackson Counties. Tract Two: All that tract or parcel of land lying and being in GMD 465 of Banks County, Georgia, and GMD No. 465 of Jackson County, Georgia, being 12.114 acres, more or less as shown on recorded in Plat Book E, Page 90, Banks County Records, and in Plat Book 64, Page 183, Jackson County records, which is incorporated herein by reference hereto.
which has the property address of 872 Mangum Bridge Road, Maysville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of William McConnell and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Nationstar Mortgage LLC Attorney in Fact for William McConnell
Anthony DeMarlo, Attorney/kgrant
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-12343 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(OC6,13,20,27B/1325-60)

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Notice of Sale
Notice of Sale Under Power
State of Georgia,
County of Banks
Under and by virtue of the power of sale contained in a Security Deed from HAMMER’S GLEN, LLC to UNITED COMMUNITY BANK, dated June 8, 2006, recorded June 21, 2006, in Deed Book 283, Page 626, Banks County, Georgia Records, as last modified by Modification of Security Deed dated August 29, 2009, recorded in Deed Book 346, Page 88, Banks County, Georgia Records, said Security Deed being given to secure a Note from HAMMER’S GLEN, LLC, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Banks County, Georgia, within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
All that tract or parcel of land lying and being in the Town of Homer, 265 and 1210 District, G.M., Banks County, Georgia, containing 10.313 acres, more or less, as shown on a plat of survey for Butch Hanson, prepared by Barry D. Lord, GRLS #2641, dated May 9, 2006, recorded in Plat Book F, Page 62, in the Office of the Clerk of Superior Court of Banks County, Georgia. Said plat is incorporated herein and made a part hereof by reference for a more detailed description. Subject to existing easements and rights of way for public roads and utilities now in use.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is HAMMER’S GLEN, LLC or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney in Fact for HAMMER’S GLEN, LLC
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-02489
(OC6,13,20,27B/16022-50T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia,
County of Banks
Under and by virtue of the power of sale contained in a Security Deed from HAMMER’S GLEN, LLC and GLEN H. HAMMER (hereinafter collectively referred to as “Debtor”) to UNITED COMMUNITY BANK, dated September 26, 2003, recorded October 1, 2003, in Deed Book 223, Page 448, Banks County, Georgia Records, as last modified by Modification of Security Deed dated August 29, 2009, recorded in Deed Book 346, Page 91, Banks County, Georgia Records, also that certain Assignment of Leases and Rents dated September 26, 2003, recorded in Deed Book 223, Page 470, Banks County, Georgia Records, said Security Deed being given to secure a Note from HAMMER’S GLEN, LLC; with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Banks County, Georgia, within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
All that tract or parcel of land lying and being in the 1210th G.M. District, Banks County, Georgia, containing 363.03 acres, more or less, and being more particularly described in that certain Plat of Survey by Hubert Lovell, Georgia Registered Surveyor No. 1553, dated April 2, 1997 and revised May 19, 1998, recorded in the real estate records of Banks County, Georgia in Plat Book B, Page 118. By this reference said plat is hereby incorporated for a more detailed description.
LESS AND EXCEPT:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 1210th G.M. District, Banks County, Georgia, containing 0.58 acres, more or less, and being more particularly described by plat of survey prepared for Scales Development Co., LLC dated March 22, 1999, by Hubert Love1l & Associates, recorded in Plat Book C, page 14, Banks County, Georgia records, which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the Property.
LESS AND EXCEPT:
An that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 1210th G.M. District, Banks County, Georgia, containing 0.72 acres, more or less, and being more particularly described by plat of survey prepared for Scales Creek Development Co., LLC, dated March 24, 1999, by Hubert Love11 & Associates, recorded in Plat Book 24, page 33, Banks County, Georgia, records, which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
LESS AND EXCEPT:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 1210th G.M. District, Banks County, Georgia, containing one acre, more or less, and being Tracts One and Two as more particularly shown on a plat of survey prepared for Scales Creek Development Co., LLC, dated March 24, 1999, revised December 31, 2001, by Kenyon L. Miller, recorded in Plat Book 26, page 122, Banks County, Georgia, records, which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
LESS AND EXCEPT: All that tract or parcel of land lying and being in the 1210th District, G.M., Banks County, Georgia, and being designated as Lots 1-19 and Lots 21-28 on a plat of survey prepared for Hammer’s Glen “The Reserve” Subdivision by Lovell, Duvall, Miller & Associates, Inc., Registered Land Surveyor, dated December 1, 2003, recorded in Plat Book E, Page 12, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
All buildings, structures and improvements of every nature whatsoever now or hereafter situated on, under or above the land above described (the “Land”; the “Improvements”, together with the Land, collectively referred the “Property”); all easements, rights-of-way, strips and gores of land, vaults, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights, minerals, flowers, shrubs, crops, trees, timber and other emblements now or hereafter located on the Land or under or above the same or any part or parcel thereof, and all estates, rights, titles, interests, tenements, hereditaments and appurtenances, reversions and remainders whatsoever, in any way belonging, relating or appertaining to the Property or any part thereof or which hereafter shall in any way belong, relate or be appurtenant thereto, whether now owned or hereafter acquired by Debtor, all right, title and interest of Debtor in all furnishings, furniture, fixtures, machinery, apparatus, equipment, fittings, appliances, building supplies and materials, vehicles (excluding Debtor’s personal automobiles), chattels, goods, consumer goods, farm products, inventory, warranties, chattel paper, documents, accounts, general intangibles, trade names, trademarks, service marks, logos (including any names, or symbols by which the Property is known) and goodwill related thereto, and all other articles of personal property of every kind and nature whatsoever, tangible or intangible, now, heretofore or hereafter arising out of or related to the ownership of the Property, or acquired with proceeds of any loan secured by that certain Deed to Secure Debt, Assignment and Security Agreement (the “Security Deed”) made by Debtor in favor of United Community Bank and conveying an interest in the Property, or located in, on or about the Property, or used or intended to be used with or in connection with the construction, use, operation or enjoyment of the Property (said real and personal property referred to above, together with the Property, being hereinafter referred to as the “Project”); all right, title and interest of Debtor in any and all leases, rental agreements and arrangements of any sort now or hereafter affecting the Project or any portion thereof and providing for or resulting in the payment of money to Debtor for the use of the Project or any portion thereof, whether the user enjoys the Project or any portion thereof as tenant for years, invitee, licensee, tenant at sufferance or otherwise, and irrespective of whether such leases, rental agreements and arrangements, be oral or written, including those certain leases, if any, more particularly described in the Security Deed, and including any and all extensions, renewals and modifications thereof (the “Leases”) and guaranties of the performance or obligations of any tenants or lessees thereunder, together with all income, rents, issues, profits and revenues from the Leases (including all tenant security deposits and all other tenant deposits, whether held by Debtor or in a trust account, and all other deposits and escrow funds relating to any Leases), and all the estates, right, title, interest, property, possession, claim and demand whatsoever at law, as well as in equity, of Debtor of, in and to the same; all right, title and interest of Debtor in, to and under all franchise agreements, management contracts, service contracts, utility contracts, leases of equipment, documents and agreements relating to the construction of any Improvements (including any and all construction contracts, architectural contracts, engineering contracts, designs, plans, specifications, drawings, surveys, tests, reports, bonds and governmental approvals) and all other contracts, licenses and permits now or hereafter affecting the Project or any part thereof and all guaranties and warranties with respect to any of the foregoing; all right, title and interest of Debtor in any insurance policies or binders now or hereafter relating to the Project, including any unearned premiums thereon; all right, title and interest of Debtor in any and all awards, payments, proceeds and the right to receive the same, either before or after any foreclosure hereunder, as a result of any temporary or permanent injury or damage to, taking of or decrease in the value of the Project by reason of casualty, condemnation or otherwise; all right, title and interest of Debtor in all utility, escrow and all other deposits (and all letters of credit, certificates of deposit, negotiable instruments and other rights and evidence of rights to cash) now or hereafter relating to the Project or the purchase, construction, or operation thereof, all right, title and interest of Debtor in all cash funds, deposit accounts, certificates of deposit, negotiable instruments and other rights and evidence of rights to cash, now or hereafter created under or held by United Community Bank; all claims and causes of action arising from or otherwise related to any of the foregoing, and all rights and judgments related to any legal actions in connection with such claims or causes of action, and all cash (or evidences of cash or of rights to cash) or other property or rights thereto relating to such claims or causes of action; all extensions, additions, improvements, betterments, renewals and replacements, substitutions, or proceeds of any of the foregoing, and all inventory, accounts, chattel paper, documents, instruments, equipment, fixtures, farm products, consumer goods, general intangibles and other property of any nature constituting proceeds acquired with proceeds of any of the property described hereinabove.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is HAMMER’S GLEN, LLC and GLEN H. HAMMER or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney in Fact for HAMMER’S GLEN, LLC and GLEN H. HAMMER
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-02490
(OC6,13,20,27B/16022-180T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia,
County of BANKS
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by DANNY L. PATRICK to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR AME FINANCIAL CORPORATION, dated 12/18/2007, and Recorded on 01/02/2008 as Book No. 318 and Page Nos. 520-531, BANKS County, Georgia Records, as last assigned to WELLS FARGO BANK, N.A., by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $179,250.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the BANKS County Courthouse within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
All that tract or parcel of land lying and being in the City of Homer, 265th District, G.M., Banks County, Georgia, and being that 1.00 acres, more or less, designated as Lot 1, Phase 1, on a plat of survey prepared for Melvin Morris by Max Lewallen, Registered Surveyor, dated July 11, 2005, recorded in Plat Book 30, Page 29, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: WELLS FARGO BANK, N.A., 3476 STATEVIEW BLVD., Foreclosure MAC# X7801-014, FT. MILL, SC 29715, 803-396-6000. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 208 ATHENS STREET, HOMER, GEORGIA 30547 is/are: DANNY L. PATRICK or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
WELLS FARGO BANK, N.A. as Attorney in Fact for DANNY L. PATRICK.
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
20100169812291
BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
(OC6,13,20,27B/19564-70)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia,
County of BANKS
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by CHRISTOPHER JAMES MITCHELL AND JACLYN MICHELLE MITCHELL to JPMORGAN CHASE BANK, N.A., dated 04/17/2009, and Recorded on 04/30/2009 as Book No. 339 and Page Nos. 163-182, BANKS County, Georgia Records, as last assigned to CHASE HOME FINANCE, LLC, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $165,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the BANKS County Courthouse within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
All that tract or parcel of land lying and being in the 207th District, G.M., Banks County, Georgia, and being Lot 20, Block B, on a plat of survey for Hebron Place Subdivision Banks County Partners, L.L.C., prepared by Landmark Engineering Corporation, Registered Surveyor, dated December 3, 2004, recorded in Plat Book E, Page 124, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CHASE HOME FINANCE, LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-848-9136. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 1085 HEBRON ROAD, COMMERCE, GEORGIA 30530 is/are: CHRISTOPHER JAMES MITCHELL AND JACLYN MICHELLE MITCHELL or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
CHASE HOME FINANCE, LLC as Attorney in Fact for CHRISTOPHER JAMES MITCHELL AND JACLYN MICHELLE MITCHELL.
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
20100187433111
BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
(OC6,13,20,27B/19564-70T4)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by CARLA HUNTER to CITIFINANCIAL SERVICES, INC., dated May 8, 2002, recorded in Deed Book 192, Page 651, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-EIGHT THOUSAND FOUR HUNDRED THIRTY-ONE AND 71/100 DOLLARS ($68,431.71), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Carla Hunter or a tenant or tenants and said property is more commonly known as 184 Hidden Valley Dr., Alto, GA 30510. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CitiFinancial North America, Attention: Foreclosure Department, 1111 Northpoint, Suite 100 Bldg 4, Coppell, TX 75019 AND ¬877-675-3656. Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
CitiFinancial, Inc as Attorney in Fact for Carla Hunter Barry King
Morris|Hardwick|Schneider, LLC 1303 Hightower Trail Suite 315 Sandy Springs, Georgia 30350 http://foreclosure.closingsource.net BK/SP Oct/01/2010 MHS
File #: GA-91000402-10
EXHIBIT “A”
All that tract or parcel of land lying and being in Land Lot 219 of the 10th Land District of Banks County, Georgia, and being all of Lot 22 of Hidden Valley Subdivision, as shown on subdivision plat recorded in Plat Book 15, Page 143, of the Banks County Records, which plat is incorporated in Plat Book 15, Page 143, of the Banks County Records, which plat is incorporated herein by reference as part of this description.
BK/SP Oct/01/2010 MHS File #: GA-91000402-10
(OC6,13,20,27B/19698-60T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Because of a default in the payment of the indebtedness secured by a Security Deed executed by ANTHONY N. TANNER and MARTHA TANNER to WELLS FARGO BANK, N.A. dated August 19, 2008, and recorded in Deed Book 334, Page 418, Banks County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Well Fargo Bank, N.A., by Assignment securing a Note in the original principal amount of $63,960.43, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 2, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the 207th G.M. District of Banks County, Georgia, with improvements thereon containing 4.00 acres, more or less, and designated as Lot #44B-2, as shown on a plat and survey for Eugene Montgomery prepared by G. Brian Slate of Slate & Associates, Registered Surveyor, dated April 25, 2000 and recorded in the Office of the Clerk of Superior Court of Banks County, Georgia, in Plat Book 25, Page 10. Said plat, as recorded, is hereby incorporated by reference for a more detailed description of said property, subject to existing easement and rights of way for public roads and utilities now in use.
Less and Except
All that tract or parcel of land lying and being in the 207th G.M. District of Banks County, containing 2.00 acres, more or less, and designated as Lot #44B-2, as shown on a plat and survey for Eugene Montgomery prepared by G. Brian Slate of Slate & Associates, Registered Surveyor, dated July 28, 2001, and recorded in the Office of the Clerk of Superior Court of Banks County, Georgia, in Plat Book 26, Page 187. Said plat is recorded, is hereby incorporated by reference for a more detailed description of said property. Subject to existing easement and rights of way for public roads and utilities now in use.
Said property is known as 248 Ladd Drive, Commerce, GA 30530, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Anthony N. Tanner and Martha Tanner, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Anthony N. Tanner and Martha Tanner, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Well Fargo Bank, N.A. as Attorney-in-Fact for Anthony N. Tanner and Martha Tanner
File no. 10-004912
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/RS
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(OC6,13,20,27B/1323-70T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Because of a default in the payment of the indebtedness secured by a Security Deed executed by JOHN R. MCCLOUD to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated July 13, 2007, and recorded in Deed Book 309, Page 233, Banks County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA, by Assignment , securing a Note in the original principal amount of $153,500.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 2, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the 208th District, G.M., Banks County, Georgia, and being that 2.425 acres, more or less, designated as Tract No. 2 on a plat of survey prepared for Barry Kochu by Ingram, Lord & Associates, Registered Surveyor, dated September 13, 2006, recorded in Plat Book F, Page 108, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Said property is known as 1587 Hwy. 59 North, Commerce, GA 30530, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of John R. McCloud, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of John R. McCloud, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Wells Fargo Bank, NA as Attorney-in-Fact for John R. McCloud
File no. 10-010138
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100?Atlanta, GA 30341-3941
(770)220-2535/HP
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(OC6,13,20,27B/1323-60T1P)
[Full Story »] 

Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by FRANK BLALOCK to PREMIER LENDING CORPORATION, dated June 27, 2000, recorded in Deed Book 159, Page 19, Banks County, Georgia Records, as last transferred to Wells Fargo Home Mortgage, Inc. by assignment recorded in Deed Book 160, Page 78, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-EIGHT THOUSAND AND 0/100 DOLLARS ($68,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Frank Blalock or a tenant or tenants and said property is more commonly known as 167 West Coker Road, Alto, Georgia 30510. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc. as Attorney in Fact for Frank Blalock
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/klm 11/2/10 Our file no. 51566006-FT7
EXHIBIT “A”
All that tract or parcel of land lying and being in the 448th GMD of Banks County, Georgia, consisting of 0.558 acres, all as more fully shown on plat of survey for North Central Land Surveying, dated January 11, 1995, recorded in Plat Book 19, page 108, in the Office of the Clerk of the Superior Court of Banks County, Georgia, said plat being referred to an incorporated herein for a more complete description. MR/klm 11/2/10 Our file no. 51566006 - FT7
(OC6,13,20,27B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by GREG J. CANTRELL and JANICE T. CANTRELL to ___, dated August 5, 2005, recorded in Deed Book 264, Page 366, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-SEVEN THOUSAND AND 0/100 DOLLARS ($137,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Greg J. Cantrell and Janice T. Cantrell or a tenant or tenants and said property is more commonly known as 390 Cottontail Dr., Baldwin, Georgia 30511. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
__ as Attorney in Fact for Greg J. Cantrell and Janice T. Cantrell
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/axh 11/2/10
Our file no. 52754410-FT14
EXHIBIT “A”
Tax ID Number: R45E 035
Land situated in the County of Banks, State of Georgia is described as follows: All that tract or parcel of land lying and being in the 1500th G.M.D. of Banks County, Georgia, containing 3.15 acres, more or less, shown and designated as Tract 11 of Phase Two of Cotton Tail Acres on a plat of survey prepared by Max Lewailen, R.S., under date of September 26, 1989, a copy of said plat being of record in the office of the Clerk of Superior Court of Banks County, Georgia, in Plat Book 15, Page 58, to which said plat and the record thereof reference is hereby made for a more complete description. Commonly known as: 390 Cottontail Dr., Baldwin, GA 30511 MR/axh 11/2/10 Our file no. 52754410 - FT14
(OC6,13,20,27B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by SARA L. LONG and DONALD LONG to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated August 30, 2002, recorded in Deed Book 198, Page 520, Banks County, Georgia Records and recorded in Deed Book __, Page __, Franklin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-EIGHT THOUSAND AND 0/100 DOLLARS ($88,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Sara L. Long and aka Sara Lynn Long or a tenant or tenants and said property is more commonly known as 341 Neal Road, Commerce, Georgia 30530. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Sara L. Long and Donald Long
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ks5 11/2/10
Our file no. 53276109-FT10
EXHIBIT “A”
All that tract or parcel of land lying and being in Bushville District G.M Banks County, Georgia being Lot #1 containing 9.15 acres, more or less, as per survey for Imperial Group Ltd. by Clelland A Tyson G.R.L.S. #1515 dated January 20, 1977. A copy of said plat is recorded in Plat Book 6, Page 128 of the Banks County Superior Court records and incorporated herein and made a part hereof as fully as if set out herein.
(OC6,13,20,27B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by BONNIE F. DOWIS and RAY DOWIS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for Taylor, Bean & Whitaker Mortgage Corp., its successors and assigns dated June 9, 2006 in the amount of $144,000.00, and recorded in Deed Book 283, Page 680, Banks County, Georgia Records; as last transferred to Ocwen Loan Servicing, LLC by assignment; the undersigned, Ocwen Loan Servicing, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2010, during the legal hours of sale, at the Courthouse door in Banks County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 207th District, G.M., Banks County, Georgia, and being that 9.56 acres, more or less, as more particularly shown on a plat of survey prepared for Herman Sparks by Piedmont Surveying Company, Registered Surveyor, dated July 31, 1992, recorded in Plat Book 17, Page 248, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description. Less and Except: That 0.50 acres as more particularly described in that Warranty Deed recorded at Deed Book 202, Page 385, Banks County, Georgia Records.
which has the property address of 628 Wrights Mill Road, COMMERCE, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Bonnie F. Dowis and Ray Dowis and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Ocwen Loan Servicing, LLC Attorney in Fact for Bonnie F. Dowis and Ray Dowis
Anthony DeMarlo, Attorney/kcarr
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-18589 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(OC6,13,20,27B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JUANITA E. LOVE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for SunTrust Mortgage, Inc., dated April 5, 2006, recorded in Deed Book 279, Page 328, Banks County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 341, Page 803, Banks County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 335, Page 495, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED FIFTY-ONE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($351,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
All that tract or parcel of land containing 4.000 acres, more or less, in the 465th GMD, of Banks County, Georgia, and bounded now or formerly as follows: North by lands of John F. Rylee, Sr., East by lands of John F. Rylee, Sr., south by Carson Segars Road, and west by lands of John F. Rylee, Sr. Said tract or land being more particularly described according to a plat of survey prepared by Venable & Associates, Inc., Surveyors, on April 6, 2005, for Juanita Elise Rylee, which plat is recorded in plat book 29, page 104, of the public records of Banks County, and is by reference incorporated herein as part of this description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Juanita E. Love and Christopher S. Love or a tenant or tenants and said property is more commonly known as 1408 Carson Segars Road, Maysville, Georgia 30558. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Juanita E. Love
Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/smw 11/2/10 Our file no. 11805608-FT19
(OC6,13,20,27B/19698-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by TRACY ANN REECE and RONALD GLENN REECE to REGIONS MORTGAGE, INC., dated February 11, 1999, recorded in Deed Book 140, Page 327, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FOUR THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($124,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Banks County, Georgia within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Regions Mortgage, 1900 Charles Bryan Road AX2, Cordova, TN 38018, 800-986-2462. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Tracy Ann Reece and Ronald Glenn Reece or a tenant or tenants and said property is more commonly known as 205 Riverwood Ln., Lula, Georgia 30554. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Regions Bank dba Regions Mortgage, Inc. as Attorney in Fact for Tracy Ann Reece and Ronald Glenn Reece
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cno 11/2/10
Our file no. 51118106-FT14
EXHIBIT “A”
All that tract or parcel of land lying and being in the 912th G.M.D.of Banks County, Georgia, containing 3.37 acres, more or less, as shown on plat of survey dated December 28, 1998, as prepared by Richard H. Holcomb, R.L.S. and recorded among Banks County, Georgia Records, in Plat Book 24, page 3; said plat being incorporated herein by reference for a more full and complete description. Subject to rights of other to use that portion of the property lying within the 40’ road easement as shown on plat of survey referenced above.
(OC6,13,20,27B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JAMES EDDIE BAKER, SR. to SUNTRUST BANK, dated March 19, 2001, recorded in Deed Book 171, Page 850, Banks County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 171, Page 866, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY THOUSAND AND 0/100 DOLLARS ($140,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
All that tract or parcel of land lying and being in the GMD 912th Banks County, Georgia, consisting of 1.68 acres, more or less, and being more particularly described according to a plat of survey prepared by Max Lewallen, Registered Surveyor, dated February 19, 1987, and recorded in Plat Book 21, Page 194, Banks County, Georgia Records. Reference to said plat and the recording thereof is hereby made for a more complete description of said property. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
SunTrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is James E. Baker or a tenant or tenants and said property is more commonly known as 4341 Hwy. 51 S, Lula, Georgia 30554. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for James Eddie Baker, Sr.
Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/smw 11/2/10
Our file no. 1346907-FT19
(OC6,13,20,27B/19698-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from JEFF BERNIER to COMMUNITY BANK AND TRUST dated 06/13/2006, and recorded 06/16/2006, in Deed Book 283, Pages 423-428, Banks County, Georgia Deed Records, held by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010 and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in November, 2010 by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., as Attorney-in-Fact for Jeff Bernier the following described property:
All that tract or parcel of land lying and being in the GMD 1464, Banks County, Georgia, designed as Tract 1 (4.438 acres) as more particularly described by a boundary survey for Dale Barrett & Jan Barrett, dated May 1, 2006, prepared by Venable & Associates, Inc., Georgia Registered Land Surveyor. A copy of said survey is attached hereto as Exhibit “B”, as shown in Deed Book 283, Pages 423-428, Banks County, Georgia Deed Records.
Subject to all easements, covenants and restrictions of record.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees (notice having been given as provided by law).
The property will be sold subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is Jeff Bernier or tenant(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt.
SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-fact for Jeff Bernier.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
The Knott Firm, LLC
670 East Kytle Street
Cleveland, GA 30528
706-219-3227
(OC6,13,20,27B/19761-60T4P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson and Banks County
Because of default in the payment of the indebtedness secured by a Security Deed executed by WILLIAM MCCONNELL to WELLS FARGO BANK, N.A. dated November 10, 2006, in the amount of $481,500.00, and recorded in Deed Book 46-L, Pages 404-425, Jackson County, Georgia Records, as last transferred to Nationstar Mortgage LLC by assignment; the undersigned, Nationstar Mortgage LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
A certain tract or parcel of land in Jackson County, in the State of Georgia, described as follows: Tract One: All that tract or parcel of land lying and being in GMD 465 of Banks County, Georgia, and GMD No. 465 of Jackson County, Georgia, being 10.00 acres, more or less, as shown on recorded Plat Book E, Page 90, Banks County records, and in Plat Book 64, Page 133, Jackson County records, which is incorporated herein by reference hereto, being known as 872 Mangum Bridge Road, Maysville, Georgia 30558, according to the present numbering of houses in Banks and Jackson Counties. Tract Two: All that tract or parcel of land lying and being in GMD 465 of Banks County, Georgia, and GMD No. 465 of Jackson County, Georgia, being 12.114 acres, more or less as shown on recorded in Plat Book E, Page 90, Banks County Records, and in Plat Book 64, Page 183, Jackson County records, which is incorporated herein by reference hereto.
which has the property address of 872 Mangum Bridge Road, Maysville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of William McConnell and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Nationstar Mortgage LLC Attorney in Fact for William McConnell
Anthony DeMarlo, Attorney/kgrant
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-12343 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(OC6,13,20,27B/1325-60)

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Notice of Sale
Notice of Sale Under Power
State of Georgia,
County of Banks
Under and by virtue of the power of sale contained in a Security Deed from HAMMER’S GLEN, LLC to UNITED COMMUNITY BANK, dated June 8, 2006, recorded June 21, 2006, in Deed Book 283, Page 626, Banks County, Georgia Records, as last modified by Modification of Security Deed dated August 29, 2009, recorded in Deed Book 346, Page 88, Banks County, Georgia Records, said Security Deed being given to secure a Note from HAMMER’S GLEN, LLC, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Banks County, Georgia, within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
All that tract or parcel of land lying and being in the Town of Homer, 265 and 1210 District, G.M., Banks County, Georgia, containing 10.313 acres, more or less, as shown on a plat of survey for Butch Hanson, prepared by Barry D. Lord, GRLS #2641, dated May 9, 2006, recorded in Plat Book F, Page 62, in the Office of the Clerk of Superior Court of Banks County, Georgia. Said plat is incorporated herein and made a part hereof by reference for a more detailed description. Subject to existing easements and rights of way for public roads and utilities now in use.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is HAMMER’S GLEN, LLC or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney in Fact for HAMMER’S GLEN, LLC
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-02489
(OC6,13,20,27B/16022-50T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia,
County of Banks
Under and by virtue of the power of sale contained in a Security Deed from HAMMER’S GLEN, LLC and GLEN H. HAMMER (hereinafter collectively referred to as “Debtor”) to UNITED COMMUNITY BANK, dated September 26, 2003, recorded October 1, 2003, in Deed Book 223, Page 448, Banks County, Georgia Records, as last modified by Modification of Security Deed dated August 29, 2009, recorded in Deed Book 346, Page 91, Banks County, Georgia Records, also that certain Assignment of Leases and Rents dated September 26, 2003, recorded in Deed Book 223, Page 470, Banks County, Georgia Records, said Security Deed being given to secure a Note from HAMMER’S GLEN, LLC; with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Banks County, Georgia, within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
All that tract or parcel of land lying and being in the 1210th G.M. District, Banks County, Georgia, containing 363.03 acres, more or less, and being more particularly described in that certain Plat of Survey by Hubert Lovell, Georgia Registered Surveyor No. 1553, dated April 2, 1997 and revised May 19, 1998, recorded in the real estate records of Banks County, Georgia in Plat Book B, Page 118. By this reference said plat is hereby incorporated for a more detailed description.
LESS AND EXCEPT:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 1210th G.M. District, Banks County, Georgia, containing 0.58 acres, more or less, and being more particularly described by plat of survey prepared for Scales Development Co., LLC dated March 22, 1999, by Hubert Love1l & Associates, recorded in Plat Book C, page 14, Banks County, Georgia records, which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the Property.
LESS AND EXCEPT:
An that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 1210th G.M. District, Banks County, Georgia, containing 0.72 acres, more or less, and being more particularly described by plat of survey prepared for Scales Creek Development Co., LLC, dated March 24, 1999, by Hubert Love11 & Associates, recorded in Plat Book 24, page 33, Banks County, Georgia, records, which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
LESS AND EXCEPT:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 1210th G.M. District, Banks County, Georgia, containing one acre, more or less, and being Tracts One and Two as more particularly shown on a plat of survey prepared for Scales Creek Development Co., LLC, dated March 24, 1999, revised December 31, 2001, by Kenyon L. Miller, recorded in Plat Book 26, page 122, Banks County, Georgia, records, which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
LESS AND EXCEPT: All that tract or parcel of land lying and being in the 1210th District, G.M., Banks County, Georgia, and being designated as Lots 1-19 and Lots 21-28 on a plat of survey prepared for Hammer’s Glen “The Reserve” Subdivision by Lovell, Duvall, Miller & Associates, Inc., Registered Land Surveyor, dated December 1, 2003, recorded in Plat Book E, Page 12, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
All buildings, structures and improvements of every nature whatsoever now or hereafter situated on, under or above the land above described (the “Land”; the “Improvements”, together with the Land, collectively referred the “Property”); all easements, rights-of-way, strips and gores of land, vaults, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights, minerals, flowers, shrubs, crops, trees, timber and other emblements now or hereafter located on the Land or under or above the same or any part or parcel thereof, and all estates, rights, titles, interests, tenements, hereditaments and appurtenances, reversions and remainders whatsoever, in any way belonging, relating or appertaining to the Property or any part thereof or which hereafter shall in any way belong, relate or be appurtenant thereto, whether now owned or hereafter acquired by Debtor, all right, title and interest of Debtor in all furnishings, furniture, fixtures, machinery, apparatus, equipment, fittings, appliances, building supplies and materials, vehicles (excluding Debtor’s personal automobiles), chattels, goods, consumer goods, farm products, inventory, warranties, chattel paper, documents, accounts, general intangibles, trade names, trademarks, service marks, logos (including any names, or symbols by which the Property is known) and goodwill related thereto, and all other articles of personal property of every kind and nature whatsoever, tangible or intangible, now, heretofore or hereafter arising out of or related to the ownership of the Property, or acquired with proceeds of any loan secured by that certain Deed to Secure Debt, Assignment and Security Agreement (the “Security Deed”) made by Debtor in favor of United Community Bank and conveying an interest in the Property, or located in, on or about the Property, or used or intended to be used with or in connection with the construction, use, operation or enjoyment of the Property (said real and personal property referred to above, together with the Property, being hereinafter referred to as the “Project”); all right, title and interest of Debtor in any and all leases, rental agreements and arrangements of any sort now or hereafter affecting the Project or any portion thereof and providing for or resulting in the payment of money to Debtor for the use of the Project or any portion thereof, whether the user enjoys the Project or any portion thereof as tenant for years, invitee, licensee, tenant at sufferance or otherwise, and irrespective of whether such leases, rental agreements and arrangements, be oral or written, including those certain leases, if any, more particularly described in the Security Deed, and including any and all extensions, renewals and modifications thereof (the “Leases”) and guaranties of the performance or obligations of any tenants or lessees thereunder, together with all income, rents, issues, profits and revenues from the Leases (including all tenant security deposits and all other tenant deposits, whether held by Debtor or in a trust account, and all other deposits and escrow funds relating to any Leases), and all the estates, right, title, interest, property, possession, claim and demand whatsoever at law, as well as in equity, of Debtor of, in and to the same; all right, title and interest of Debtor in, to and under all franchise agreements, management contracts, service contracts, utility contracts, leases of equipment, documents and agreements relating to the construction of any Improvements (including any and all construction contracts, architectural contracts, engineering contracts, designs, plans, specifications, drawings, surveys, tests, reports, bonds and governmental approvals) and all other contracts, licenses and permits now or hereafter affecting the Project or any part thereof and all guaranties and warranties with respect to any of the foregoing; all right, title and interest of Debtor in any insurance policies or binders now or hereafter relating to the Project, including any unearned premiums thereon; all right, title and interest of Debtor in any and all awards, payments, proceeds and the right to receive the same, either before or after any foreclosure hereunder, as a result of any temporary or permanent injury or damage to, taking of or decrease in the value of the Project by reason of casualty, condemnation or otherwise; all right, title and interest of Debtor in all utility, escrow and all other deposits (and all letters of credit, certificates of deposit, negotiable instruments and other rights and evidence of rights to cash) now or hereafter relating to the Project or the purchase, construction, or operation thereof, all right, title and interest of Debtor in all cash funds, deposit accounts, certificates of deposit, negotiable instruments and other rights and evidence of rights to cash, now or hereafter created under or held by United Community Bank; all claims and causes of action arising from or otherwise related to any of the foregoing, and all rights and judgments related to any legal actions in connection with such claims or causes of action, and all cash (or evidences of cash or of rights to cash) or other property or rights thereto relating to such claims or causes of action; all extensions, additions, improvements, betterments, renewals and replacements, substitutions, or proceeds of any of the foregoing, and all inventory, accounts, chattel paper, documents, instruments, equipment, fixtures, farm products, consumer goods, general intangibles and other property of any nature constituting proceeds acquired with proceeds of any of the property described hereinabove.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is HAMMER’S GLEN, LLC and GLEN H. HAMMER or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney in Fact for HAMMER’S GLEN, LLC and GLEN H. HAMMER
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-02490
(OC6,13,20,27B/16022-180T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia,
County of BANKS
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by DANNY L. PATRICK to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR AME FINANCIAL CORPORATION, dated 12/18/2007, and Recorded on 01/02/2008 as Book No. 318 and Page Nos. 520-531, BANKS County, Georgia Records, as last assigned to WELLS FARGO BANK, N.A., by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $179,250.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the BANKS County Courthouse within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
All that tract or parcel of land lying and being in the City of Homer, 265th District, G.M., Banks County, Georgia, and being that 1.00 acres, more or less, designated as Lot 1, Phase 1, on a plat of survey prepared for Melvin Morris by Max Lewallen, Registered Surveyor, dated July 11, 2005, recorded in Plat Book 30, Page 29, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: WELLS FARGO BANK, N.A., 3476 STATEVIEW BLVD., Foreclosure MAC# X7801-014, FT. MILL, SC 29715, 803-396-6000. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 208 ATHENS STREET, HOMER, GEORGIA 30547 is/are: DANNY L. PATRICK or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
WELLS FARGO BANK, N.A. as Attorney in Fact for DANNY L. PATRICK.
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
20100169812291
BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
(OC6,13,20,27B/19564-70)

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Notice of Sale
Notice of Sale Under Power
State of Georgia,
County of BANKS
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by CHRISTOPHER JAMES MITCHELL AND JACLYN MICHELLE MITCHELL to JPMORGAN CHASE BANK, N.A., dated 04/17/2009, and Recorded on 04/30/2009 as Book No. 339 and Page Nos. 163-182, BANKS County, Georgia Records, as last assigned to CHASE HOME FINANCE, LLC, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $165,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the BANKS County Courthouse within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
All that tract or parcel of land lying and being in the 207th District, G.M., Banks County, Georgia, and being Lot 20, Block B, on a plat of survey for Hebron Place Subdivision Banks County Partners, L.L.C., prepared by Landmark Engineering Corporation, Registered Surveyor, dated December 3, 2004, recorded in Plat Book E, Page 124, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CHASE HOME FINANCE, LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-848-9136. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 1085 HEBRON ROAD, COMMERCE, GEORGIA 30530 is/are: CHRISTOPHER JAMES MITCHELL AND JACLYN MICHELLE MITCHELL or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
CHASE HOME FINANCE, LLC as Attorney in Fact for CHRISTOPHER JAMES MITCHELL AND JACLYN MICHELLE MITCHELL.
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
20100187433111
BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
(OC6,13,20,27B/19564-70T4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by CARLA HUNTER to CITIFINANCIAL SERVICES, INC., dated May 8, 2002, recorded in Deed Book 192, Page 651, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-EIGHT THOUSAND FOUR HUNDRED THIRTY-ONE AND 71/100 DOLLARS ($68,431.71), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in November, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Carla Hunter or a tenant or tenants and said property is more commonly known as 184 Hidden Valley Dr., Alto, GA 30510. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CitiFinancial North America, Attention: Foreclosure Department, 1111 Northpoint, Suite 100 Bldg 4, Coppell, TX 75019 AND ¬877-675-3656. Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
CitiFinancial, Inc as Attorney in Fact for Carla Hunter Barry King
Morris|Hardwick|Schneider, LLC 1303 Hightower Trail Suite 315 Sandy Springs, Georgia 30350 http://foreclosure.closingsource.net BK/SP Oct/01/2010 MHS
File #: GA-91000402-10
EXHIBIT “A”
All that tract or parcel of land lying and being in Land Lot 219 of the 10th Land District of Banks County, Georgia, and being all of Lot 22 of Hidden Valley Subdivision, as shown on subdivision plat recorded in Plat Book 15, Page 143, of the Banks County Records, which plat is incorporated in Plat Book 15, Page 143, of the Banks County Records, which plat is incorporated herein by reference as part of this description.
BK/SP Oct/01/2010 MHS File #: GA-91000402-10
(OC6,13,20,27B/19698-60T1P)
[Full Story »] 

Notice of Sale
Notice of Sale Under Power
State of Georgia
County of BANKS.
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by ROBERT W BONE to JPMORGAN CHASE BANK, N.A., dated 05/15/2009, and Recorded on 05/20/2009 as Book No. 340 and Page Nos. 120-138, BANKS County, Georgia records, as last assigned to CHASE HOME FINANCE, LLC, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $135,500.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the BANKS County Courthouse within the legal hours of sale on the first Tuesday in October, 2010, the following described property:
All that tract or parcel of land lying and being in the 207th District, G.M., Banks County, Georgia, and being that 1.018 acres, more or less, designated as Lot 7, Block B, on a plat of survey for Hebron Place Subdivision, prepared by Landmark Engineering Corporation, Registered Surveyor, dated September 14, 2006, recorded in Plat G, at Page 49, in the Office of the Clerk of Superior Court of Banks County, Georgia, and incorporated herein and made a part hereof by reference for a more detailed description.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CHASE HOME FINANCE, LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-848-9136. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 141 MEADOW CREEK COURT, COMMERCE, GEORGIA 30530 is/are: ROBERT W BONE or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
CHASE HOME FINANCE, LLC as Attorney in Fact for ROBERT W BONE.
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
20100187432507
BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
(SE8,15,22,29B/19564-70T4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Pursuant to the Power of Sale contained in a Security Deed given by KENNETH D. TEETS to WELLS FARGO BANK, NA dated 1/4/2006 and recorded in Deed Book 274, Page 181, Banks County, Georgia Records; as last transferred to Wells Fargo Bank, NA by Assignment filed for record in Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of $68,820.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in October, 2010 (October 5, 2010), the following described property:
All that tract or parcel of land lying and being in the 465th District, G.M., Banks County, Georgia, and being that 1.03 acres, more or less, designated as Lot 8, Unit One, River Run Estates Subdivision, as more particularly shown on a plat of survey prepared for H. G. Harris by Russell Bartlett, Registered Surveyor, dated November 9, 1987, recorded at Plat Book 13, Page 99, in the office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Together with an improvements and immovable fixture permanently attached thereto, a 1997 Cavalier Mobile Home, Vin 25327AB.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property is commonly known as 284 Water Plant Road, Commerce GA 30529 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Kenneth D. Teets and Kelly S. Cronic or tenant or tenants.
Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.
Wells Fargo Bank, NA as agent and Attorney in Fact for Kenneth D. Teets
Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.
THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(SE8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power in Deed to Secure Debt
State of Georgia
County of Banks
By virtue of the Power of Sale contained in a Security Deed given by Charles E. Davenport and KIMBERLY D. WINGFIELD to AMERICAN FARM PROPERTIES, INC., dated March 17, 1995, and recorded in Deed Book 104, Page 132, Banks County, Georgia Records, in the original principal amount of TWENTY-FIVE THOUSAND EIGHT HUNDGRED AND NO/100 DOLLARS ($25,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in October, 2010, the following described property:
All that tract or parcel of land, lying and being in the 208th District, G.M., Banks County, Georgia, and being known as Farm #6, in the Spring Lake Farms Subdivision as shown on a plat recorded in Plat Book 13, Page 81, in the Office of the Clerk of Banks County Superior Court, to which reference is made for a more complete description and containing 7.41 acres.
Said property is commonly known as 1570 GA Hwy. 164, Commerce, Georgia 30530.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events, default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Charles E. Davenport and Kimberly D. Wingfield or a tenant or tenants.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Beverly Cooper at Hurdle Realty, Hurdle & Burch Building, 104-A East College Avenue, Post Office Box 788, Holly Springs, MS, 38635, (662) 252-4592, is the person who has full authority to negotiate, amend and modify all terms of the mortgage with the Debtor.
AMERICAN FARM PROPERTIES, INC. AS ATTORNEY-IN-FACT FOR CHARLES E. DAVENPORT and
KIMBERLY D. WINGFILED
Wanda L. Barnett & Associates, P.C.
88 Washington Street
P. O. Box 99
Jefferson, Georgia 30549
(706) 367-8030
(SE8,15,22,29B/783-60)

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Notice of Sale
Advertisement of Sale Under Power of Sale
in Deed to Secure Debt
State of Georgia
Counties of
Banks and Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt (hereinafter known as the (Security Deed() from GREG SHORE to NORTHEAST GEORGIA BANK (f/k/a Freedom Bank of Georgia), dated September 6, 2007 and recorded on September 7, 2007, in Deed Book 312, Pages 107-109, Banks County, Georgia records and recorded on September 19, 2007 in Deed Book 50D, Pages 309-311, Jackson County, Georgia Records. These Security Deeds secure a Note dated September 6, 2007, in the original principal amount of $215,000.00, plus interest; there will be sold by the undersigned at public outcry to the highest and best bidder for cash before the Courthouse door at Banks County, Georgia, within the legal hours of sale on the first Tuesday in October, 2010 the following described property and improvements, if any; to-wit:
LEGAL DESCRIPTION
All that tract or parcel of land lying and being in the 207th District, G.M., Banks County, Georgia, and the 255th District, G.M., Jackson County, Georgia, and being that 9.08 acres, more or less, designated as Tract 4, on a plat of survey prepared for the Estate of Gilbert Lord by Clelland A. Tyson, Registered Surveyor, dated February 25, 1981, recorded in Plat Book 8, Page 179, in the Office of the Clerk of the Superior Court of Banks County, Georgia, and recorded in Plat Book 17, Page 210, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, and incorporated herein and made a part hereof by reference for a more detailed description.
LESS AND EXCEPT:
All that tract or parcel of land lying and being in the 207th District, G.M., Banks County, Georgia, and the 255 District, G.M., Jackson County, Georgia, and being that 3.81 acres, more or less, designated as Tract No. 4A; and that 4.24 acres, more or less, designated as Tract No. 4B, on a plat of survey prepared for Gene Shore by Slate & Assoc., Inc., Registered Surveyor, dated February 20, 2004, recorded in Plat Book 28, Page 101, in the Office of the Clerk of the Superior Court of Banks County, Georgia, and recorded in Plat Book 65, Page 169, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, and incorporated herein and made a party hereof by reference for a more detailed description.
The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney(s fees. (Notice of intent to collect attorneys fees having been given.)
Said property will be sold as the property of Greg Shore and subject to the outstanding ad valorem taxes and/or assignments if any, and further subject to the outstanding balances of all liens superior to the Security Deed, if any.
To the best knowledge and belief of the undersigned, equitable title to said property is now held by Greg Shore.
THIS PROPERTY IS LOCATED IN BANKS COUNTY AND JACKSON COUNTY, THE SALE OF THE PROPERTY PURSUANT TO THIS ADVERTISEMENT SHALL TAKE PLACE BEFORE THE COURTHOUSE DOORS IN BANKS COUNTY, GEORGIA ON THE FIRST TUESDAY IN OCTOBER, 2010.
NORTHEAST GEORGIA BANK (f/k/a Freedom Bank of Georgia)
By: ___ As Attorney-in-fact for: Greg Shore
Marc S. Kaufman
VANDIVER & KAUFMAN, LLC
Attorneys at Law
5330 Vickery Street
Post Office Box 10
Lavonia, Georgia 30553
(706) 356-2323 office
(706) 356-3427 fax
(SE8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from RUSSELL PROPERTY MANAGEMENT, LLC. a Georgia Limited Liability Company to COMMUNITY BANK AND TRUST dated 09/27/2005, and recorded 09/29/2005, in Deed Book 267, Pages 29-34, Banks County, Georgia Deed Records, held by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010, and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in October, 2010 by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., as Attorney-in-Fact for Russell Property Management, LLC., a Georgia Limited Liability Company, the following described property:
ALL THAT TRACT OR PARCEL OF LAND lying and being in the 465th District, G.M., Banks County, Georgia, designated as Lot 8, encompassing 1.59 acres, more or less, as shown on a plat of survey entitled “Survey For Sabrina K. Brady”, prepared by Slate & Associates, Inc., certified by G. Brian Slate, Georgia Registered Land Surveyor No. 2629, dated January 15, 1998, and being of record in the Office of the Clerk of Superior Court for Banks County, Georgia, in Plat Book 22, Page 146, which plat and the recording thereof are by reference incorporated herein for a more complete and detailed description, the Grantor/Borrower represents, covenants and agrees that the Mobile Home located on the land is to remain on the land and has been permanently affixed to the land described herein so as to become a part of the real property.
Also conveyed herewith is a 1996 Peachstate Mobile Home, VIN# PSHGA19225A and PSHGA19225B.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees (notice having been given as provided by law).
The property will be sold subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is Russell Property Management, LLC. or tenant(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt.
SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-fact for Russell Property Management, LLC., a Georgia Limited Liability Company.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
The Knott Firm, LLC
670 East Kytle Street
Cleveland, GA 30528
706-219-3227
File # F10-202
(SE8,15,22,29B/19761-70T4P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from MISTY MCDUFFIE to COMMUNITY BANK AND TRUST dated 07/21/2008, and recorded 07/21/2008, in Deed Book 328, Pages 770-772, Banks County, Georgia Deed Records, held by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010, and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in October, 2010 by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., as Attorney-in-Fact for Misty McDuffie the following described property:
All that tract or parcel of land lying and being in the 207th District G.M., Banks County, Georgia, and being that 0.93 acres more or less, designated as Lot 4, on a Plat of Survey prepared for Eugene Montgomery by Max Lewallen, Registered Surveyor, dated November 18, 1983, recorded in Plat Book 10, Page 118, in the office of the Clerk of Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
LESS AND EXCEPT: A fifteen foot (15 ft.) strip of land described and conveyed by Warranty Deed dated July 8, 1986 to Banks County as recorded in Deed Book 39, Page 640. Said tract being for a county road. Restrictive Covenant: No commercial animal or junk cars shall be placed upon the property.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees (notice having been given as provided by law).
The property will be sold subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is Misty McDuffie or tenant(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt.
SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-fact for Misty McDuffie.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
The Knott Firm, LLC
670 East Kytle Street
Cleveland, GA 30528
706-219-3227
File # 10-230
(SE8,15,22,29B/19761-60T4P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from LEN B. DALTON, JR. to COMMUNITY BANK AND TRUST dated 06/18/2007, and recorded 07/26/2007, in Deed Book 309, Pages 567-569, Banks County, Georgia Deed Records, held by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010 and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in October, 2010, by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., as Attorney-in-Fact for Len B. Dalton, Jr. the following described property:
All that tract or parcel of land lying and being in the 1580 G.M.D. of Banks County, Georgia, containing 35.0 acres, more or less, as shown on a plat of survey for Len Dalton as prepared by Lovell, Duvall, Miller & Associates, Inc., dated September 26, 2006, revised October 26, 2006, and being recorded among Banks County, Georgia Records in Plat Book F, Page 119, said plat being incorporated herein by reference for a more full and complete description.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees (notice having been given as provided by law).
The property will be sold subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is Len B. Dalton, Jr. or tenant(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt.
SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-fact for Len B. Dalton, Jr.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
The Knott Firm, LLC
670 East Kytle Street
Cleveland, GA 30528
706-219-3227
File # 10-235
(SE8,15,22,29B/19761-60T4P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt with Power of Sale from KIMBERLY DAWN MCELREATH & MISTY DAWN MCDUFFIE to COMMUNITY BANK AND TRUST dated 04/25/2007, and recorded 05/01/2007, in Deed Book 304, Pages 356-358, Banks County, Georgia Deed Records, as modified by that Renewal Loan Agreement recorded 04/20/2009 in Deed Book 338, Page 813, Banks County, Georgia Deed Records, held by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010 and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in October, 2010 by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., as Attorney-in-Fact for Kimberly Dawn McElreath & Misty Dawn McDuffie the following described property:
All that tract or parcel of land lying and being in the 207th District, G.M., Banks County, Georgia, being Lot 15 of Athena’s Way more particularly described and delineated according to a plat and survey prepared by Ingram Lord and Associates, certified by Barry D. Lord, Georgia Registered Land Surveyor, dated August 24, 2005 and recorded in Plat Book F, Page 18, in the office of the Clerk of Superior Court Banks County, Georgia records, which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees (notice having been given as provided by law).
The property will be sold subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is Kimberly Dawn McElreath & Misty Dawn McDuffie or tenant(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt.
SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-fact for Kimberly Dawn McElreath & Misty Dawn McDuffie.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
The Knott Firm, LLC
670 East Kytle Street
Cleveland, GA 30528
706-219-3227
Ad # F10-213
(SE8,15,22,29B/19761-60T4P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from RUSSELL PROPERTY MANAGEMENT, LLC., a Georgia Limited Liability Company to COMMUNITY BANK AND TRUST dated 12/16/2005, and recorded 12/28/2005, in Deed Book 273, Pages 226-231, Banks County, Georgia Deed records, held by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010 and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in October, 2010, by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., as Attorney-in-Fact for Russell Property Management, LLC., a Georgia Limited Liability Company the following described property:
ALL THAT TRACT OR PARCEL OF LAND situate, lying and being in the 465th GMD, of Banks County, Georgia, being Lot 12, River Run Estates, Unit Two, as per plat recorded in Plat Book 13, Page 98, records of Banks County, Georgia, which plat is incorporated herein by reference.
Also conveyed herewith is a 2000 Sweetwater Mobile Home, Manufacturers ID #SHGA5648A and #SHGA5648B.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees (notice having been given as provided by law).
The property will be sold subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is Russell Property Management, LLC. or tenant(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt.
SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-fact for Russell Property Management, LLC., a Georgia Limited Liability Company.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
The Knott Firm, LLC
670 East Kytle Street
Cleveland, GA 30528
706-219-3227
File # F10-203
(SE8,15,22,29B/19761-60T4P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
By virtue of a Power of Sale contained in that certain Security Deed from TERRY THOMAS to REGIONS BANK, dated July 9, 2009, recorded July 27, 2009, in Deed Book 343, Page 350, Banks County, Georgia Records, said Security Deed having been given to secure a Note of even date in the principal amount of ONE HUNDRED FOUR THOUSAND FIVE HUNDRED SIXTY-EIGHT DOLLARS AND SEVENTY-FIVE CENTS ($104,568.75), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in October 2010, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land lying and being in the 1580th G.M.D. of Banks County, Georgia, and being designated as Tract 6, containing 4.81 acres, more or less, and Tract 7, containing 1.0 acre, more or less, as shown on plat of survey prepared by Max Lewallen, RLS, dated October 21, 1987 and recorded among Banks County, Georgia Records in Plat Book 13, Page 57, said plat being incorporated herein by reference for a more full and complete description. Also conveyed are non-exclusive perpetual rights of ingress and egress over and across Tract 8 known as Burma Road, being more fully shown on plat of survey above mentioned. The purpose of this easement is to grant access to the above-described property from U.S. Highway 441.
Said property being known as 235 Burma Road, Alto, GA 30510 according to the present numbering system in Banks County.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed.
To the best of the knowledge and belief of the undersigned, the party in possession of the property is Terry Thomas or tenant(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, Regions Bank as Attorney in Fact for Terry Thomas.
Contact: The Geheren Firm, P.C., 1535 Mount Vernon Road, Atlanta, GA 30338 TEL (678) 587-9500.
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(SE8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of BANKS
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by KYLE A. UNBEHANT AND RACHEL L. WECKESSER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR HOMESTAR FINANCIAL CORPORATION, dated 04/26/2007, and Recorded on 05/14/2007 as Book No. 305 and Page Nos. 246-263, BANKS County, Georgia Records, as last assigned to CHASE HOME FINANCE, LLC, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $123,525.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the BANKS County Courthouse within the legal hours of sale on the first Tuesday in October, 2010, the following described property:
All that tract or parcel of land lying and being in Hollingsworth District, G.M., Banks County, Georgia, and being shown and designated as Lot 12, containing 0.73 acres, more or less, as shown on plat of survey prepared for L & M Development by Holcomb Surveying, Inc., RLS, dated November 6, 2005, and recorded among Banks County, Georgia Records, in Plat Book 30, Page 27, said plat being incorporated herein by reference for a more full and complete description.
Subject to an easement for ingress and egress via the course of a gravel drive over and across Lot 12 leading to and from Moss Mill Road, a county road, as shown on plat of survey recorded among Banks County, Georgia Records in Plat Book 30, Page 28.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CHASE HOME FINANCE, LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-848-9136. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 693 MOSS MILL ROAD, BALDWIN, GEORGIA 30511 is/are: KYLE A. UNBEHANT and RACHEL L. WECKESSER or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
CHASE HOME FINANCE, LLC as Attorney in Fact for KYLE A UNBEHANT AND RACHEL L WECKESSER.
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
20100187432538
BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
(SE8,15,22,29B/19564-70T4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
By virtue of a Power of Sale contained in that certain Security Deed from MATTHEW EUGENE GOSNELL and KATHERINE D. GOSNELL to REGIONS BANK, dated February 23, 2004, recorded March 3, 2004, in Deed Book 232, Page 28, Banks County, Georgia Records, said Security Deed having been given to secure a Note of even date in the principal amount of FORTY-TWO THOUSAND EIGHT HUNDRED SEVENTY DOLLARS AND EIGHTY-TWO CENTS ($42,870.82), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in October 2010, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land containing 34.91 acres, more or less, lying and being in the 265th District, G.M., of Banks County, Georgia, and more fully described as follows:
Beginning at a point on the Hudson River at the mouth of a creek entering said river from the Clark Property thence along the center line of the river generally as follows: north 61 degrees 24 minutes east 45.40 feet, and north 45 degrees 30 minutes east 177.5 feet and south 52 degrees 37 minutes east 130.5 feet and north 49 degrees 24 minutes east 91.7 feet and north 01 degrees 03 minutes west 156.9 feet and north 83 degrees 05 minutes east 78.7 feet and south 43 degrees 30 minutes east 252.7 feet and south 09 degrees 07 minutes east 318.3 feet and south 26 degrees 41 minutes east 164.4 and south 48 degrees 11 minutes east 104.37 feet; thence leaving the river south 23 degrees 35 minutes 28 seconds west 767.87 feet to an iron pin; thence north 69 degrees 37 minutes 32 seconds west 1825.7 feet; thence along line of Baines Property north 34 degrees 9 minutes east 457.07 feet; thence north 83 degrees 29 minutes east 977.5 feet to the beginning corner.
Together with right of access over existing field or Woods Road from County Road which leads to Highway 98, being same property shown in warranty deed from J.M. McCurry to Thomas Edward Ayers, dated June 30, 1982, recorded in the public records of Banks County in Deed Book 26, Page 416.
Less and Except:
All that tract or parcel of land lying and being in the 265th District, G.M., Banks County, Georgia, and being that 10.078 acres, more or less, as more particularly shown on a plat of survey prepared for Ned D. Sims and Yari D. Sims by Savage and Associates, Registered Surveyor, dated December 13, 2002, recorded in Plat Book 27, Page 164, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Also: 20 foot ingress-egress easement as more particularly shown on plat of survey referenced herein above.
Less and Except:
All that tract or parcel of land, containing 5.06 acres, more or less, in the 265th GMD, of Banks County, Georgia, and bounded now or formerly as follows: North by the Hudson River; east by Hudson River and lands of Matthew Gosnell; south by lands of Matthew Gosnell; and west by lands of Matthew Gosnell. Said tract of land being more particularly described according to a plat of survey prepared by David L. Ringo, Surveyor, on May 24, 2002, for Jonathon Gosnell, which plat is recorded in Plat Book 27, Page 61 of the public records of Banks County, and is by reference incorporated herein as part of this description.
Said property being known as 304 Marion Cape Drive, Homer, GA 30547 according to the present numbering system in Banks County.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed.
To the best of the knowledge and belief of the undersigned, the party in possession of the property is Matthew Eugene Gosnell or tenant(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, Regions Bank as Attorney in Fact for Matthew Eugene Gosnell and Katherine D. Gosnell.
Contact: The Geheren Firm, P.C., 1535 Mount Vernon Road, Atlanta, GA 30338 TEL (678) 587-9500.
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(SE8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS IS AN ATTEMPT TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by STANLEY C. MISSLER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Nominee for Delta Funding Corp., dated February 18, 2005, recorded in Deed Book 254, Page 82, Banks County, Georgia records, as last transferred to HSBC BANK USA, N.A., AS INDENTURE TRUSTEE FOR THE REGISTERED HOLDERS OF THE RENAISSANCE HOME EQUITY LOAN ASSET-BACKED CERTIFICATES, SERIES 2005-1 by assignment recorded or to be recorded, Banks County, Georgia records conveying the after-described property to secure a Note in the original principal amount of SENENTY-ONE THOUSAND TWO HUNDRED FIFTY AND NO/100 DOLLARS ($71,250.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in October 2010 the following described property:
All that tract or parcel of land, together with all improvements thereon, lying and being in the 207th District, G.M., Banks County, Georgia, and being that 6.55 acres, more or less, as more particularly shown on a plat of survey prepared for Keith Whitfield by James M. Paul, Registered Surveyor, dated May 6, 1999, recorded in Plat Book 25, Page 86, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Subject to restrictions of record, if any and existing easements and rights of way for public roads and utilities now in use.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.  The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, Attention Home Retention Department, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409, 877-596-8580.  Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Stanley C. Missler or a tenant or tenants and said property is more commonly known as 1523 Lord Rd., Commerce, GA 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
HSBC BANK USA, N.A., AS INDENTURE TRUSTEE FOR THE REGISTERED HOLDERS OF THE RENAISSANCE HOME EQUITY LOAN ASSET-BACKED CERTIFICATES, SERIES 2005-1 as Attorney in Fact for Stanley C. Missler
Weissman, Nowack, Curry & Wilco, PC
Attn: Ocwen Team
One Alliance Center
3500 Lenox Road
Atlanta, GA 30326
/MK 08/19/2010
Our File# 000958
(SE8,15,22,29B/19109-70T4P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by ARTHUR GREEN to BAYROCK MORTGAGE CORPORATION dated March 30, 2005 in the amount of $205,200.00, and recorded in Deed Book 256, Page 410, Banks County, Georgia Records; as last transferred to Bank of America, National Association as successor by merger to LaSalle Bank National Association, as trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-HE8 by assignment; the undersigned, Bank of America, National Association as successor by merger to LaSalle Bank National Association, as trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-HE8 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in October, 2010 , during the legal hours of sale, at the Courthouse door in Banks County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that lot, tract, or parcel of land together with improvements thereon, lying and being in GMD 265 of Banks County, Georgia, and being 8 acres, more or less, on Ervin Chambers Road as shown on that plat of survey recorded in Plat Book B, Page 148 of the Banks County, Georgia Plat Records, and which plat is hereby incorporated by reference for a more complete description of said property. This is the same property conveyed by Quit Claim Deed to Sybil Powell Tarpley dated November 21, 1997, and recorded in Deed Book 122, Page 618 of the Banks County, Georgia Deed Records.
Said property is conveyed subject to all easements, covenants and restrictions of record, if any.
which has the property address of 1189 Ervin Chambers Road, Homer, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Arthur Green and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Bank of America, National Association as successor by merger to LaSalle Bank National Association, as trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-HE8 Attorney in Fact for Arthur Green
Anthony DeMarlo, Attorney/efisher
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 07-12294 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(SE8,15,22,29B/1325-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by TIMOTHY EERENBERG to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC as nominee for SunTrust Mortgage, Inc, dated April 6, 2005, recorded in Deed Book 256, Page 609, Banks County, Georgia Records, as last transferred to SunTrust Mortgage, Inc by assignment recorded in Deed Book 350, Page 768, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-SIX THOUSAND NINE HUNDRED EIGHT AND 0/100 DOLLARS ($126,908.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia within the legal hours of sale on the first Tuesday in October, 2010, the following described property:
All that tract or parcel of land lying and being Tract I in the Township of Lula (formerly Belton), Poplar Springs Militia District, Banks County, Georgia, and comprising 0.58 acres as shown on a plat of survey for Brenda Stephens by Patton-Patton, Inc., Registered Land Surveyors, dated August 12, 1998, recorded on Plat Slide 23, Page 79, Banks County, Georgia Plat records. Reference to said plat and the record thereof is hereby made for a more complete description of said property.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Timothy Eerenberg or a tenant or tenants and said property is more commonly known as 270 Railroad Avenue, Lula, Georgia 30554. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc as Attorney in Fact for Timothy Eerenberg
Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com
(SE8,15,22,29B/19698-60T1P)
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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of BANKS.
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by ROBERT W BONE to JPMORGAN CHASE BANK, N.A., dated 05/15/2009, and Recorded on 05/20/2009 as Book No. 340 and Page Nos. 120-138, BANKS County, Georgia records, as last assigned to CHASE HOME FINANCE, LLC, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $135,500.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the BANKS County Courthouse within the legal hours of sale on the first Tuesday in October, 2010, the following described property:
All that tract or parcel of land lying and being in the 207th District, G.M., Banks County, Georgia, and being that 1.018 acres, more or less, designated as Lot 7, Block B, on a plat of survey for Hebron Place Subdivision, prepared by Landmark Engineering Corporation, Registered Surveyor, dated September 14, 2006, recorded in Plat G, at Page 49, in the Office of the Clerk of Superior Court of Banks County, Georgia, and incorporated herein and made a part hereof by reference for a more detailed description.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CHASE HOME FINANCE, LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-848-9136. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 141 MEADOW CREEK COURT, COMMERCE, GEORGIA 30530 is/are: ROBERT W BONE or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
CHASE HOME FINANCE, LLC as Attorney in Fact for ROBERT W BONE.
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
20100187432507
BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
(SE8,15,22,29B/19564-70T4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Pursuant to the Power of Sale contained in a Security Deed given by KENNETH D. TEETS to WELLS FARGO BANK, NA dated 1/4/2006 and recorded in Deed Book 274, Page 181, Banks County, Georgia Records; as last transferred to Wells Fargo Bank, NA by Assignment filed for record in Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of $68,820.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in October, 2010 (October 5, 2010), the following described property:
All that tract or parcel of land lying and being in the 465th District, G.M., Banks County, Georgia, and being that 1.03 acres, more or less, designated as Lot 8, Unit One, River Run Estates Subdivision, as more particularly shown on a plat of survey prepared for H. G. Harris by Russell Bartlett, Registered Surveyor, dated November 9, 1987, recorded at Plat Book 13, Page 99, in the office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Together with an improvements and immovable fixture permanently attached thereto, a 1997 Cavalier Mobile Home, Vin 25327AB.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property is commonly known as 284 Water Plant Road, Commerce GA 30529 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Kenneth D. Teets and Kelly S. Cronic or tenant or tenants.
Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.
Wells Fargo Bank, NA as agent and Attorney in Fact for Kenneth D. Teets
Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.
THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(SE8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power in Deed to Secure Debt
State of Georgia
County of Banks
By virtue of the Power of Sale contained in a Security Deed given by Charles E. Davenport and KIMBERLY D. WINGFIELD to AMERICAN FARM PROPERTIES, INC., dated March 17, 1995, and recorded in Deed Book 104, Page 132, Banks County, Georgia Records, in the original principal amount of TWENTY-FIVE THOUSAND EIGHT HUNDGRED AND NO/100 DOLLARS ($25,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in October, 2010, the following described property:
All that tract or parcel of land, lying and being in the 208th District, G.M., Banks County, Georgia, and being known as Farm #6, in the Spring Lake Farms Subdivision as shown on a plat recorded in Plat Book 13, Page 81, in the Office of the Clerk of Banks County Superior Court, to which reference is made for a more complete description and containing 7.41 acres.
Said property is commonly known as 1570 GA Hwy. 164, Commerce, Georgia 30530.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events, default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Charles E. Davenport and Kimberly D. Wingfield or a tenant or tenants.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Beverly Cooper at Hurdle Realty, Hurdle & Burch Building, 104-A East College Avenue, Post Office Box 788, Holly Springs, MS, 38635, (662) 252-4592, is the person who has full authority to negotiate, amend and modify all terms of the mortgage with the Debtor.
AMERICAN FARM PROPERTIES, INC. AS ATTORNEY-IN-FACT FOR CHARLES E. DAVENPORT and
KIMBERLY D. WINGFILED
Wanda L. Barnett & Associates, P.C.
88 Washington Street
P. O. Box 99
Jefferson, Georgia 30549
(706) 367-8030
(SE8,15,22,29B/783-60)

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Notice of Sale
Advertisement of Sale Under Power of Sale
in Deed to Secure Debt
State of Georgia
Counties of
Banks and Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt (hereinafter known as the (Security Deed() from GREG SHORE to NORTHEAST GEORGIA BANK (f/k/a Freedom Bank of Georgia), dated September 6, 2007 and recorded on September 7, 2007, in Deed Book 312, Pages 107-109, Banks County, Georgia records and recorded on September 19, 2007 in Deed Book 50D, Pages 309-311, Jackson County, Georgia Records. These Security Deeds secure a Note dated September 6, 2007, in the original principal amount of $215,000.00, plus interest; there will be sold by the undersigned at public outcry to the highest and best bidder for cash before the Courthouse door at Banks County, Georgia, within the legal hours of sale on the first Tuesday in October, 2010 the following described property and improvements, if any; to-wit:
LEGAL DESCRIPTION
All that tract or parcel of land lying and being in the 207th District, G.M., Banks County, Georgia, and the 255th District, G.M., Jackson County, Georgia, and being that 9.08 acres, more or less, designated as Tract 4, on a plat of survey prepared for the Estate of Gilbert Lord by Clelland A. Tyson, Registered Surveyor, dated February 25, 1981, recorded in Plat Book 8, Page 179, in the Office of the Clerk of the Superior Court of Banks County, Georgia, and recorded in Plat Book 17, Page 210, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, and incorporated herein and made a part hereof by reference for a more detailed description.
LESS AND EXCEPT:
All that tract or parcel of land lying and being in the 207th District, G.M., Banks County, Georgia, and the 255 District, G.M., Jackson County, Georgia, and being that 3.81 acres, more or less, designated as Tract No. 4A; and that 4.24 acres, more or less, designated as Tract No. 4B, on a plat of survey prepared for Gene Shore by Slate & Assoc., Inc., Registered Surveyor, dated February 20, 2004, recorded in Plat Book 28, Page 101, in the Office of the Clerk of the Superior Court of Banks County, Georgia, and recorded in Plat Book 65, Page 169, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, and incorporated herein and made a party hereof by reference for a more detailed description.
The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney(s fees. (Notice of intent to collect attorneys fees having been given.)
Said property will be sold as the property of Greg Shore and subject to the outstanding ad valorem taxes and/or assignments if any, and further subject to the outstanding balances of all liens superior to the Security Deed, if any.
To the best knowledge and belief of the undersigned, equitable title to said property is now held by Greg Shore.
THIS PROPERTY IS LOCATED IN BANKS COUNTY AND JACKSON COUNTY, THE SALE OF THE PROPERTY PURSUANT TO THIS ADVERTISEMENT SHALL TAKE PLACE BEFORE THE COURTHOUSE DOORS IN BANKS COUNTY, GEORGIA ON THE FIRST TUESDAY IN OCTOBER, 2010.
NORTHEAST GEORGIA BANK (f/k/a Freedom Bank of Georgia)
By: ___ As Attorney-in-fact for: Greg Shore
Marc S. Kaufman
VANDIVER & KAUFMAN, LLC
Attorneys at Law
5330 Vickery Street
Post Office Box 10
Lavonia, Georgia 30553
(706) 356-2323 office
(706) 356-3427 fax
(SE8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from RUSSELL PROPERTY MANAGEMENT, LLC. a Georgia Limited Liability Company to COMMUNITY BANK AND TRUST dated 09/27/2005, and recorded 09/29/2005, in Deed Book 267, Pages 29-34, Banks County, Georgia Deed Records, held by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010, and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in October, 2010 by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., as Attorney-in-Fact for Russell Property Management, LLC., a Georgia Limited Liability Company, the following described property:
ALL THAT TRACT OR PARCEL OF LAND lying and being in the 465th District, G.M., Banks County, Georgia, designated as Lot 8, encompassing 1.59 acres, more or less, as shown on a plat of survey entitled “Survey For Sabrina K. Brady”, prepared by Slate & Associates, Inc., certified by G. Brian Slate, Georgia Registered Land Surveyor No. 2629, dated January 15, 1998, and being of record in the Office of the Clerk of Superior Court for Banks County, Georgia, in Plat Book 22, Page 146, which plat and the recording thereof are by reference incorporated herein for a more complete and detailed description, the Grantor/Borrower represents, covenants and agrees that the Mobile Home located on the land is to remain on the land and has been permanently affixed to the land described herein so as to become a part of the real property.
Also conveyed herewith is a 1996 Peachstate Mobile Home, VIN# PSHGA19225A and PSHGA19225B.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees (notice having been given as provided by law).
The property will be sold subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is Russell Property Management, LLC. or tenant(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt.
SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-fact for Russell Property Management, LLC., a Georgia Limited Liability Company.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
The Knott Firm, LLC
670 East Kytle Street
Cleveland, GA 30528
706-219-3227
File # F10-202
(SE8,15,22,29B/19761-70T4P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from MISTY MCDUFFIE to COMMUNITY BANK AND TRUST dated 07/21/2008, and recorded 07/21/2008, in Deed Book 328, Pages 770-772, Banks County, Georgia Deed Records, held by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010, and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in October, 2010 by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., as Attorney-in-Fact for Misty McDuffie the following described property:
All that tract or parcel of land lying and being in the 207th District G.M., Banks County, Georgia, and being that 0.93 acres more or less, designated as Lot 4, on a Plat of Survey prepared for Eugene Montgomery by Max Lewallen, Registered Surveyor, dated November 18, 1983, recorded in Plat Book 10, Page 118, in the office of the Clerk of Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
LESS AND EXCEPT: A fifteen foot (15 ft.) strip of land described and conveyed by Warranty Deed dated July 8, 1986 to Banks County as recorded in Deed Book 39, Page 640. Said tract being for a county road. Restrictive Covenant: No commercial animal or junk cars shall be placed upon the property.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees (notice having been given as provided by law).
The property will be sold subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is Misty McDuffie or tenant(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt.
SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-fact for Misty McDuffie.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
The Knott Firm, LLC
670 East Kytle Street
Cleveland, GA 30528
706-219-3227
File # 10-230
(SE8,15,22,29B/19761-60T4P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from LEN B. DALTON, JR. to COMMUNITY BANK AND TRUST dated 06/18/2007, and recorded 07/26/2007, in Deed Book 309, Pages 567-569, Banks County, Georgia Deed Records, held by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010 and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in October, 2010, by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., as Attorney-in-Fact for Len B. Dalton, Jr. the following described property:
All that tract or parcel of land lying and being in the 1580 G.M.D. of Banks County, Georgia, containing 35.0 acres, more or less, as shown on a plat of survey for Len Dalton as prepared by Lovell, Duvall, Miller & Associates, Inc., dated September 26, 2006, revised October 26, 2006, and being recorded among Banks County, Georgia Records in Plat Book F, Page 119, said plat being incorporated herein by reference for a more full and complete description.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees (notice having been given as provided by law).
The property will be sold subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is Len B. Dalton, Jr. or tenant(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt.
SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-fact for Len B. Dalton, Jr.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
The Knott Firm, LLC
670 East Kytle Street
Cleveland, GA 30528
706-219-3227
File # 10-235
(SE8,15,22,29B/19761-60T4P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt with Power of Sale from KIMBERLY DAWN MCELREATH & MISTY DAWN MCDUFFIE to COMMUNITY BANK AND TRUST dated 04/25/2007, and recorded 05/01/2007, in Deed Book 304, Pages 356-358, Banks County, Georgia Deed Records, as modified by that Renewal Loan Agreement recorded 04/20/2009 in Deed Book 338, Page 813, Banks County, Georgia Deed Records, held by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010 and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in October, 2010 by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., as Attorney-in-Fact for Kimberly Dawn McElreath & Misty Dawn McDuffie the following described property:
All that tract or parcel of land lying and being in the 207th District, G.M., Banks County, Georgia, being Lot 15 of Athena’s Way more particularly described and delineated according to a plat and survey prepared by Ingram Lord and Associates, certified by Barry D. Lord, Georgia Registered Land Surveyor, dated August 24, 2005 and recorded in Plat Book F, Page 18, in the office of the Clerk of Superior Court Banks County, Georgia records, which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees (notice having been given as provided by law).
The property will be sold subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is Kimberly Dawn McElreath & Misty Dawn McDuffie or tenant(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt.
SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-fact for Kimberly Dawn McElreath & Misty Dawn McDuffie.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
The Knott Firm, LLC
670 East Kytle Street
Cleveland, GA 30528
706-219-3227
Ad # F10-213
(SE8,15,22,29B/19761-60T4P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from RUSSELL PROPERTY MANAGEMENT, LLC., a Georgia Limited Liability Company to COMMUNITY BANK AND TRUST dated 12/16/2005, and recorded 12/28/2005, in Deed Book 273, Pages 226-231, Banks County, Georgia Deed records, held by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010 and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in October, 2010, by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., as Attorney-in-Fact for Russell Property Management, LLC., a Georgia Limited Liability Company the following described property:
ALL THAT TRACT OR PARCEL OF LAND situate, lying and being in the 465th GMD, of Banks County, Georgia, being Lot 12, River Run Estates, Unit Two, as per plat recorded in Plat Book 13, Page 98, records of Banks County, Georgia, which plat is incorporated herein by reference.
Also conveyed herewith is a 2000 Sweetwater Mobile Home, Manufacturers ID #SHGA5648A and #SHGA5648B.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees (notice having been given as provided by law).
The property will be sold subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is Russell Property Management, LLC. or tenant(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt.
SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-fact for Russell Property Management, LLC., a Georgia Limited Liability Company.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
The Knott Firm, LLC
670 East Kytle Street
Cleveland, GA 30528
706-219-3227
File # F10-203
(SE8,15,22,29B/19761-60T4P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
By virtue of a Power of Sale contained in that certain Security Deed from TERRY THOMAS to REGIONS BANK, dated July 9, 2009, recorded July 27, 2009, in Deed Book 343, Page 350, Banks County, Georgia Records, said Security Deed having been given to secure a Note of even date in the principal amount of ONE HUNDRED FOUR THOUSAND FIVE HUNDRED SIXTY-EIGHT DOLLARS AND SEVENTY-FIVE CENTS ($104,568.75), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in October 2010, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land lying and being in the 1580th G.M.D. of Banks County, Georgia, and being designated as Tract 6, containing 4.81 acres, more or less, and Tract 7, containing 1.0 acre, more or less, as shown on plat of survey prepared by Max Lewallen, RLS, dated October 21, 1987 and recorded among Banks County, Georgia Records in Plat Book 13, Page 57, said plat being incorporated herein by reference for a more full and complete description. Also conveyed are non-exclusive perpetual rights of ingress and egress over and across Tract 8 known as Burma Road, being more fully shown on plat of survey above mentioned. The purpose of this easement is to grant access to the above-described property from U.S. Highway 441.
Said property being known as 235 Burma Road, Alto, GA 30510 according to the present numbering system in Banks County.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed.
To the best of the knowledge and belief of the undersigned, the party in possession of the property is Terry Thomas or tenant(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, Regions Bank as Attorney in Fact for Terry Thomas.
Contact: The Geheren Firm, P.C., 1535 Mount Vernon Road, Atlanta, GA 30338 TEL (678) 587-9500.
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(SE8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of BANKS
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by KYLE A. UNBEHANT AND RACHEL L. WECKESSER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR HOMESTAR FINANCIAL CORPORATION, dated 04/26/2007, and Recorded on 05/14/2007 as Book No. 305 and Page Nos. 246-263, BANKS County, Georgia Records, as last assigned to CHASE HOME FINANCE, LLC, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $123,525.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the BANKS County Courthouse within the legal hours of sale on the first Tuesday in October, 2010, the following described property:
All that tract or parcel of land lying and being in Hollingsworth District, G.M., Banks County, Georgia, and being shown and designated as Lot 12, containing 0.73 acres, more or less, as shown on plat of survey prepared for L & M Development by Holcomb Surveying, Inc., RLS, dated November 6, 2005, and recorded among Banks County, Georgia Records, in Plat Book 30, Page 27, said plat being incorporated herein by reference for a more full and complete description.
Subject to an easement for ingress and egress via the course of a gravel drive over and across Lot 12 leading to and from Moss Mill Road, a county road, as shown on plat of survey recorded among Banks County, Georgia Records in Plat Book 30, Page 28.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CHASE HOME FINANCE, LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-848-9136. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 693 MOSS MILL ROAD, BALDWIN, GEORGIA 30511 is/are: KYLE A. UNBEHANT and RACHEL L. WECKESSER or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
CHASE HOME FINANCE, LLC as Attorney in Fact for KYLE A UNBEHANT AND RACHEL L WECKESSER.
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
20100187432538
BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
(SE8,15,22,29B/19564-70T4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
By virtue of a Power of Sale contained in that certain Security Deed from MATTHEW EUGENE GOSNELL and KATHERINE D. GOSNELL to REGIONS BANK, dated February 23, 2004, recorded March 3, 2004, in Deed Book 232, Page 28, Banks County, Georgia Records, said Security Deed having been given to secure a Note of even date in the principal amount of FORTY-TWO THOUSAND EIGHT HUNDRED SEVENTY DOLLARS AND EIGHTY-TWO CENTS ($42,870.82), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in October 2010, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land containing 34.91 acres, more or less, lying and being in the 265th District, G.M., of Banks County, Georgia, and more fully described as follows:
Beginning at a point on the Hudson River at the mouth of a creek entering said river from the Clark Property thence along the center line of the river generally as follows: north 61 degrees 24 minutes east 45.40 feet, and north 45 degrees 30 minutes east 177.5 feet and south 52 degrees 37 minutes east 130.5 feet and north 49 degrees 24 minutes east 91.7 feet and north 01 degrees 03 minutes west 156.9 feet and north 83 degrees 05 minutes east 78.7 feet and south 43 degrees 30 minutes east 252.7 feet and south 09 degrees 07 minutes east 318.3 feet and south 26 degrees 41 minutes east 164.4 and south 48 degrees 11 minutes east 104.37 feet; thence leaving the river south 23 degrees 35 minutes 28 seconds west 767.87 feet to an iron pin; thence north 69 degrees 37 minutes 32 seconds west 1825.7 feet; thence along line of Baines Property north 34 degrees 9 minutes east 457.07 feet; thence north 83 degrees 29 minutes east 977.5 feet to the beginning corner.
Together with right of access over existing field or Woods Road from County Road which leads to Highway 98, being same property shown in warranty deed from J.M. McCurry to Thomas Edward Ayers, dated June 30, 1982, recorded in the public records of Banks County in Deed Book 26, Page 416.
Less and Except:
All that tract or parcel of land lying and being in the 265th District, G.M., Banks County, Georgia, and being that 10.078 acres, more or less, as more particularly shown on a plat of survey prepared for Ned D. Sims and Yari D. Sims by Savage and Associates, Registered Surveyor, dated December 13, 2002, recorded in Plat Book 27, Page 164, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Also: 20 foot ingress-egress easement as more particularly shown on plat of survey referenced herein above.
Less and Except:
All that tract or parcel of land, containing 5.06 acres, more or less, in the 265th GMD, of Banks County, Georgia, and bounded now or formerly as follows: North by the Hudson River; east by Hudson River and lands of Matthew Gosnell; south by lands of Matthew Gosnell; and west by lands of Matthew Gosnell. Said tract of land being more particularly described according to a plat of survey prepared by David L. Ringo, Surveyor, on May 24, 2002, for Jonathon Gosnell, which plat is recorded in Plat Book 27, Page 61 of the public records of Banks County, and is by reference incorporated herein as part of this description.
Said property being known as 304 Marion Cape Drive, Homer, GA 30547 according to the present numbering system in Banks County.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed.
To the best of the knowledge and belief of the undersigned, the party in possession of the property is Matthew Eugene Gosnell or tenant(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, Regions Bank as Attorney in Fact for Matthew Eugene Gosnell and Katherine D. Gosnell.
Contact: The Geheren Firm, P.C., 1535 Mount Vernon Road, Atlanta, GA 30338 TEL (678) 587-9500.
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(SE8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS IS AN ATTEMPT TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by STANLEY C. MISSLER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Nominee for Delta Funding Corp., dated February 18, 2005, recorded in Deed Book 254, Page 82, Banks County, Georgia records, as last transferred to HSBC BANK USA, N.A., AS INDENTURE TRUSTEE FOR THE REGISTERED HOLDERS OF THE RENAISSANCE HOME EQUITY LOAN ASSET-BACKED CERTIFICATES, SERIES 2005-1 by assignment recorded or to be recorded, Banks County, Georgia records conveying the after-described property to secure a Note in the original principal amount of SENENTY-ONE THOUSAND TWO HUNDRED FIFTY AND NO/100 DOLLARS ($71,250.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in October 2010 the following described property:
All that tract or parcel of land, together with all improvements thereon, lying and being in the 207th District, G.M., Banks County, Georgia, and being that 6.55 acres, more or less, as more particularly shown on a plat of survey prepared for Keith Whitfield by James M. Paul, Registered Surveyor, dated May 6, 1999, recorded in Plat Book 25, Page 86, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Subject to restrictions of record, if any and existing easements and rights of way for public roads and utilities now in use.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.  The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, Attention Home Retention Department, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409, 877-596-8580.  Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Stanley C. Missler or a tenant or tenants and said property is more commonly known as 1523 Lord Rd., Commerce, GA 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
HSBC BANK USA, N.A., AS INDENTURE TRUSTEE FOR THE REGISTERED HOLDERS OF THE RENAISSANCE HOME EQUITY LOAN ASSET-BACKED CERTIFICATES, SERIES 2005-1 as Attorney in Fact for Stanley C. Missler
Weissman, Nowack, Curry & Wilco, PC
Attn: Ocwen Team
One Alliance Center
3500 Lenox Road
Atlanta, GA 30326
/MK 08/19/2010
Our File# 000958
(SE8,15,22,29B/19109-70T4P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by ARTHUR GREEN to BAYROCK MORTGAGE CORPORATION dated March 30, 2005 in the amount of $205,200.00, and recorded in Deed Book 256, Page 410, Banks County, Georgia Records; as last transferred to Bank of America, National Association as successor by merger to LaSalle Bank National Association, as trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-HE8 by assignment; the undersigned, Bank of America, National Association as successor by merger to LaSalle Bank National Association, as trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-HE8 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in October, 2010 , during the legal hours of sale, at the Courthouse door in Banks County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that lot, tract, or parcel of land together with improvements thereon, lying and being in GMD 265 of Banks County, Georgia, and being 8 acres, more or less, on Ervin Chambers Road as shown on that plat of survey recorded in Plat Book B, Page 148 of the Banks County, Georgia Plat Records, and which plat is hereby incorporated by reference for a more complete description of said property. This is the same property conveyed by Quit Claim Deed to Sybil Powell Tarpley dated November 21, 1997, and recorded in Deed Book 122, Page 618 of the Banks County, Georgia Deed Records.
Said property is conveyed subject to all easements, covenants and restrictions of record, if any.
which has the property address of 1189 Ervin Chambers Road, Homer, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Arthur Green and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Bank of America, National Association as successor by merger to LaSalle Bank National Association, as trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-HE8 Attorney in Fact for Arthur Green
Anthony DeMarlo, Attorney/efisher
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 07-12294 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(SE8,15,22,29B/1325-60)
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